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Ord 108-96 7/16/1996THE STATE OF TEXAS COUNTY OF WICHITA CITY OF WICHITA FALLS CERTIFICATE FOR ORDINANCE We, the undersigned officers of said City, hereby certify as follows: 1. The City Council of said City convened in REGULAR MEETING ON THE 16TH DAY OF JULY, 1996, and the roll was called of the duly constituted officers and members of said City Council, to -wit: _ Kathryn A. Yeager, Mayor Angus Thompson, Mayor Pro Tem Bill Daniel, Councilor Harold Hawkins, Councilor J. Don Johnson, Councilor J.W. Martin, Councilor Dan Shine, Councilor Lydia Torres, City Clerk and all of said persons were present, except the following absentees: NONE , thus constituting a quorum. Whereupon, among other business, the following was transacted at said Meeting: a written ORDINANCE AUTHORIZING THE ISSUANCE AND SALE OF CITY OF WICHITA FALLS, TEXAS WATER AND SEWER SYSTEM SUBORDINATE LIEN REVENUE BONDS, SERIES 1996; AUTHORIZING THE EXECUTION OF A PAYING AGENT/REGISTRAR AGREEMENT; AND AUTHORIZING OTHER MATTERS RELATED THERETO was duly introduced for the consideration of said City Council and read in full. It was then duly moved and seconded that said Ordinance be passed; and, after due discussion, said motion, carrying with it the passage of said Ordinance, prevailed and carried by the following vote: AYES NOES: Ary - 2715.014\ordin.crt - PAGE I All members present voted "Aye ". None -2- 2. That a true, full, and correct copy of the aforesaid Ordinance passed at the Meeting described in the above and foregoing paragraph is attached to and follows this Certificate; that said Ordinance has been duly recorded in said City Council's minutes of said Meeting; that the above and foregoing paragraph is a true, full, and correct excerpt from said City Council's minutes of said Meeting pertaining to the passage of said Ordinance that the persons named in the above and foregoing paragraph are the duly chosen, qualified, and acting officers and members of said City Council as indicated therein; that each of the officers and members of said City Council was duly and sufficiently notified officially and personally, in advance, of the time, place, and purpose of the aforesaid Meeting, and that said Ordinance would be introduced and considered for passage at said Meeting, and each of said officers and members consented, in advance, to the holding of said Meeting for such purpose; and that said Meeting was open to the public, and public notice of the time, place, and purpose of said Meeting was given, all as required by Chapter 551, Texas Government Code. 3. That the Mayor of said City has approved, and hereby approves, the aforesaid Ordinance; that the Mayor and the City Clerk of said City have duly signed said Ordinance; and that the Mayor and the City Clerk of said City hereby declare that their signing of this Certificate shall constitute the signing of the attached and following copy of said Ordinance for all purposes. 4. That the Ordinance has not been modified, amended or repealed and is in full force and effect on and as of the date hereof. SIGNED AND SEALED this •' u�J IXL.� City Clerk (SEAL) /Icy - 2715.014\oMkcri - PAGE 2 J-1v Mayor ORDINANCE NO. 108 -96 ORDINANCE AUTHORIZING THE ISSUANCE AND SALE OF CITY OF WICHITA FALLS, TEXAS WATER AND SEWER SYSTEM SUBORDINATE LIEN REVENUE BONDS, SERIES 1996; AUTHORIZING THE EXECUTION OF A PAYING AGENT/REGISTRAR AGREEMENT; AND AUTHORIZING OTHER MATTERS RELATED THERETO. (/ky: 2715.014\ordin -.sub - 7/16/96) ORDINANCE NO. 108 -96 ORDINANCE AUTHORIZING THE ISSUANCE AND SALE OF CITY OF WICHITA FALLS, TEXAS WATER' AND SEWER SYSTEM SUBORDINATE LIEN REVENUE BONDS, SERIES 1996; AUTHORIZING THE EXECUTION OF A PAYING AGENT/REGISTRAR AGREEMENT; AND AUTHORIZING OTHER MATTERS RELATED THERETO. TABLE OF CONTENTS (/ky: 2715.014brdin -.sub - 7/16/96) i Pace PREAMBLE............... ............................... 1 Section 1. AMOUNT AND PURPOSE OF THE BONDS ................. 2 Section 2. DESIGNATION, DENOMINATIONS AND NUMBERS OF BONDS ............................... 3 Section 3. PRINCIPAL AND INTEREST ............................ 3 Section 4. SALE OF BONDS ....... ............................... 3 Section 5. CHARACTERISTICS OF THE BONDS ...................... 4 (a) Registration, Transfer, and Exchange; Authentication ..... 4 (b) Book -Entry Only System .......................... 5 (c) Successor Securities Depository; Transfers Outside Book -Entry Only System ......................... 5 (d) Payments to Cede & Co . ........................... 6 (e) In General ....... ............................... 6 (f) Notices of Redemption and Defeasance ............... 6 Section 6. PAYING AGENT/REGISTRAR ........................... 7 (a) Payment of Bonds and Interest ...................... 7 (b) Substitute Paying Agent/Registrar .................... 7 Section 7. FORM OF BOND ........ ............................... 7 Section 8. DEFINITIONS .......... ............................... 17 Section 9. PLEDGE .............. ............................... 21 Section 10. SYSTEM FUND ........ ............................... 21 Section 11. 'DEBT SERVICE FUND ... ............................... 21 (/ky: 2715.014brdin -.sub - 7/16/96) i Page Section 12. RESERVE FUND ........ ............................... 22 Section 13. SUBORDINATE OBLIGATIONS FUND .................... 22 Section 14. INVESTMENTS ........ ............................... 22 Section 15. FUNDS SECURED ...... ............................... 23 Section 16. APPLICATION OF BOND PROCEEDS ..................... 23 Section 17. FLOW OF FUNDS ....... ............................... 23 (a) Debt Service Fund ............................... 23 (b) Reserve Fund .... ............................... 24 (c) Subordinate Obligations Fund ....................... 24 (d) Surplus ......... ............................... 24 Section 18. DEFICIENCIES ........ ............................... 24 Section 19. PAYMENT OF PRIORITY BONDS ........................ 25 Section 20. FINAL DEPOSITS; GOVERNMENT OBLIGATIONS .......... 25 Section 21. ISSUANCE OF PRIORITY AND SUBORDINATE LIEN BONDS . 26 Section 22. FURTHER REQUIREMENTS FOR ADDITIONAL BONDS ..... 27 Section 23. GENERAL COVENANTS . ............................... 31 (a) Performance ..... ............................... 31 (b) City's Legal Authority ............................. 31 (c) Acquisition and Construction, Operation and Maintenance . 31 (d) Title ........... ............................... 32 (e)' Liens .......... ............................... 32 (f) No Free Service ......................... . ....... 32 (g) Further Encumbrance ............................. 32 (h) Sale, Lease or Disposal of Property .................. 32 (i) Books, Records, and Accounts ...................... 33 0) Insurance ....... ............................... 33 (k) Rate Covenant ... ............................... 34 (1) Audits .......... ............................... 34 (m) Governmental Agencies ........................... 34 (n) No Competition .. ............................... 34 (o) Rights of Inspection .............................. 34 Section 24. AMENDMENT OF ORDINANCE .......................... 35 (/ky: 2715.014\ordin -.sub - 7/16/96) 11 Page Section 25. DAMAGED, MUTILATED, LOST, STOLEN OR (/ky: 2715.014\ordin -.sub - 7/16/96) 111 DESTROYED BONDS . ............................... 37 Section 26. COVENANTS REGARDING TAX - EXEMPTION OF INTEREST ON THE BONDS ....................... 38 Section 27. CUSTODY, APPROVAL, AND REGISTRATION OF BONDS; BOND COUNSEL'S OPINION, AND CUSIP NUMBERS .... 40 Section 28. PAYING AGENT AGREEMENT .......................... 40 Section 29. CONTINUING DISCLOSURE UNDERTAKING .............. 40 (a) Annual Reports ... ............................... 40 (b) Material Event Notices ............................ 41 (c) Limitations, Disclaimers, and Amendments ............. 41 Section 30. REPEAL OF SERIES 1990 -B AND 1990 -C SUBORDINATE LIEN BONDS ........ ............................... 42 Section 31. ESCROW AGREEMENT AND CONSTRUCTION FUND ....... 43 Section 32. FINAL ACCOUNTING ... ............................... 43 Section 33. SURPLUS BOND PROCEEDS ............................ 43 Section 34. ANNUAL AND MONTHLY REPORTS ..................... 43 Section 35. COMPLIANCE WITH THE TEXAS WATER DEVELOPMENT BOARD ............... 43 Section 36. PAYMENT PROCEDURE PURSUANT TO MUNICIPAL BOND INSURANCE POLICY .......................... 44 Section 37. NOTICES TO BE GIVEN TO AMBAC INDEMNITY .......... 45 Section 38. APPROVAL OF INSURANCE ............................ 46 Section 39. FURTHER PROCEDURES ............................... 46 Section 40. SEVERABILITY ........ ............................... 46 Section 41. NO PERSONAL LIABILITY .............................. 46 Section 42. OPEN MEETING ........ ............................... 47 (/ky: 2715.014\ordin -.sub - 7/16/96) 111 Pajae Section 43. EMERGENCY .......... ............................... 47 Section 44. IMMEDIATE EFFECT .... ............................... 47 Exhibit A - Description of Annual Financial Information Exhibit B - Form of Escrow Agreement (/ky: 2715.014brdin -.sub - 7/16196) iv ORDINANCE NO. 108 -96 ORDINANCE AUTHORIZING THE ISSUANCE AND SALE OF CITY OF WICHITA FALLS, TEXAS WATER AND SEWER SYSTEM SUBORDINATE LIEN REVENUE BONDS, SERIES 1996; AUTHORIZING THE EXECUTION OF A PAYING AGENT/REGISTRAR AGREEMENT; AND AUTHORIZING OTHER MATTERS RELATED THERETO. THE STATE OF TEXAS § COUNTY OF WICHITA § CITY OF WICHITA FALLS § WHEREAS, the City of Wichita Falls, Texas (the "City ") has outstanding the following utilities system revenue bonds secured by a first lien on and pledge of the "Pledged Revenues "of the City's Water and Sewer System (the "System ") pursuant to the ordinances (the "Priority Ordinances ") of the City Council authorizing their issuance (hereinafter defined as the "Priority Bonds "), to wit: City of Wichita Falls, Texas Water and Sewer System Refunding Revenue Bonds, Series 1986, dated July 1, 1986 currently outstanding in the aggregate principal amount of $6,165,000 (the "Series 1986 Bonds ") and City of Wichita Falls, Texas Water and Sewer System Refunding Revenue Bonds, Series 1995, dated June 1, 1995 currently outstanding in the aggregate principal amount of $12,830,000 (the "Series 1995 Bonds ") and City of Wichita Falls, Texas Water and Sewer System Refunding Revenue Bonds, Series 1996, dated April 1, 1996 currently outstanding in the aggregate principal amount of $5,360,000 (the "Series 1996 Bonds "); and WHEREAS, the City also has outstanding the following utilities system revenue bonds (hereinafter defined as the "Series 1990 Subordinate Lien Bonds ") which were authorized by an ordinance (the "Subordinate Lien Ordinance ") of the City Council passed pursuant to the Priority Bond Ordinance, to wit: City of Wichita Falls, Texas Water and Sewer Subordinate Lien Revenue Bonds, Series 1990 -A, dated July 1, 1990, currently outstanding in the aggregate principal amount of $23,230,000; and (/ky: 2715.014\ordin -.sub - 7/16/96) 1 WHEREAS, the Series 1990 Subordinate Lien Bonds are secured by a lien on and pledge of the Pledged Revenues of the System subordinate only to the lien on and pledge of the Pledged Revenues for the benefit of the Priority Bonds; and WHEREAS, the Priority Ordinances and the Subordinate Lien Ordinance authorize the City to issue its "Subordinate Lien Bonds" on a parity with and equally secured by the lien on and pledge of the Pledged Revenues securing the Series 1990 Subordinate Lien Bonds for the purpose of paying the cost of "Capital Improvements " to the System; and WHEREAS, the City Council of the City has heretofore on the 27th day of June, 1996 adopted a resolution authorizing and directing notice of its intention to issue the revenue bonds herein authorized to be issued, pursuant to Article 2368a, V.A.T.C.S. and Chapter 252 of the Local Government Code; and WHEREAS, said notice was published as required by said Article 2368a in the "Wichita Falls Record News ", which is a newspaper of general circulation in and is published in the City, in the issues of June 30, 1996 and July 7, 1996; and WHEREAS, the City received no petition from the qualified electors of the City protesting the issuance of such revenue bonds; and WHEREAS, the conditions set forth in the Priority Ordinances and the Subordinate Lien Ordinance for the issuance of the Bonds as Subordinate Lien Bonds have been met; and WHEREAS, it is now deemed necessary and advisable that said bonds be issued at this time, in the amounts and for the purposes as herein shown; and WHEREAS, the bonds hereinafter authorized are to be issued and delivered pursuant to Articles 1111 through 1118 V.A.T.C.S., as amended and the Charter of said City; BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF WICHITA FALLS: Section 1. AMOUNT AND PURPOSE OF THE BONDS. The bonds of the City of Wichita Falls, Texas (the "City ") are hereby authorized to be issued and delivered in the aggregate principal amount of $11,420,000 FOR THE PURPOSE OF PROVIDING FUNDS FOR CAPITAL IMPROVEMENTS TO THE CITY'S COMBINED WATER AND SEWER SYSTEM AND TO PAY THE COSTS OF ISSUANCE RELATED THERETO. Section 2. DESIGNATION, DENOMINATIONS AND NUMBERS OF BONDS. Each Bond issued pursuant to this Ordinance shall be designated: "CITY OF WICHITA FALLS, TEXAS WATER AND SEWER SYSTEM SUBORDINATE LIEN REVENUE BONDS, SERIES 1996 ", and initially there shall be issued, sold and delivered hereunder fully registered Bonds, with the Bonds being dated June 1, 1996 in the respective denominations and principal amounts hereinafter stated, with the Bonds being numbered consecutively from R -1 upward, payable to the initial registered (/ky: 2715.014brdin -.sub - 7/16/96) 2 owner thereof (as hereinafter designated), or to the registered