Res 097-86 7/1/1986RESOLUTION NO. 17- 16
RESOLUTION ACCEPTING POLICIES
AND RULES FOR THE INVESTMENT
OF CITY FUNDS
WHEREAS, Resolution Number 67-86 directed the City's Investment Officer to
prepare rules governing the investment of local funds ; and
WHEREAS, such policies and rules have been prepared and submitted to the
City Council for approval ; and
WHEREAS, the formal adoption of such rules shall further insure the
prudent investment of City funds;
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF WICHITA FALLS, THAT:
The following investment policy and associated rules prepared by the
Investment Officer of the City of Wichita Falls are hereby approved and adopted.
SECTION ONE. INVESTMENT OBJECTIVES
The objectives of the City's investment program shall be, in order of
priority, safety, liquidity, and yield. Safety of principal shall be the foremost
objective of the City's investment program. Each investment transaction shall
seek to first insure that capital losses are avoided, whether they be from
securities defaults or erosion of market value. Investments shall be made with
the judgement and care which a person of prudence, discretion, and intelligence
would exercise in the management of his or her own affairs with consideration
given to the probable safety of capital as well as the probable income to be
derived. Investments shall not be made for speculative purposes.
SECTION TWO. AUTHORIZED INVESTMENTS
The City shall invest only in those instruments authorized by law by the
State of Texas. Insofar as they meet this requirement, the City may invest in
the following:
U. S. Treasury Bills
U. S. Treasury Notes and Bonds
Collateralized Certificates of Deposit and other evidences of
deposit and national banks and savings and loan associations
in the State of Texas where such institutions are under contract
with the City as participating depositories
Consolidated Certificate of Deposit programs covered under FDIC
insurance where the institutions authorizing such programs are .
under contract with the City as participating depositories
The City Manager is hereby authorized to enter into contracts with financial
institutions offering consolidated Certificate of Deposit programs. Such contract
shall establish the financial institutions involved as participating depositories
of the City of Wichita Falls.
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Should the State law governing authorized investments be amended to add other
investment vehicles , such vehicles shall not be used until such time as they are
specifically authorized by action of the City Council of the City of Wichita Falls.
SECTION THREE. QUALIFYING INSTITUTIONS
Broker/dealers through whom the City purchases U. S. Government securities
may include those dealers reporting to the Market Reports Division of the Federal
Reserve Bank of New York, also known as the "primary government securities
dealers." Other dealers may be approved by the City Council .
The City shall evaluate the financial institutions' and broker/dealers '
soundness to the extent necessary to insure the security of the City's invest-
ments. Investigation may include, but is not limited to, review of rating
agency reports, review of call reports, and analyses of profitability, capitaliza-
tion, and asset quality. Institutions with which the City wishes to do business
shall provide the financial data requested by the City. Where appropriate to
the investment vehicle, participating financial institutions shall have FDIC
insurance coverage in the State of Texas. (See attached listing)
SECTION FOUR. INVESTMENT PRACTICE--TREASURIES AND DEPOSITS
All investments purchased by the City shall be purchased "delivery versus
payment. " That is, the City shall authorize release of its funds only after it
has received notification from its safekeeping bank that a purchased security
has been received in the City's safekeeping account. The City must have con-
firmation from its safekeeping bank that collateral pledged from a financial
institution is in the City's account before investing in certificates of deposit
or other evidences of deposit at the financial institution.
Unless otherwise provided for by the City's primary depository agreement,
competetive quotations shall always be taken for certificates of deposit and
shall be taken for U. S. Treasury security investments as considered prudent by
the Chief Accounting Officer/Director of Finance of the City.
SECTION FIVE. INDEMNITY
Those employees of the City of Wichita Falls who are involved in making
investment decisions and in processing the City's investments shall be personally
indemnified by the City of Wichita Falls in the event of an investment loss
provided that this Investment Policy and the applicable laws of the State of
Texas have been followed.
SECTION SIX. POLICY REVISIONS
This policy may be amended by action of the City Council . The City Manager
is authorized to recommend revisions to the City Council whenever such revisions
are necessary and prudent due to changes in State law, the needs of the City,
the economy, and investment opportunities.
SECTION SEVEN. REPORTING
Reports of investment activity should be issued on a periodic basis established
by City Council.
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PASSED AND APPROVED this the 1st day of July, 1986.
g, • ,
MAYOR
ATTEST:
L4,7-444, rA6-rnotd-'
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APPENDIX A
LIST OF THE GOVERNMENT SECURITIES DEALERS REPORTING
TO THE MARKET REPORTS DIVISION OF THE FEDERAL RESERVE BANK
OF NEW YORK
Bankers Trust Company
Carroll McEntee & McGinley Incorporated
Citibank, N. A.
Donaldson, Lufkin & Jenrette Securities Corporation
Drexel Burnham Lambert Government Securities, Inc.
The First Boston Corporation
Goldman, Sachs & Co.
E. F. Hutton & Company, Inc.
Kidder, Peabody & Co. , Inc.
Lehman Government Securities, Inc.
Manufacturers Hanover Trust Company
Merrill Lynch Government Securities, Inc.
Morgan Guaranty Trust Company of New York
Morgan Stanley & Co. , Inc.
Paine Webber Incorporated
Prudential-Bache Securities, Inc.
Salomon Brothers, Inc.
Smith Barney Government Securities, Inc.
Herbert R. Smith, Inc.
Thomas-McKinnon
Dean Witter Reynolds, Inc.
Note: This list has been compiled and made available for statistical
purposes only and has no significance with respect to other relation-
ships between dealers and the Federal Reserve Bank of New York. Qualifi-
cation for the reporting list is based on the achievement and maintenance
of reasonable standards of activity.