assignee or assignees of said Bonds or any portion or portions thereof (in each case, the "Registered Owner "). Section 3. PRINCIPAL AND INTEREST. The Bonds shall mature and be payable serially on August 1 in each of the years and in the principal amounts, respectively, and shall bear interest calculated on the basis of a 360 -day year composed of twelve 30 -day months from the dates specified in the FORM OF BOND set forth in this Ordinance to their respective dates of maturity at the rates per annum as follows: Date Maturing Principal Interest Rate August 1, 1998 $ 100,000 3.350% August 1, 1999 100,000 3.600% August 1, 2000 105,000 3.750% August 1, 2001 110,000 3.850% August 1, 2002 115,000 3.950% August 1, 2003 125,000 4.050% August 1, 2004 135,000 4.150% August 1, 2005 135,000 4.250% August 1, 2006 145,000 4.350% August 1, 2007 150,000 4.450% August 1, 2008 25,000 4.550% August 1, 2009 25,000 4.650% August 1, 2010 25,000 4.700% August 1, 2011 25,000 4.750% August 1, 2012 25,000 4.800% August 1, 2013 2,300,000 4.850% August 1, 2014 2,440,000 4.900% August 1, 2015 2,585,000 4.950% August 1, 2016 2,750,000 4.950% Said principal and interest shall be payable in the manner provided and on the dates stated in the FORM OF BOND set forth in this Ordinance; provided, however, that the principal of and interest on the Bonds shall be paid by wire transfer to the account requested by the owner of the Bonds and, at no cost to the owner, as long as the Texas Water Development Board is the owner of the Bonds. Section 4. SALE OF BONDS. (a) The Bonds are hereby sold and shall be delivered to the Texas Water Development Board in accordance with law at a price equal to the principal amount of the Bonds. It is hereby found and determined by the City Council that the price and terms for the sale of the Bonds are the most advantageous reasonably obtainable. The Bonds shall initially be registered in the name of the Texas Water Development Board. (b) The City Council hereby approves the form and content of the Official Statement filed. with the Texas Water Development Board, which describes the Bonds, the security therefor, and the financial condition of the City. (/ky: 2715.014brdin -.sub - 7/16/96) 3 (c) The Paying Agent/Registrar shall complete the "Delivery Certificate" on the Bonds so delivered to the Texas Water Development Board, and interest on the Bonds so delivered shall commence from such date. Section 5. CHARACTERISTICS OF THE BONDS. (a) Registration Transfer, and Exchange. Authentication. The City shall keep or cause to be kept at the corporate trust office of Norwest Bank Texas, N.A. (the "Paying Agent/Registrar ") books or records for the registration of the transfer and exchange of the Bonds (the "Registration Books "), and the City hereby appoints the Paying Agent/Registrar as its registrar and transfer agent to keep such books or records and make such registrations of transfers and exchanges under such reasonable regulations as the City and Paying Agent/Registrar may prescribe; and the Paying Agent/Registrar shall make such registrations, transfers and exchanges as herein provided. The Paying Agent/Registrar shall obtain and record in the Registration Books the address of the registered owner of each Bond to which payments with respect to the Bonds shall be mailed, as herein provided; but it shall be the duty of each registered owner to notify the Paying Agent/Registrar in writing of the address to which payments shall be mailed, and such interest payments shall not be mailed unless such notice has been given. To the extent possible and under reasonable circumstances, all transfers of Bonds shall be made within three business days after request and presentation thereof. The City shall have the right to inspect the Registration Books during regular business hours of the Paying Agent/Registrar, but otherwise the Paying Agent/Registrar shall keep the Registration Books confidential and, unless otherwise required by law, shall not permit their inspection by any other entity. The Paying Agent/Registrar's standard or customary fees and charges for making such registration, transfer, exchange and delivery of a substitute Bond or Bonds shall be paid as provided in the FORM OF BOND set forth in this Ordinance. Registration of assignments, transfers and exchanges of Bonds shall be made in the manner provided and with the effect stated in the FORM OF BOND set forth in this Ordinance. Each substitute Bond shall bear a letter and/or number to distinguish it from each other Bond. Except as provided in (e) below, an authorized representative of the Paying Agent/Registrar shall, before the delivery of any such Bond, date and manually sign the Paying Agent/Registrar's Authentication Certificate, and no such Bond shall be deemed to be issued or outstanding unless such Certificate is so executed. The Paying Agent/Registrar promptly shall cancel all paid Bonds and Bonds surrendered for transfer and exchange. No additional ordinances, orders, or resolutions need be passed or adopted by the governing body of the City or any other body or person so as to accomplish the foregoing transfer and exchange of any Bond or portion thereof, and the Paying Agent/ Registrar shall provide for the printing, execution, and delivery of the substitute Bonds in the manner prescribed herein. Pursuant to Vernon's Ann. Tex. Civ. St. Art. 717k -6, and particularly Section 5 thereof, the duty of transfer and exchange of Bonds as aforesaid is hereby imposed upon the Paying Agent/Registrar, and, upon the execution of said Certificate, the transferred and exchanged Bond shall be valid, incontestable, and enforceable in the same manner and with the same effect as the Bonds which initially were issued and delivered pursuant to this Ordinance, approved by the Attorney General, and registered by the Comptroller of Public Accounts. (b) Book -Entry Only System. If requested by the Texas Water Development Board, the Bonds issued in exchange for the Bonds initially issued to the purchaser specified herein shall be initially issued in the form of a separate single fully registered Bond for each of the maturities thereof. (/ky: 2715.014\ordin- .sub - 7/16/96) 4 If so requested, upon initial issuance, the ownership of each such Bond shall be registered in the name of Cede & Co., as nominee of Depository Trust Company of New York ( "DTC "), and except as provided in subsection (c) hereof; all of the outstanding Bonds shall be registered in the name of Cede & Co., as nominee of DTC. With respect to Bonds registered in the name of Cede & Co., as nominee of DTC, the City and the Paying Agent/Registrar shall have no responsibility or obligation to any DTC Participant or to any person on behalf of whom such a DTC Participant holds an interest on the Bonds. Without limiting the immediately preceding sentence, the City and the Paying Agent/Registrar shall have no responsibility or obligation with respect to (i) the accuracy of the records of DTC, Cede & Co. or any DTC Participant with respect to any ownership interest in the Bonds, (ii) the delivery to any DTC Participant or any other person, other than a Bondholder, as shown on the Registration Books, of any notice with respect to the Bonds, including any notice of redemption, or (iii) the payment to any DTC Participant or any other person, other than a Bondholder, as shown in the Registration Books of any amount with respect to principal of, premium, if any, or interest on the Bonds. Notwithstanding any other provision of this Ordinance to the contrary, the City and the Paying Agent/Registrar shall be entitled to treat and consider the person in whose name each Bond is registered in the Registration Books as the absolute owner of such Bond for the purpose of payment of principal, premium, if any, and interest on such Bond, for the purpose of giving notices of redemption and other matters with respect to such Bond, for the purpose of registering transfers with respect to such Bond, and for all other purposes whatsoever. The Paying Agent/Registrar shall pay all principal of, premium, if any, and interest on the Bonds only to or upon the order of the respective owners, as shown in the Registration Books as provided in this Ordinance, or their respective attorneys duly authorized in writing, and all such payments shall be valid and effective to fully satisfy and discharge the City's obligations with respect to payment of principal of, premium, if any, and interest on the Bonds to the extent of the sum or sums so paid. No person other than an owner, as shown in the Registration Books, shall receive a Bond certificate evidencing the obligation of the City to make payments of principal, premium, if any, and interest pursuant to this Ordinance. Upon delivery by DTC to the Paying Agent/Registrar of written notice to the effect that DTC has determined to substitute a new nominee in place of Cede & Co., and subject to the provisions in this Ordinance with respect to interest checks being mailed to the registered owner at the close of business on the Record Date, the word "Cede & Co." in this Ordinance shall refer to such new nominee of DTC. (c) Successor Securities Depository; Transfers Outside Book -Entry Only System. In the event that the City determines to discontinue the use of the Book -Entry Only System through DTC or DTC determines to discontinue providing its services with respect to the Bonds, the City shall (i) appoint a successor securities depository, qualified to act as such under Section 17(a) of the Securities and Exchange Act of 1934, as amended, notify DTC and DTC Participants of the appointment of such successor securities depository and transfer one or more separate Bonds to such successor securities depository or (ii) notify DTC and DTC Participants of the availability through DTC of Bonds and transfer one or more separate Bonds to DTC Participants having Bonds credited to their DTC accounts. In such event, the Bonds shall no longer be restricted to being registered in the Registration Books in the name of Cede & Co., as nominee of DTC, but may be registered in the name of the successor securities depository, or its nominee, or in whatever name or names (/ky: 2715.014brdin -.sub - 7/16/96) 5 Bondholders transferring or exchanging Bonds shall designate in accordance with the provisions of this Ordinance. (d) Payments to Cede & Co. Notwithstanding any other provision of this Ordinance to the contrary, so long as any Bond is registered in the name of Cede & Co., as nominee of DTC, all payments with respect to principal of premium, if any, and interest on such Bond and all notices with respect to such Bond shall be made and given, respectively, in the manner provided in the representation letter of the City to DTC. (e) In General. The Bonds (i) shall be issued in fully registered form, without interest coupons, with the principal of and interest on such Bonds to be payable only to the registered owners thereof, (ii) may be transferred and assigned, (iii) may be exchanged for other Bonds, (iv) shall have the characteristics, (v) shall be signed, sealed, executed and authenticated, (vi) the principal of and interest on the Bonds shall be payable, (vii) may be redeemed prior to their scheduled maturities (notice of which shall be given to the Paying Agent/Registrar at least 50 days prior to the date of redemption), and (viii) shall be administered and the Paying Agent/Registrar and the City shall have certain duties and responsibilities with respect to the Bonds, all as provided, and in the manner and to the effect as required or indicated, in the FORM OF BOND set forth in this Ordinance and in the Certificate of City Manager. The Bonds initially issued and delivered pursuant to this Ordinance are not required to be, and shall not be, authenticated by the Paying Agent/ Registrar, but on each substitute Bond issued in exchange for any Bond or Bonds issued under this Ordinance the Paying Agent/Registrar shall execute the PAYING AGENT/REGISTRAR'S AUTBENTICATION CERTIFICATE, in the form set forth in the FORM OF BOND. (0 Notices of Redemption and Defeasance. (i) In addition to the Notice of Redemption set forth in the FORM OF BOND, the City shall give notice of redemption or defeasance to the Paying Agent/Registrar at least 50 days prior to a redemption date in the case of a redemption and on the defeasance date in the case of a defeasance and the Paying Agent/Registrar shall give notice of redemption or of defeasance of Bonds by mail, first -class postage prepaid at least thirty (30) days prior to a redemption date and within thirty (30) days after a defeasance date to each registered securities depository and to any national information service that disseminates such notices. In addition, in the event of a redemption caused by an advance refunding of the Bonds, the Paying Agent/Registrar shall send a second notice of redemption to the persons specified in the immediately preceding sentence at least thirty (30) days but not more than ninety (90) days prior to the actual redemption date. Any notice sent to the registered securities depositories or such national information services shall be sent so that they are received at least two (2) days prior to the general mailing or publication date of such notice. The Paying Agent/Registrar shall also send a notice of prepayment or redemption to the registered owner of any Bond who has not sent the Bonds in for redemption sixty (60) days after the redemption date. (ii) Each Notice of Redemption or Defeasance, whether required in the FORM OF BOND or in this Section, shall contain a description of the Bonds to be redeemed or defeased including the complete name of the Bonds, the Series, the date of issue, the interest rate, the maturity date, the CUSIP number, the certificate numbers, the amounts called of each certificate, the publication and mailing date for the notice, the date of redemption or defeasance, the redemption price, if any, the (/ky: 2715.014brdin -.sub - 7/16/96) 6 name of the Paying Agent/Registrar and the address at which the Bonds may be redeemed or paid, including a contact person and telephone number. (iii) All redemption payments made by the Paying Agent/Registrar to the registered owners of the Bonds shall include a CUSIP number relating to each amount paid to such registered owner. Section 6. PAYING AGENT/REGISTRAR. (a) Payment of Bonds and Interest. The City hereby further appoints the Paying Agent/Registrar to act as the paying agent for paying the principal of and interest on the Bonds, all as provided in this Ordinance. The Paying Agent/ Registrar shall keep proper records of all payments made by the City and the Paying Agent/Registrar with respect to the Bonds. However, in the event of a nonpayment of interest on a scheduled payment date, and for thirty (30) days thereafter, a new record date for such interest payment (a "Special Record Date ") will be established by the Paying Agent/Registrar, if and when funds for the payment of such interest have been received from the City. Notice of the Special Record Date and of the scheduled payment date of the past due interest (the "Special Payment Date ", which shall be 15 days after the Special Record Date) shall be sent at least five (5) business days prior to the Special Record Date by United States mail, first -class postage prepaid, to the address of each Holder of a Bond appearing on the Registration Books of the Paying Agent/Registrar at the close of business on the last business day next preceding the date of mailing of such notice. (b) Substitute Paying Agent/Registrar. The City covenants with the registered owners of the Bonds that at all times while the Bonds are outstanding the City will provide a competent and legally qualified bank, trust company, financial institution, or other agency to act as and perform the services of Paying Agent/Registrar for the Bonds under this Ordinance, and that the Paying Agent/Registrar will be one entity. The City reserves the right to, and may, at its option, change the Paying Agent/Registrar upon not less than 120 days written notice to the Paying Agent/Registrar, effective not later than 60 days prior to the next principal or interest payment date after such notice. In the event that the entity at any time acting as Paying Agent/Registrar (or its successor by merger, acquisition, or other method) should resign or otherwise cease to act as such, the City covenants that promptly it will appoint a competent and legally qualified bank, trust company, financial institution, or other agency to act as Paying Agent/Registrar under this Ordinance. Upon any change in the Paying Agent/Registrar, the previous Paying Agent/Registrar promptly shall transfer and deliver the Registration Books (or a copy thereof), along with all other pertinent books and records relating to the Bonds, to the new Paying Agent/Registrar designated and appointed by the City. Upon any change in the Paying Agent/Registrar, the City promptly will cause a written notice thereof to be sent by the new Paying Agent/Registrar to each registered owner of the Bonds, by United States mail, first -class postage prepaid, which notice also shall give the address of the new Paying Agent/Registrar. By accepting the position and performing as such, each Paying Agent/Registrar shall be deemed to have agreed to the provisions of this Ordinance, and a certified copy of this Ordinance shall be delivered to each Paying Agent/Registrar. Section 7. FORM OF BONDS. The form of the Bonds, including the form of Paying Agent/Registrar's Authentication Certificate, the form of Assignment and the form of Registration Certificate of the Comptroller of Public Accounts of the State of Texas to be attached only to the Bonds initially issued and delivered pursuant to this Ordinance, shall be, respectively, substantially (/ky: 2715.014\ordin -.sub - 7/16/96) 7 as follows, with such appropriate variations, omissions, or insertions as are permitted or required by this Ordinance and the Certificate of City Manager. [remainder of this page is intentionally left blank] (/ky: 2713.014\ordin -.sub - 7/16/96) 8 FORM OF BOND: NO. R- $. UNITED STATES OF AMERICA STATE OF TEXAS COUNTY OF WICHITA CITY OF WICHITA FALLS, TEXAS WATER AND SEWER SYSTEM SUBORDINATE LIEN REVENUE BOND, SERIES 1996 INTEREST RATE MATURITY DATE BOND DATE CUSIP REGISTERED OWNER: PRINCIPAL AMOUNT: August 1, June 1, 1996 AND 00 /100 DOLLARS ON THE MATURITY DATE SPECIFIED ABOVE, THE CITY OF WICHITA FALLS, IN WICHITA COUNTY, TEXAS, a municipal corporation of the State of Texas (the "Issuer "), hereby promises to pay to the Registered Owner specified above, or to the registered assignee thereof (either being hereinafter called the "registered owner ") the Principal Amount specified above and to pay interest thereon, from the date of delivery of this Bond to the initial purchased as shown below in the Delivery Certificate to the date of its scheduled maturity or the date of its redemption prior to scheduled maturity, at the rate of interest per annum specified above, with said interest being payable on February 1, 1997, and semiannually on each August 1 and February 1 thereafter; except that if this Bond is required to be authenticated and the date of its authentication is later than the first Record Date, such Principal Amount shall bear interest from the interest payment date next preceding the date of authentication, unless such date of authentication is after any Record Date (hereinafter defined) but on or before the next following interest payment date, in which case such Principal Amount shall bear interest from such next following interest payment date; provided, however, that if on the date of authentication hereof the interest on the Bond or Bonds, if any, for which this Bond is being exchanged or converted from is due but has not been paid, then this Bond shall bear interest from the date to which such interest has been paid in full. THE PRINCIPAL OF AND INTEREST ON this Bond are payable in lawful money of the United States of America, without exchange or collection charges. The principal of this Bond shall be paid to the registered owner hereof upon presentation and surrender of this Bond at maturity or upon the date fixed for its redemption prior to maturity, at the corporate office of Norwest Bank Texas, N.A., in Dallas, Texas which is the "Paying Agent/Registrar" for this Bond. The payment of interest on this Bond shall be made by the Paying Agent/Registrar to the registered owner hereof on each interest payment date by check dated as of such interest payment date, drawn by the Paying (/ky: 2715.014brdin -.sub - 7/16/96) 9 Agent/Registrar on, and payable solely from, funds of the Issuer required by the ordinance authorizing the issuance of the bonds (the "Bond Ordinance ") to be on deposit with the Paying Agent/Registrar for such purpose as hereinafter provided; and such check shall be sent by the Paying Agent/Registrar by United States mail, first class postage prepaid, on each such interest payment date, to the registered owner hereof, at its address as it appeared on the fifteenth (15th) day of the month next preceding each such date (the "Record Date ") on the Registration Books kept by the Paying Agent/Registrar, as hereinafter described. In addition, interest payments may be made by such other methods, acceptable to the Paying Agent/Registrar, requested by and at the risk and expense of the registered owner. Any accrued interest due at maturity shall be paid to the registered owner upon presentation and surrender of this Bond for payment at the principal corporate trust office of the Paying Agent/Registrar. The Issuer covenants with the registered owner of this Bond that on or before each principal payment date and interest payment date for this Bond it will make available to the Paying Agent/Registrar, from the "Debt Service Fund" created by the Priority Ordinance, the amounts required to provide for the payment, in immediately available funds, of all principal of and interest on the Bonds, when due. Notwithstanding the foregoing, during any period in which ownership of the Bonds is determined by a book entry at a securities depository for the Bonds, payments made to the securities depository, or its nominee, shall be made in accordance with arrangements between the Issuer and the securities depository. IF THE DATE for any payment due on this Bond shall be a Saturday, Sunday, a legal holiday, or a day on which banking institutions in the city where the principal corporate office of the Paying Agent/Registrar is located are authorized by law or executive order to close, or the United States Postal Service is not open for business, then the date for such payment shall be the next succeeding day which is not such a Saturday, Sunday, legal holiday, or day on which banking institutions are authorized to close, or the United States Postal Service is not open for business; and payment on such date shall have the same force and effect as if made on the original date payment was due. THIS BOND is one of a series of bonds of like tenor and effect except as to number, principal amount, right of prior redemption and maturity, aggregating Eleven Million Four Hundred Twenty Thousand Dollars ($11,420,000) (herein sometimes called the "Bonds "), issued for the purpose of improving and extending the Issuer's combined Water and Sewer System by acquiring and constructing Capital Improvements thereto and to pay the costs of issuance related thereto all in accordance with the Constitution and laws of the State of Texas, particularly Articles 1111 through 1118, V.A.T.C.S., and the Charter of the Issuer and pursuant to the Bond Ordinance. The Bonds are issuable solely as fully registered bonds, without interest coupons, in the denomination of any integral multiple of $5,000. Terms used in this Bond and not otherwise defined have the meaning given in the Bond Ordinance. THE ISSUER reserves the right to redeem the Bonds maturing on and after August 1, 2006 in whole or in part in inverse order of maturity and in principal amounts of $5,000 or integral multiples thereof on any date on and after August 1, 2005, at the redemption price equal to the principal amount thereof plus accrued interest to the redemption date. If less than all of the Bonds of a maturity are to be redeemed, the Issuer shall direct the Paying Agent/Registrar to call by lot (/ky: 2715.014brdin -.sub - 7/16/96) 10 Bonds, or portions thereof, within such maturity or maturities and in such principal amounts, for redemption; provided that during any period in which ownership of the Bonds is determined by a book entry at a securities depository for the Bonds, if fewer than all of the Bonds of the same maturity and bearing the same interest rate are to be redeemed, the particular Bonds of such maturity and bearing such interest rate shall be selected in accordance with the arrangements between the Issuer and the securities depository. AT LEAST 30 days prior to the date fixed for any redemption of Bonds or portions thereof prior to maturity, a written notice of such redemption shall be sent by the Paying Agent/Registrar by United States mail, first -class postage prepaid, to the registered owner of each Bond to be redeemed at its address as it appeared on the business day next preceding the date of mailing such notice; provided, however, that the failure to send, mail or receive such notice, or any defect therein or in the sending or mailing thereof, shall not affect the validity or effectiveness of the proceedings for the redemption of any Bond, and it is hereby specifically provided that the delivery of such notice to the Paying Agent Registrar as required by the Bond Ordinance shall be the only notice actually required in connection with or as a prerequisite to the redemption of any Bonds or portions thereof. By the date fixed for any such redemption, due provision shall be made with the Paying Agent/Registrar for the payment of the required redemption price for the Bonds or portions thereof which are to be so redeemed. If such notice of redemption is given and if due provision for such payment is made, all as provided above, the Bonds or portions thereof which are to be so redeemed thereby automatically shall be treated as redeemed prior to their scheduled maturities, and they shall not bear interest after the date fixed for redemption, and they shall not be regarded as being outstanding except for the right of the registered owner to receive the redemption price from the Paying Agent/Registrar out of the funds provided for such payment. If a portion of any Bond shall be redeemed, a substitute Bond or Bonds having the same maturity date, bearing interest at the same rate, in any denomination or denominations in any integral multiple of $5,000, at the written request of the registered owner, and in an aggregate principal amount equal to the unredeemed portion thereof, will be issued to the registered owner upon the surrender thereof for cancellation, at the expense of the Issuer, all as provided in the Bond Ordinance. ALL BONDS OF THIS SERIES are issuable solely as fully registered Bonds, without interest coupons, in the denomination of any integral multiple of $5,000. As provided in the Bond Ordinance, this Bond may, at the request of the registered owner or the assignee or assignees hereof, be assigned, transferred and exchanged for a like aggregate amount of fully registered Bonds, without interest coupons, payable to the appropriate registered owner, assignee or assignees, 'as the case may be, having any authorized denomination or denominations as requested in writing by the appropriate registered owner, assignee or assignees, as the case may be, upon surrender of this Bond to the Paying Agent/Registrar for cancellation, all in accordance with the form and procedures set forth in the Bond Ordinance. Among other requirements for such assignment and transfer, this Bond must be presented and surrendered to the Paying Agent/Registrar, together with proper instruments of assignment, in form and with guarantee of signatures satisfactory to the Paying Agent/Registrar, evidencing assignment of this Bond or any portion or portions hereof in any authorized denomination to the assignee or assignees in whose name or names this Bond or any such portion or portions hereof (/ky: 2715.014\ordin -.sub - 7/16/96) 11 is or are to be registered. The Form of Assignment printed or endorsed on this Bond may be executed by the registered owner to evidence the assignment hereof, but such method is not exclusive, and other instruments of assignment satisfactory to the Paying Agent/Registrar may be used to evidence the assignment of this Bond or any portion or portions hereof from time to time by the registered owner. The Issuer shall pay the Paying Agent/Registrar's reasonable standard or customary fees and charges for transferring and exchanging any Bond or portion thereof. Any taxes or governmental charges required to be paid with respect thereto shall be paid by the one requesting such assignment, transfer or exchange, as a condition precedent to the exercise of such privilege. The Paying Agent/Registrar shall not be required to make any such transfer or exchange with respect to any Bond or any portion thereof called for redemption prior to maturity, within 45 days prior to its redemption date; provided, however, such limitation of transfer shall not be applicable to an exchange by the Registered Owner of an unredeemed balance of a Bond called for redemption in part. WHENEVER the beneficial ownership of this Bond is determined by a book entry at a securities depository for the Bonds, the foregoing requirements of holding, delivering, or transferring this Bond shall be modified to require the appropriate person or entity to meet the requirements of the securities depository as to registering or transferring the book entry to produce the same effect. IN THE EVENT any Paying Agent/Registrar for the Bonds is changed by the Issuer, resigns, or otherwise ceases to act as such, the Issuer has covenanted in the Ordinance that it promptly will appoint a competent and legally qualified substitute therefor, and promptly will cause written notice thereof to be mailed to the registered owners of the Bonds. BY BECOMING the registered owner of this Bond, the registered owner thereby acknowledges all of the terms and provisions of the Bond Ordinance, agrees to be bound by such terms and provisions, acknowledges that the Bond Ordinance is duly recorded and available for inspection in the official minutes and records of the Issuer, and agrees that the terms and provisions of this Bond and the Bond Ordinance constitute a contract between each registered owner hereof and the Issuer. The Issuer has reserved the rights in the Bond Ordinance to issue additional Priority Bonds and additional parity obligations to the Bonds and to amend the provisions of the Bond Ordinance under the conditions set forth in the Bond Ordinance. THE BONDS are special obligations of the Issuer payable, together with the Issuer's Series 1990 Subordinate Lien Bonds, solely from and equally secured by a lien on and pledge of the "Pledged Revenues" of the Issuer's combined Water and Sewer System on a parity with the Issuer's Subordinate Lien Bonds now outstanding or hereafter issued. Such lien and pledge, however, being subordinate to the lien and pledge securing the Issuer's Priority Bonds now outstanding or hereafter issued. THE REGISTERED OWNER HEREOF shall never have the right to demand payment of this obligation out of any funds raised or to be raised by taxation. (/ky: 2715.014brdin -.sub - 7/16/96) 12 IT IS HEREBY certified, recited, and covenanted that this Bond has been duly and validly authorized, issued, and delivered; that all acts, conditions, and things required or proper to be performed, exist, and be done precedent to or in the authorization, issuance, and delivery of this Bond have been performed, existed, and been done in accordance with law. IN TESTIMONY WHEREOF, the City Council of the City of Wichita Falls, Texas, in accordance with the provisions of Article 717j -1, V.A.T.C.S., has caused the seal of said Issuer to be impressed or a facsimile thereof to be printed hereon, and this Bond to be executed with the manual or imprinted facsimile signatures of the Mayor and City Clerk of said Issuer. CITY OF WICHITA FALLS, TEXAS Mayor, City of Wichita Falls, Texas COUNTERSIGNED: City Clerk, City of Wichita Falls, Texas (SEAL) (/ky: 2715.014\ordin -.sub - 7/16/96) 13 [FORM OF PAYING AGENT/REGISTRAR'S AUTHENTICATION CERTIFICATE] PAYING AGENT/REGISTRAR'S AUTHENTICATION CERTIFICATE It is hereby certified that this Bond has been issued under the provisions of the Bond Ordinance described on the face of this Bond; and that this Bond has been issued in exchange for or replacement of a bond, bonds, or a portion of a bond or bonds of an issue which originally was approved by the Attorney General of the State of Texas and registered by the Comptroller of Public Accounts of the State of Texas. Dated Norwest Bank Texas, N.A., Dallas, Texas Paying Agent/Registrar LM Authorized Representative [FORM OF DELIVERY CERTIFICATE] DELIVERY CERTIFICATE THIS BOND was delivered to the initial purchaser hereof on Norwest Bank Texas, N.A., Dallas, Texas Paying Agent/Registrar (/ky: 2715.014\ordin -.sub - 7/16/96) 14 Authorized Representative [FORM OF ASSIGNMENT] . ASSIGNMENT FOR VALUE RECEIVED, the undersigned registered owner of this Bond, or duly authorized representative or attorney thereof, hereby assigns this Bond to (Assignee's Social Security or Taxpayer Identification Number) hereby irrevocably constitutes and appoints (print or typewrite Assignee's name and address, including zip code) and attorney to transfer the registration of this Bond on the Paying Agent/Registrar's Registration Books with full power of substitution in the premises. Dated: Signature Guaranteed: NOTICE: This signature must be guaranteed by a member of the New York Stock Exchange or a commercial bank or trust company. (/ky: 2715.014 \ordin -.sub - 7/16/96) 15 Registered Owner NOTICE: This signature must correspond with the name of the Registered Owner appearing on the face of this Bond. [FORM OF COMPTROLLER'S CERTIFICATE ATTACHED TO THE BONDS UPON INITIAL DELIVERY THEREOF] OFFICE OF COMPTROLLER REGISTER NO. STATE OF TEXAS I hereby certify that there is on file and of record in my office a certificate of the Attorney General of the State of Texas to the effect that this Bond has been examined by him as required by law, and that he finds that it has been issued in conformity with the Constitution and laws of the State of Texas, and that it is a valid and binding special obligation of the City of Wichita Falls, Texas, payable in the manner provided by and in the ordinance authorizing same, and said Bond has this day been registered by me. WITNESS MY HAND and seal of office at Austin, Texas (SEAL) Comptroller of Public Accounts of the State of Texas [FORM OF INSURANCE LEGEND, IF REQUIRED] ** *END OF BOND FORM * ** (/ky: 2715.014\ordin -.sub - 7/16/96) 16 Section 8. DEFINITIONS. That, as used in this Ordinance, the following terms shall have the meanings set forth below, unless the text hereof specifically indicates otherwise: (a) The term "Accountant" shall mean a nationally recognized independent certified public accountant, or an independent firm of certified public accountants. (b) The term "Additional Bonds" shall mean the additional revenue bonds on a parity with the Series 1990 Subordinate Lien Bonds and the Bonds which the City reserves the right to issue in the future, as provided in this Ordinance. (c) The term " AMBAC Indemnity" shall mean AMBAC Indemnity Corporation, a Wisconsin - Domiciled stock insurance company. (d) The term "Average Annual Principal and Interest Requirements" shall mean that amount equal to the average annual principal and interest requirements (including Amortization Installments) of all Priority Bonds and Subordinate Lien Bonds outstanding. With respect to Priority Bonds or Subordinate Lien Bonds, as the case may be, that bear interest at a rate which is not established at the time of issuance at a single numerical rate for each maturity of such series, Average Annual Principal and Interest Requirements shall be calculated by (i) assuming that the interest rate for every 12 -month period on such bonds is equal to the rate of interest reported in the most recently published edition of The Bond Buyer (or its successor) at the time of calculation as the Revenue Bond Index or, if such Revenue Bond Index is no longer being maintained by The Bond Buyer (or its successor) at the time of calculation, such interest rate shall be assumed to be 80% of the rate of interest then being paid on United States Treasury Obligations of like maturity, and (ii) that the principal of such bonds is amortized such that annual debt service is substantially level over the remaining stated life of the bonds. (e) The term 'Bonds" shall mean, collectively, the Bonds initially issued and delivered pursuant to this Ordinance and all substitute obligations exchanged therefor, as well as all other substitute bonds and replacement bonds issued pursuant hereto, and the term 'Bond" shall mean any of the Bonds. (f) The term "Capital Additions" shall mean a reservoir or an interest therein, a water treatment plant or an interest therein and a wastewater treatment plant or an interest therein and associated transmission facilities with respect to each and any combination thereof, which shall become a part of the System. (g) The term "Capital Improvements" shall mean any capital extensions, improvements and additions to the System other than Capital Additions. (h) The terms "City" and "Issuer" shall mean the City of Wichita Falls, in Wichita County, Texas. (/ky: 2715.014\ordin -.sub - 7/16/96) 17 (i) The term "Credit Obligation" shall mean, to the extent permitted by law, any obligation of the City under a contract, lease, installment sales agreement, or other instrument, with another entity to make payments out of revenues of the System for power, energy, water or other property, services or commodities for the benefit of the System, on a basis that such must be paid for whether or not the same are made available, furnished or received and whether or not the entity selling such services or commodities is amortizing its capital costs with such payments. (j) The term "DTC" shall mean The Depository Trust Company of New York, New York, New York, or any successor securities depository. (k) The term "DTC Participant" shall mean securities brokers and dealers, banks, trust companies, clearing corporations and certain other organizations on whose behalf DTC was created to hold securities to facilitate the clearance and settlement of securities transactions among DTC Participants. (1) The term "Engineer of Record" shall mean the independent engineer or firm at the time employed by the City to perform and carry out the duties imposed on such engineer or firm by this Ordinance and having a favorable reputation nationally for skill and experience in the engineering of water and sewer systems of comparable size and character as those forming parts of the System. (m) The term "Gross Revenues" shall mean all revenues, income, and receipts of every nature derived or received by the City from the operation and ownership of the System (other than grants, contributions in aid of construction, and meter deposits and amounts received pursuant to the Water Supply Contract between the City and West Texas Utilities dated January 1, 1977), including the interest income from the investment or deposit of money in any Fund created by this Ordinance, or maintained by the City in connection with the System. (n) The term "MSRB" shall mean the Municipal Securities Rulemaking Board. (o) The term "Municipal Bond Insurance Policy" shall mean the municipal bond insurance policy issued by AMBAC Indemnity insuring the payment when due of the principal and interest on the Bonds as provided therein. (p) The term "NRMSIR" shall mean each person whom the SEC or its staff has determined to be a nationally recognized municipal securities information repository within the meaning of the Rule from time to time. (q) The term "Net Revenues of the City's Combined Water and Sewer System ", and "Net Revenues" shall mean all Gross Revenues less Operating Expenses. (r) The term "Operating Expenses" shall mean the expenses of operation and maintenance of the System, including all salaries, labor, materials, repairs, and extensions necessary to render efficient service, provided, however, that only such repairs and extensions, as in the judgment of the (/ky: 2715.014brdin -.sub - 7/16/96) 18 City, reasonably and fairly exercised by the passage of appropriate ordinances, are necessary to render adequate service, or such as might be necessary to meet some physical accident or condition which would otherwise impair the Priority Bonds or Subordinate Lien Bonds. Operating Expenses shall include the purchase of electric power, water and sewer services as received from other entities and the expenses related thereto, and, to the extent permitted by law, Operating Expenses may include payments made on or in respect of Credit Obligations. Depreciation, and payments from the System Fund to other funds established in this Ordinance, shall never be considered as expenses of operation and maintenance. (s) The term "Paying Agent/Registrar" shall mean the financial institution specified in Section 5(a) hereof, or its herein permitted successors and assigns; (t) The term "Pledged Revenues" shall mean (1) the Net Revenues, plus (2) any additional revenues, income, receipts, or other resources, including, without limitation, any grants, donations, or income received or to be received from the United States Government, or any other public or private source, whether pursuant to an agreement or otherwise, which hereafter are pledged to the payment of the Priority Bonds and Subordinate Lien Bonds. (u) The term "Priority Bonds" shall mean the Series 1986 Bonds, the Series 1995 Bonds, the Series 1996 Bonds, and any additional Priority Bonds hereafter issued. (v) The term "Priority Ordinance" or "Priority Bond Ordinance" shall mean collectively the ordinances authorizing the Priority Bonds. (w) The term "Prudent Utility Practice" shall mean any of the practices, methods and acts, in the exercise of reasonable judgment, in the light of the facts, including but not limited to the practices, methods and acts engaged in or approved by a significant portion of the public utility industry prior thereto, known at the time the decision was made, would have been expected to accomplish the desired result at the lowest reasonable cost consistent with reliability, safety and expedition. It is recognized that Prudent Utility Practice is not intended to be limited to the optimum practice, method or act at the exclusion of all others, but rather is a spectrum of possible practices, methods or acts which could have been expected to accomplish the desired result at the lowest reasonable cost consistent with reliability, safety and expedition. In the case of any facility included in the System which is owned in common with one or more other entities, the term "Prudent Utility Practice ", as applied to such facility, shall have the meaning set forth in the agreement governing the operation of such facility. (x) The term "Rule" shall mean SEC Rule 15c2 -12, as amended from time to time. (/ky: 2715.014brdin -.sub - 7/16/96) 19 (y) The term "SEC" shall mean the United States Securities and Exchange Commission. (z) The term "Series 1986 Bonds" shall mean the City of Wichita Falls, Texas Water and Sewer Refunding Revenue Bonds, Series 1986. (aa) The term "Series 1995 Bonds" shall mean the City of Wichita Falls, Texas Water and Sewer System Refunding Revenue Bonds, Series 1995. (bb) The term "Series 1996 Bonds" shall mean the City of Wichita Falls, Texas Water and Sewer System Refunding Revenue Bonds, Series 1996. (cc) The term "Series 1990 Subordinate Lien Bonds" shall mean the City of Wichita Falls, Texas Water and Sewer System Subordinate Lien Revenue Bonds, Series 1990 -A. (dd) The term "SID" shall mean any person designated by the State of Texas or an authorized department, officer, or agency thereof as, and determined by the SEC or its staff to be, a state information depository within the meaning of the Rule from time to time. (ee) The term "Subordinate Lien Bond" shall mean Series 1990 Subordinate Lien Bonds, the Bonds, and all Additional Bonds which from time to time may hereafter be issued and incurred on a parity therewith in accordance with the provisions of Section 21 hereof, and secured in whole or in part by a lien on and pledge of the Pledged Revenues subordinate only to the Priority Bonds. (ff) The term "Subordinated Obligations" shall mean any bonds, notes, or other obligations issued pursuant to law payable in whole or in part from the Pledged Revenues and subordinate to the Priority Bonds and Subordinate Lien Bonds. (gg) The term "System" shall mean and include the City's existing combined waterworks system and sewer system, together with all future extensions, improvements, enlargements, and additions thereto, and all replacements thereof, provided that, notwithstanding the foregoing, and to the extent now or hereafter authorized or permitted by law, the term System shall not include any water or sewer facilities which are declared by the City not to be a part of the System and which are hereafter acquired or constructed by the City with the proceeds from the issuance of "Special Facilities Bonds ", which are hereby defined as being special revenue obligations of the City which are not secured by or payable from the Pledged Revenues, but which are secured by and payable solely from special contract revenues or payments received from the System, any other legal entity, or any combination thereof, in connection with such facilities; and such revenues or payments shall not be considered as or constitute Gross Revenues of the System, unless and to the extent otherwise provided in the ordinance or ordinances authorizing the issuance of such "Special Facilities Bonds ". (hh) The term "Value of Investment Securities" and words of like import shall mean the amortized value thereof, provided, however, that all United States of America, United States Treasury Obligations- -State and Local Government Series shall be valued at par and those obligations (/ky: 2715.014brdin -.sub - 7/16/96) 20 ' which are redeemable at the option of the holder shall be valued at the price at which such obligations are then redeemable. The computations made under this paragraph shall include accrued interest on the investment securities paid as a part of the purchase price thereof and not collected. For the purposes of this definition "amortized value ", when used with respect to a security purchased at par means the purchase price of such security and when used with respect to a security purchased at a premium above or discount below par, means as of any subsequent date of valuation, the value obtained by dividing the total premium or discount by the number of interest payment dates remaining to maturity on any such security after such purchase and by multiplying the amount as calculated by the number of interest payment dates having passed since the date of purchase and (i) in the case of a security purchased at a premium, by deducting the product thus obtained from the purchase price, and (ii) in the case of a security purchased at a discount, by adding the product thus obtained to the purchase price. (ii) The term "Year" shall mean the regular fiscal year used by the City in connection with the operation of the System, which may be any twelve consecutive months period established by the City. Section 9. PLEDGE. Subject only to the lien and pledge securing the Priority Bonds, the Series 1990 Subordinate Lien Bonds, the Bonds and any Subordinate Lien Bonds hereafter issued are and shall be secured by and payable from a lien on and pledge of the Pledged Revenues including such revenues within the System Fund and the funds created in the Priority Bond Ordinance; and the Pledged Revenues are further pledged to the establishment and maintenance of the Debt Service Fund and the Reserve Fund as hereinafter provided. The Series 1990 Subordinate Lien Bonds, the Bonds and any Additional Bonds are and will be secured by and payable only from the Pledged Revenues, and are not secured by or payable from a mortgage or deed of trust on any properties, whether real, personal, or mixed, constituting the System. Section 10. SYSTEM FUND. That there shall continue to be established and maintained on the books of the City, and accounted for separate and apart from all other funds of the City, a special fund to be entitled the "City of Wichita Falls Water and Sewer Fund" (the "System Fund "). All Gross Revenues shall be credited to the System Fund immediately upon receipt, unless otherwise provided in this Ordinance. All current expenses of operation and maintenance of the System shall be paid from such Gross Revenues credited to the System Fund as a first charge against same. Before making any deposits hereinafter required to be made from the System Fund, the City shall retain in the System Fund at all times an amount at least equal to one -sixth of the amount budgeted for the then current fiscal year for the current operation and maintenance expenses of the System. Section 11. DEBT SERVICE FUND. (a) That for the sole purpose of paying the principal amount of, premium, if any, and interest on all Priority Bonds or Subordinate Lien Bonds, as the same come due, there shall continue to be established and maintained on the books of the City a separate fund to be entitled the "City of Wichita Falls, Texas Water and Sewer Revenue Bonds Debt Service Fund" (hereinafter called the "Debt Service Fund "). Monies in said Fund shall be deposited and maintained in an official depository bank of the City. (/ky: 2715.014\ordin -.sub - 7/16/96) 21 (b) That within the Debt Service Fund there is hereby established the Capitalized Interest Account. The proceeds of Priority Bonds and Subordinate Lien Bonds representing Capitalized Interest may be deposited into the Capitalized Interest Account. On or before the day next preceding any interest payment date of bonds for which any interest has been capitalized, the City shall use the monies in the Capitalized Interest Account to pay such interest to the extent of the amounts therein representing such capitalized interest. Section 12. RESERVE FUND. That there shall continue to be established and maintained on the books of the City a separate fund to be entitled the "City of Wichita Falls, Texas Water and Sewer Revenue Bonds Reserve Fund" (hereinafter called the "Reserve Fund "). Monies in said Fund shall be used solely for the purpose of retiring the last of any Priority Bonds or Subordinate Lien Bonds as they become due or paying principal of and interest on any Priority Bonds or Subordinate Lien Bonds when and to the extent the amounts in the Debt Service Fund are insufficient for such purpose. The Reserve Fund shall be maintained in an amount equal to the Average Annual Principal and Interest Requirements of the outstanding Priority Bonds and Subordinate Lien Bonds (the "Required Amount "). Upon the issuance of Additional Priority Bonds or Subordinate Lien Bonds the monies in the Reserve Fund shall be increased to the newly established Required Amount in accordance with the provisions of Section 21(b) of the Ordinance authorizing the Series 1986 Bonds. The City may, at its option, withdraw and transfer to the System Fund, all surplus in the Reserve Fund over the Required Amount. Monies in said Fund shall be deposited and maintained in an official depository bank of the City. Section 13. SUBORDINATE OBLIGATIONS FUND. That there shall continue to be established and maintained on the books of the City a separate fund to be entitled the "City of Wichita Falls, Texas Water and Sewer Revenue Bonds Subordinated Obligations Fund" (herein defined as the "Subordinated Obligations Fund "). Monies in said Fund shall be maintained in an official depository bank of the City. Monies in the Subordinated Obligations Fund shall be withdrawn to pay the principal of and interest on Subordinated Obligations and shall be paid over to the Paying Agent/Registrar to make the payments required in clauses (a) and (b) of Section 17 in the event that monies are not available in the System Fund for that purpose. Section 14. INVESTMENTS. That money in any Fund established pursuant to this Ordinance may, at the option of the City, be (A) placed in time deposits or certificates of deposit which (to the extent not insured by the Federal Deposit Insurance Corporation) are secured by obligations of the type described in (B) hereinbelow, or (B) invested, including investments held in book -entry form, in (i) direct obligations of the United States of America, (ii) obligations guaranteed or insured by the United States of America, which, in the opinion of the Attorney General of the United States, are backed by its full faith and credit or represent its general obligations, or, (iii) to the extent permitted by law, evidences of indebtedness and repurchase agreements issued, insured or guaranteed by such governmental agencies as the Federal Land Banks, Federal Intermediate Credit Banks, Banks for Cooperatives, Federal Home Loan Banks, Government National Mortgage Association, United States Postal Service, Farmers Home Administration, Federal Home Loan Mortgage Association; provided that all money required to be expended from any Fund will be (/ky: 2715.014\ordin -.sub - 7/16/96) 22 available at the proper time or times. Money in the Reserve Fund shall not be invested in securities maturing later than the final maturity of the Priority Bonds and Subordinate Lien Bonds. If monies in a Fund herein established are permitted to be invested the value of any such Fund shall be established by adding the monies therein to the Value of Investment Securities. The value of each such Fund shall be established annually during the last month of each Year and in addition thereto, with respect to the Reserve Fund, value shall be established within thirty days prior to the issuance of Priority Bonds or Additional Bonds and at the time or times withdrawals are made therefrom. Such investments shall be sold promptly when necessary to prevent any default in connection with the Priority Bonds or Subordinate Lien Bonds. Section 15. FUNDS SECURED. That monies in the System Fund and all Funds created by this Ordinance, to the extent not invested, shall be secured in the manner prescribed by law for securing funds of the City. Section 16. APPLICATION OF BOND PROCEEDS. Concurrently with the delivery of the Bonds, the proceeds thereof shall be applied in the various amounts and for the purposes described in a certificate of the City, to be delivered by the City upon delivery of the Bonds. Section 17. FLOW OF FUNDS. That all monies in the System Fund not required for paying Operating Expenses during each month shall be applied by the City, on or before the 25th day of the following month, commencing during the months and in the order of priority with respect to the Funds and Accounts that such applications are hereinafter set forth in this Section. (a) Debt Service Fund - To the credit of the Debt Service Fund without priority among the deposits except that the deposits set forth in (1), (2), (3) and (4) shall have priority over the other deposits in this paragraph (a), to -wit: (1) such amounts, deposited in approximately equal monthly installments, commencing during the month in which the Priority Bonds are delivered, or the month thereafter if delivery is made after the 25th day thereof, as will be sufficient, together with other amounts, if any, in the Debt Service Fund available for such purpose, to pay the interest scheduled to come due on Priority Bonds on the next succeeding interest payment date; (2) such amounts, deposited in approximately equal monthly installments, commencing during the month which shall be the later to occur of, (i) the twelfth month before the first maturity date of Priority Bonds, or (ii) the month in which Priority Bonds are delivered, or the month thereafter if delivery is made after the 25th day thereof, as will be sufficient, together with other amounts, if any, in the Debt Service Fund available for such purpose, to pay the principal scheduled to mature on Priority Bonds on the next succeeding principal payment date; (3) such amounts, deposited in approximately equal monthly installments, commencing during the month which the Subordinate Lien Bonds are delivered, or the month thereafter (/ky: 2715.014brdin -.sub - 7/16/96) 23 if delivery is made after the 25th day thereof, as will be sufficient, together with other amounts, if any, in the Debt Service Fund available for such purpose, to pay the interest scheduled to come due on the Subordinate Lien Bonds on the next succeeding interest payment date; (4) such amounts, deposited in approximately equal monthly installments, commencing during the month which shall be the later to occur of, (i) the twelfth month before the first maturity date of the Subordinate Lien Bonds, or (ii) the month during which the Subordinate Lien Bonds are delivered, or the month thereafter if delivery is made after the 25th day thereof, as will be sufficient, together with other amounts, if any, in the Debt Service Fund available for such purpose, to pay the principal scheduled to mature on the Subordinate Lien Bonds on the next succeeding principal payment date; and (b) Reserve Fund. The additional amount required to be on deposit in the Reserve Fund as a result of the issuance of the Bonds shall be accumulated by the deposit of said required additional amount in approximately sixty (60) equal monthly installments made on or before August 25, 1996 and on or before the 25th day of each month thereafter. When and so long as the sum of money and the Value of Investment Securities in the Reserve Fund are not less than the Required Amount, no deposits need be made to the credit of the Reserve Fund. When and if the Reserve Fund at any time contains less than the Required Amount due to any cause or condition other than the issuance of Priority Bonds or Subordinate Lien Bonds, then, subject and subordinate to making the required deposits to the credit of the Debt Service Fund, commencing with the month during which such deficiency occurs, such deficiency shall be made up from the next available Pledged Revenues, or from any other sources available for such purpose. If the Reserve Fund contains less than the Required Amount due to the issuance of Priority Bonds or Subordinate Lien Bonds deposits shall be made to the Reserve Fund commencing during the month and in the amounts required by Section 21(b). (c) Subordinate Obligations Fund. Commencing during the month Subordinated Obligations are delivered, or the month thereafter if delivery is made after the 25th day thereof, the City shall deposit to the credit of the Subordinated Obligations Fund the amount in cash accruing in such calendar month for payment of the debt service requirements on any Subordinated Obligations. Such payments shall be subordinate and junior in right of payment to the payment of principal of and premium, if any, and interest on the Priority Bonds or Subordinate Lien Bonds. (d) Surplus. The balance of any monies remaining in the System Fund following such transfers shall be used by the City for any lawful purpose. Section 18. DEFICIENCIES. That if on any occasion there shall not be sufficient Pledged Revenues to make the deposits and other applications of monies required by Section 17 with respect to the various Funds as provided therein, any such deficiencies shall be made up (in the order that (/ky: 2715.014\ordin -.sub - 7/16/96) 24 each such Fund is provided for in Section 17) as soon as possible from the next available Pledged Revenues, or from any other sources available for such purpose. Section 19. PAYMENT OF SUBORDINATE LIEN BONDS. That on or before each August 1 and February 1 while any of the Subordinate Lien Bonds are outstanding and unpaid, the City shall make available to the Paying Agent/Registrar therefor, out of the Debt Service Fund (and the other funds, if necessary, in the order of priority set forth herein) monies sufficient to pay such interest on and such principal amount of the Subordinate Lien Bonds as shall become due and mature on such dates, respectively, at maturity or by redemption prior to maturity. The Paying Agent/Registrar shall destroy all paid Subordinate Lien Bonds and furnish the City with an appropriate certificate of cancellation or destruction. Section 20. FINAL DEPOSITS; GOVERNMENT OBLIGATIONS. (a) That any Priority Bond shall be deemed to be paid, retired and no longer outstanding within the meaning of this Ordinance when payment of the principal amount of, redemption premium, if any, on such Priority Bond, plus interest thereon to the due date thereof (whether such due date be by reason of maturity, upon redemption, or otherwise) either (i) shall have been made in accordance with the terms thereof or (ii) shall have been provided for by irrevocably depositing with, or making available to, a paying agent (or escrow agent) therefor, in trust and irrevocably set aside exclusively for such payment, (1) money sufficient to make such payment or (2) Government Obligations, as hereinafter defined in this Section, certified by an independent public accounting firm of national reputation, to mature as to principal and interest in such amounts and at such times as will insure the availability, without reinvestment, of sufficient money to make such payment, and all necessary and proper fees, compensation, and expenses of such paying agent pertaining to the Priority Bonds with respect to which such deposit is made shall have been paid or the payment thereof provided for (and irrevocable instructions shall have been given by the City to such paying agent of such bonds to give notice of such redemption in the manner required by the ordinance or ordinances authorizing the issuance of such bonds) to the satisfaction of such paying agent. Such paying agent shall give notice to each registered owner of any Priority Bond that such deposit as described above has been made, in the same manner as described in Section 3. In addition, in connection with a defeasance, such paying agent shall give notice of redemption, if necessary, to the registered owners of any Priority Bonds in the manner described in such Priority Bonds and as directed in the redemption instructions delivered by the City to such paying agent. At such time as a Priority Bond shall be deemed to be paid hereunder, as aforesaid, it shall no longer be secured by or entitled to the benefit of this Ordinance or a lien on and pledge of the Pledged Revenues, and shall be entitled to payment solely from such money or Government Obligations. (b) That any moneys so deposited with a paying agent (or escrow agent) may, at the direction of the City, also be invested in Government Obligations, maturing in the amounts and times as hereinbefore set forth, and all income from all Government Obligations in the hands of the paying agent pursuant to this Section which is not required for the payment of the Priority Bonds, the redemption premium, if any, and interest thereon, with respect to which such money has been so deposited, shall be remitted to the City for deposit into the System Fund. (/k-y: 2715.014brdin -.sub - 7/16/96) 25 (c) That the City covenants that no deposit will be made or accepted under clause (a)(ii) of this Section and no use made of any such deposit which would cause the Bonds or any Priority Bonds to be treated as arbitrage bonds within the meaning of Section 103(c) of the Internal Revenue Code of 1954, as amended. (d) That for the purpose of this Section, the term "Government Obligations" shall mean noncallable and nonprepayable direct obligations of the United States of America, including obligations the principal of and interest on which are unconditionally guaranteed by the United States of America. (e) Except as provided in clause (b) of this Section, all money or Government Obligations set aside and held in trust pursuant to the provisions of this Section for the payment of Priority Bonds, the redemption premium, if any, and interest thereon, shall be applied solely to and used solely for the payment of such Priority Bonds, the redemption premium, if any, and interest thereon. Section 21. ISSUANCE OF PRIORITY AND SUBORDINATE LIEN BONDS. (a) That subject to the provisions hereinafter appearing as conditions precedent which must first be satisfied, the City reserves the right to issue, from time to time as needed, Priority Bonds and Additional Bonds, either or both, for any lawful purpose relating to the System. Such Priority Bonds and Additional Bonds may be issued in such form and manner as now or hereafter authorized by the laws of the State of Texas for the issuance of evidences of indebtedness or other instruments, and should new methods or financing techniques be developed that differ from those now available and in normal use, the City reserves the right to employ the same in its financing arrangements provided only that the same conditions precedent herein required for the authorization and issuance of Priority Bonds and Additional Bonds are satisfied. (b) That the Debt Service Fund and the Reserve Fund established by this Ordinance shall secure and be used to pay all Priority Bonds and Subordinate Lien Bonds as well as the Bonds. Upon the issuance and delivery of Priority Bonds or Additional Bonds, the additional amount required to be deposited in the Reserve Fund shall be so accumulated by the deposit in the Reserve Fund of all or any part of said required additional amount in cash immediately after the delivery of such Priority Bonds or Additional Bonds, or, at the option of the City, by the deposit of said required additional amount (or any balance of said required additional amount not deposited in cash as permitted above) in approximately equal monthly installments, made on or before the 25th day of each month following the delivery of such Priority Bonds or Additional Bonds, of not less than 1/60 of said required additional amount (or 1/60 of the balance of said required additional amount not deposited in cash as permitted above). (c) That all calculations of Average Annual Principal and Interest Requirements made pursuant to this Section shall be made as of and from the date of the Priority Bonds or Additional Bonds then proposed to be issued. (/ky: 2715.014brdin -.sub - 7/16/96) 26 (d) That the principal of all Priority Bonds or Additional Bonds (except such obligations scheduled to mature within twelve months from the date of issuance thereof) must be scheduled to be paid or mature on August 1 of the years in which such principal is scheduled to be paid or mature; and all interest thereon must be payable on February 1 and August 1. Section 22. FURTBER REQUIREMENTS FOR ADDITIONAL BONDS. (a) Conditions Precedent for Issuance of Additional Bonds - General. That as a condition precedent to the issuance of any Additional Bonds, the City Manager (or other officer of the City then having the responsibility for the financial affairs of the City) shall have executed a certificate stating (i) that the City is not then in default as to any covenant, obligation or agreement contained in any ordinance or other proceeding relating to any obligations of the City payable from and secured by a lien on and pledge of the Pledged Revenues, and (ii) all payments into all funds or accounts created and established for the payment and security of all outstanding obligations payable from and secured by a lien on and pledge of the Pledged Revenues have been made in full and that the amounts on deposit in such funds or accounts are the amounts then required to be deposited therein. Such certificate shall be dated as of the date of delivery of such Additional Bonds. (b) Conditions Precedent for Issuance of Additional Bonds - Capital Improvements and for any other lawful purpose except for Capital Additions or for refunding. Except as otherwise provided in clause (c) of this Section, the City covenants and agrees that Additional Bonds will not be issued for the purpose of financing Capital Improvements, or for any other lawful purpose (except for Capital Additions or for refunding, which are to be issued in accordance with the provisions of clauses (d), (e) or (f) of this Section) unless and until the conditions precedent in clause (a) above have been satisfied and, in addition thereto, the City has secured a certificate or opinion of the Accountant to the effect that, according to the books and records of the City, the Net Earnings for the preceding Year or for 12 consecutive months out of the 15 months immediately preceding the month the ordinance authorizing the Additional Bonds is adopted are at least equal to the sum of (1) 1.10 times the Average Annual Principal and Interest Requirements for the Subordinate Lien Bonds outstanding (except Priority Bonds) that are payable from and secured by a lien on and pledge of the Pledged Revenues of the System, including Subordinate Lien Bonds then proposed and (2) 1.25 times the Average Annual Principal and Interest Requirements for all outstanding Priority Bonds. In making a determination of the Net Earnings, the Accountant may take into consideration a change in the rates and charges for services and facilities afforded by the System that became effective at least sixty (60) days prior to the last day of the period for which Net Earnings are determined and, for purposes of satisfying the above Net Earnings test, make a pro forma determination of the Net Earnings of the System for the period of time covered by his certification or opinion based on such change in rates and charges being in effect for the entire period covered by the Accountant's certificate or opinion. As used in this Section, the term "Net Earnings" shall mean the Gross Revenues of the System after deducting the Operating Expenses of the System, but not expenditures which, under standard accounting practice, should be charged to capital expenditures. (/ky: 2715.014\ordin -.sub - 7/16/96) 27 (c) The City covenants and agrees that Additional Bonds may not be issued for the purpose of financing Capital Improvements when other outstanding Priority Bonds or Subordinate Lien Bonds have been issued for Capital Additions and capitalized interest for such other Priority Bonds or Subordinate Lien Bonds has been provided for at least the twelve months subsequent to the date of issuance of the new Subordinate Lien Bonds being issued, unless the conditions precedent in clause (a) above have been satisfied and, in addition thereto, the City has either (1) complied with the conditions of clause (b) of this Section, or (2) has satisfied the conditions precedent in clauses (d)(i) and (d)(n) of this Section (but, for purposes of such clauses, the term Capital Improvements shall be substituted for the term Capital Additions where the term Capital Additions appears therein to the extent necessary to give recognition to the fact that Capital Improvements, rather than Capital Additions, are then to be financed) and has secured a certificate or opinion of the Accountant to the effect that, according to the books and records of the City, the Net Earnings for the preceding Year or for 12 consecutive months out of the 15 months immediately preceding the month the ordinance authorizing the Additional Bonds is adopted are at least equal to the sum of (a) 1.10 times the Average Annual Principal and Interest Requirement for the Subordinate Lien Bonds outstanding other than any Subordinate Lien Bonds issued for Capital Additions for which capitalized interest has been provided for at least twelve months subsequent to the date of issuance of the new Subordinate Lien Bonds being issued that are payable from and secured by a lien on and pledge of the Pledged Revenues of the System, including Subordinate Lien Bonds then proposed and (b) 1.25 times the Average Annual Principal and Interest Requirements for all outstanding Priority Bonds other than any Priority Bonds issued for Capital Additions for which capitalized interest has been provided for at least twelve months subsequent to the date of the new Subordinate Lien Bonds being issued. In making a determination of the Net Earnings, the Accountant may take into consideration a change in the rates and charges for services and facilities afforded by the System that became effective at least sixty (60) days prior to the last day of the period for which Net Earnings are determined and, for purposes of satisfying the above Net Earnings test, make a pro forma determination of the Net Earnings of the System for the period of time covered by his certification or opinion based on such change in rates and charges being in effect for the entire period covered by the Accountant's certificate or opinion. (d) Conditions Precedent for Issuance of Additional Bonds - Capital Additions: Initial Issue. The City covenants and agrees that Additional Bonds will not be issued for the purpose of financing Capital Additions, unless the same conditions precedent specified in clause (a) above have been satisfied and, in addition thereto, the conditions precedent specified in clause (b) above are satisfied or, in the alternative, the City shall have obtained: (i) from the Engineer of Record a comprehensive Engineering Report for each Capital Addition to be financed, which report shall (A) contain (1) detailed estimates of the cost of acquiring and constructing the Capital Addition, (2) the estimated date the acquisition and construction of the Capital Addition will be completed and commercially operative, and (3) a detailed analysis of the impact of the Capital Addition on the financial operations of the system for which the Capital Addition is to be integrated and to the System as a whole during the construction thereof and for at least five Years after the date the Capital Addition (/ky: 2715.014brdin -.sub - 7/16/96) 28 becomes commercially operative, and (B) conclude that (1) the Capital Addition is necessary and will substantially increase the capacity, or is needed to replace existing facilities, to meet current and projected demands for the service or product to be provided thereby, and (2) the estimated cost of providing the service or product from the Capital Addition will be reasonable in comparison with projected costs for furnishing such service or product from other reasonably available sources; and (ii) a certificate of the Engineer of Record to the effect that, based on the Engineering Report prepared for each Capital Addition, the projected Net Earnings for each of the five years subsequent to the date the Capital Addition becomes commercially operative (as estimated in the Engineering Report) will be equal to at least the sum of (A) 1.25 times the Average Annual Principal and Interest Requirements for Priority Bonds then outstanding or incurred and all Priority Bonds estimated to be issued, if any, for all Capital Improvements and for all Capital Additions then in progress or then being initiated, during the period from the date the first series of obligations for the Capital Additions is to be delivered through the fifth year subsequent to the date the Capital Addition is estimated to become commercially operative, and (B) 1.10 times the Average Annual Principal and Interest Requirements for Subordinate Lien Bonds (other than Priority Bonds) payable from the Pledged Revenues, which are then outstanding or incurred and all Subordinate Lien Bonds estimated to be issued, if any, for all Capital Improvements and for all Capital Additions then in progress or then being initiated, during the period from the date the first series of obligations for the Capital Addition is to be delivered through the fifth year subsequent to the date the Capital Addition is estimated to become commercially operative. (e) Subsequent Issues. Once a Capital Addition has been initiated by meeting the conditions precedent specified in clauses (d)(i) and (d)(ii) above and the initial Priority Bonds or Subordinate Lien Bonds delivered therefor, the City reserves the right to issue Priority Bonds and Subordinate Lien Bonds, as the case may be, to finance the remaining costs of such Capital Addition in such amounts as may be necessary to complete the acquisition and construction thereof and make the same commercially operative without satisfaction of any condition precedent under clauses (d)(i) and (d)(ii) or clause (b) of this Section but subject to satisfaction of the following conditions precedent: (i) the City makes a forecast (the "Forecast ") of the operations of the System demonstrating the System's ability to pay all obligations, payable from the Pledged Revenues of the System to be outstanding after the issuance of the Priority Bonds or Subordinate Lien Bonds then being issued for the period (the "Forecast Period ") of each ensuing year through the fifth year subsequent to the latest estimated date such Capital Addition is expected to be commercially operative, and (ii) the Engineer of Record reviews such Forecast and executes a certificate to the effect that such Forecast is reasonable, and based thereon (and such other factors deemed to be relevant), the Pledged Revenues of the System will be adequate to pay all the obligations, (/ky: 2715.014\ordin -.sub - 7/16/96) 29 payable from the Pledged Revenues of the System to be outstanding after the issuance of the Priority Bonds or Subordinate Lien Bonds then being issued for the Forecast Period. (f) The City reserves the right to issue Additional Bonds to refund all or any part of the outstanding Priority Bonds or Subordinate Lien Bonds (pursuant to any law then available), upon such terms and conditions as the City Council of the City may deem to be in the best interest of the City and its inhabitants, and if less than all such outstanding Priority Bonds or Subordinate Lien Bonds are refunded, the conditions precedent prescribed (for the issuance of Priority Bonds or Subordinate Lien Bonds) set forth in clauses (a) and (b) of this Section shall be satisfied and the Accountant's certificate or opinion required by clause (b) shall give effect to the issuance of the proposed refunding bonds (and shall not give effect to the Priority Bonds or Subordinate Lien Bonds being refunded following their cancellation or provision being made for their payment). No Accountant's certificate otherwise required by clause (b) will be required for refunding bonds, after giving effect to such proposed refunding, if there is no increase in debt service for any Year before or including any Year in which there will be debt service on Priority Bonds or Subordinate Lien Bonds outstanding both before and after such refunding and any such refunding bond does not have a lien on Pledged Revenues superior to the obligation which it refunds. (g) With reference to Priority Bonds and Subordinate Lien Bonds anticipated and estimated to be issued or incurred, the Average Annual Principal and Interest Requirements therefor shall be those reasonably estimated and computed by the City's Director of Finance (or other officer of the City then having the primary responsibility for the financial affairs of the City). In the preparation of the Engineering Report required in clause (d)(i) above, the Engineer of Record may rely on other experts or professionals, including those in the employment of the City, provided such Engineering Report discloses the extent of such reliance and concludes it is reasonable so to rely. In connection with the issuance of Subordinate Lien Bonds or Priority Bonds for Capital Additions, the certificate of the City's Director of Finance and Engineer of Record, together with the Engineering Report for the initial issue and the Forecast for a subsequent issue, shall be conclusive evidence and the only evidence required to show compliance with the provisions and requirements and this clause of this Section. (h) Priority Bonds or Subordinate Lien Bonds for Capital Additions may be combined in a single issue with Priority Bonds or Subordinate Lien Bonds, as the case may be, for Capital Improvements or for any lawful purpose provided the conditions precedent set forth in clauses (b) through (f) are complied with as the same relate to the appropriate purpose. (i) The City may, at any time and from time to time, for any lawful purpose, issue Subordinated Obligations, the principal of and redemption premium, if any, and interest on which is payable from and secured by a pledge of and lien on the Pledged Revenues junior and subordinate to the lien and pledge created hereby for the security of the Priority Bonds and Subordinate Lien Bonds, the payments required to be made hereunder into the Debt Service Fund, the Reserve Fund and the retained amount of Operating Expenses in accordance with Section 17(c); provided, however, that any such pledge and lien securing the Subordinated Obligations shall be, and shall be expressed to be, (/ky: 2715.014brdin -.sub - 7/16/96) 30 subordinate in all respects to the pledge of and lien on the Pledged Revenues as security for the Priority Bonds and Subordinate Lien Bonds. 0) The City may, at any time and from time to time, for any lawful purpose, issue Priority Bonds pursuant to the provisions of the Priority Bond Ordinance and any future ordinance authorizing Priority Bonds. Section 23. GENERAL COVENANTS. That the City further covenants and agrees that in accordance with and to the extent required or permitted by law: (a) Performance. It will faithfully perform at all times any and all covenants, undertakings, stipulations, and provisions contained in this Ordinance, and each ordinance authorizing the issuance of Priority Bonds or Subordinate Lien Bonds, and in each and every Priority Bond and Subordinate Lien Bond; it will promptly pay or cause to be paid the principal amount of and interest on every Priority Bond and Subordinate Lien Bond, on the dates and in the places and manner prescribed in such ordinances and Priority Bonds or Subordinate Lien Bonds; and it will, at the time and in the manner prescribed, deposit or cause to be deposited the amounts required to be deposited into the System Fund and the Funds herein created; and any registered owner of any Priority Bond or Subordinate Lien Bond may require the City, its officials and employees to carry out, respect or enforce the covenants and obligations of this Ordinance, or any ordinance authorizing the issuance of Priority Bonds or Subordinate Lien Bonds, by all legal and equitable means, including specifically, but without limitation, the use and filing of mandamus proceedings, in any court of competent jurisdiction, against the City, its officials and employees. (b) City's Legal Authority. It is a duly created and existing home rule city of the State of Texas, and is duly authorized under the laws of the State of Texas to issue the Bonds; that all action on its part for the issuance of the Bonds has been duly and effectively taken, and that the Bonds in the hands of the owners thereof are and will be valid and enforceable special obligations of the City in accordance with their terms. (c) Acquisition and Construction; Operation and Maintenance. (1) The City shall use its best efforts in accordance with Prudent Utility Practice to acquire and construct, or cause to be acquired and constructed, any Capital Additions or Capital Improvements, in accordance with the plans and specifications therefor, as modified from time to time with due diligence and in a sound and economical manner; and (2) the City shall at all times use its best efforts to operate or cause to be operated the System properly and in an efficient manner, consistent with Prudent Utility Practice, and shall use its best efforts to maintain, preserve, reconstruct and keep the same or cause the same to be so maintained, preserved, reconstructed and kept, with the appurtenances and every part and parcel thereof, in good repair, working order and condition, and shall from time to time make, or use its best efforts to cause to be made, all necessary and proper repairs, replacement and renewals so that at all times the operation of the System may be properly and advantageously conducted. (/ky: 2715.014brdin -.sub - 7/16/96) 31 (d) Title. It has or will obtain lawful title, whether such title is in fee or lesser interest, to the lands, buildings, structures and facilities constituting the System, that it warrants that it will defend the title to all the aforesaid lands, buildings, structures and facilities, and every part thereof, for the benefit of the owners of the Priority Bonds and Subordinate Lien Bonds, against the claims and demands of all persons whomsoever, that it is lawfully qualified to pledge the Pledged Revenues to the payment of the Priority Bonds and Subordinate Lien Bonds in the manner prescribed herein, and has lawfully exercised such rights. (e) Liens. It will from time to time and before the same become delinquent pay and discharge all taxes, assessments and governmental charges, if any, which shall be lawfully imposed upon it, or the System; it will pay all lawful claims for rents, royalties, labor, materials and supplies which if unpaid might by law become alien or charge thereon, the lien of which would be prior to or interfere with the liens hereof so that the priority of the liens granted hereunder shall be fully preserved in the manner provided herein, and it will not create or suffer to be created any mechanic's, laborer's, materialman's or other lien or charge which might or could be prior to the liens hereof, or do or suffer any matter or thing whereby the liens hereof might or could be impaired; provided however, that no such tax, assessment or charge, and that no such claims which might be used as the basis of a mechanic's, laborers, materialman's or other lien or charge, shall be required to be paid so long as the validity of the same shall be contested in good faith by the City. (f) No Free Service. No free service or service otherwise than in accordance with the established rate schedule shall be furnished, directly or indirectly, by the System to any person, firm, corporation or other entity. No part of the salary of any official or employee of the City or his replacement shall be paid from Pledged Revenues unless and only to the extent the duties and performances of such official or employee or his replacement appertain directly to the System. To the extent the City receives the services of the System, such services shall be accounted for according to the established rate schedule. (g) Further Encumbrance. It will not additionally encumber the Pledged Revenues in any manner, except as permitted in this Ordinance in connection with Priority Bonds and Subordinate Lien Bonds, unless said encumbrance is made junior and subordinate in all respects to the liens, pledges, covenants and agreements of this Ordinance; but the right of the City to issue obligations payable from a subordinate lien on the Pledged Revenues is specifically recognized and retained. (h) Sale, Lease or Disposal of Property. No part of the System shall be sold, leased, mortgaged, demolished, removed or otherwise disposed of, except as follows: (1) To the extent permitted by law, the City may sell or exchange at any time and from time to time any property or facilities constituting part of the System only if (a) it shall determine such property or facilities are not useful in the operation of the System, or (b) the proceeds of such sale are $250,000 or less, or it shall have received a certificate of the Engineer of Record and the City Manager stating, in the opinion of the signers, that the fair market value of the property or facilities exchanged is $250,000 or less, or (c) if such (/ky: 2715.014\or&n -.sub - 7/16/96) 32 proceeds or fair market value exceeds $250,000 it shall have received a certificate of the Engineer of Record and the City Manager stating, in the opinion of the signers, that the sale or exchange of such property or facilities will not impair the ability of the City to comply during the current or any future year with the provisions of clause (1) of this Section. The proceeds of any such sale or exchange not used to acquire other property necessary or desirable for the safe or efficient operation of the System shall forthwith, at the option of the City (i) be used to redeem or purchase Priority Bonds or any Subordinate Lien Bonds, or (ii) otherwise be used to provide for the payment of Priority Bonds or any Subordinate Lien Bonds; and (2) To the extent permitted by law, the City may lease or make contracts or grant licenses for the operation of, or make arrangements for the use of, or grant easements or other rights with respect to, any part of the System, provided that any such lease, contract, license, arrangement, easement or right (i) does not impede the operation by the City of the System and (ii) does not in any manner impair or adversely affect the rights or security of the owners of the Priority Bonds or any Subordinate Lien Bonds under this Ordinance; and provided, further, that if the depreciated cost of the property to be covered by any such lease, contract, license, arrangement, easement or other right is in excess of $500,000, the City shall have received a certificate of the Engineer of Record and the City Manager that the action of the City with respect thereto does not result in a breach of the conditions under this clause (2). Any payments received by the City under or in connection with any such lease, contract, license, arrangement, easement or right in respect of the System or any part thereof shall constitute Gross Revenues. (i) Books. Records and Accounts. The City shall keep proper books, records and accounts separate and apart from all other records and accounts, in which complete and correct entries shall be made of all transactions relating to the System and the City shall cause said books and accounts to be audited annually as of the close of each Fiscal Year by the Accountant. 0) Insurance. (1) It shall cause to be insured such parts of the System as would usually be insured by corporations operating like properties, with a responsible insurance company or companies, against risks, accidents or casualties against which and to the extent insurance is usually carried by corporations operating like properties, including, to the extent reasonably obtainable, fire and extended coverage insurance, insurance against damage by floods, and use and occupancy insurance. Public liability and property damage insurance shall also be carried unless the City Attorney of the City gives a written opinion to the effect that the City is not liable for claims which would be protected by such insurance. At any time while any contractor engaged in construction work shall be fully responsible therefor, the City shall not be required to carry insurance on the work being constructed if the contractor is required to carry appropriate insurance. All such policies shall be open to the inspection of the bondholders and their representatives at all reasonable times. (2) The annual audit hereinafter required shall contain a section commenting on whether or not the City has complied with the requirements of this Section with respect to the maintenance of (/ky: 2715.014 \ordin -.sub - 7/16/96) 33 insurance, and listing all policies carried, and whether or not all insurance premiums upon the insurance policies to which reference is hereinbefore made have been paid. (k) Rate Covenant. The City will fix, establish, maintain and collect such rates, charges and fees for the use and availability of the System at all times as are necessary to produce Gross Revenues and other Pledged Revenues equal to the greater of amounts sufficient (a) (1) to pay all current Operating Expenses of the System, and (2) to produce Net Revenues for each Year at least equal to the sum of (i) 1.25 times the Average Annual Principal and Interest Requirements of all then outstanding Priority Bonds and (ii) 1.10 times the Average Annual Principal and Interest Requirements of all then outstanding Subordinate Lien Bonds; or (b) to pay the sum of (i) all current Operating Expenses, (ii) the Average Annual Principal and Interest Requirements on the then outstanding Priority Bonds and Subordinate Lien Bonds, (iii) required deposits to the Reserve Fund required for the Priority Bonds and Subordinate Lien Bonds, and (iv) amounts required to pay all other obligations of the System reasonably anticipated to be paid from Gross Revenues during the current Year. Average Annual Principal and Interest Requirements as used in this clause (4) shall exclude debt service on any Priority Bonds or Subordinate Lien Bonds if capitalized interest for such bonds has been provided for at least the next twelve months. (1) Audits. After the close of each year while any Priority Bonds or any Subordinate Lien Bonds are outstanding, an audit will be made of the books and accounts relating to the System and the Pledged Revenues by the Accountant. As soon as practicable after the close of each such year, and when said audit has been completed and made available to the City, a copy of such audit for the preceding year shall be mailed to the Municipal Advisory Council of Texas and to any holder of 5% or more in aggregate principal amount of the then outstanding Priority Bonds and Subordinate Lien Bonds who shall so request in writing. Such annual audit reports shall be open to the inspection of the registered owners of the Priority Bonds or any Subordinate Lien Bonds and their agents and representatives at all reasonable times. (m) Governmental Agencies. It will comply with all of the terms and conditions of any and all franchises, permits and authorizations applicable to or necessary with respect to the System, and which have been obtained from any governmental agency; and the City has or will obtain and keep in full force and effect all franchises, permits, authorization and other requirements applicable to or necessary with respect to the acquisition, construction, equipment, operation and maintenance of the System. (n) No Competition. To the extent it legally may, it will not grant any franchise or permit for the acquisition, construction or operation of any competing facilities which might be used as a substitute for the System's facilities, and, to the extent that it legally may, the City will prohibit any such competing facilities. (o) Rights of Inspection. The Texas Water Development Board, the Engineer of Record or any registered owner of $100,000 in aggregate principal amount of the Priority Bonds or Subordinate Lien Bonds then outstanding shall have the right at all reasonable times to inspect the System and all (/ky: 2715.014\orain -.sub - 7/16/96) 34 records, accounts and data of the City relating thereto, and upon request the City shall furnish to the Texas Water Development Board, the Engineer of Record or such registered owner, as the case may be, such financial statements, reports and other information relating to the City and the System as the Texas Water Development Board, the Engineer of Record or such registered owner may from time to time reasonably request. Section 24. AMENDMENT OF ORDINANCE. (a) That the registered owners of Priority Bonds and Subordinate Lien Bonds aggregating in principal amount 51% of the aggregate principal amount of the Priority Bonds and Subordinate Lien Bonds then outstanding shall have the right from time to time to approve any amendment to this Ordinance which may be deemed necessary or desirable by the City, provided, however, that without the consent of the registered owners of all of the Priority Bonds and Subordinate Lien Bonds at the time outstanding, nothing herein contained shall permit or be construed to permit the amendment of the terms and conditions in this Ordinance or in the Priority Bonds or Subordinate Lien Bonds so as to: (1) Make any change in the maturity of any of the outstanding Priority Bonds or Subordinate Lien Bonds; (2) Reduce the rate of interest borne by any of the outstanding Priority Bonds or Subordinate Lien Bonds; (3) Reduce the amount of the principal payable on the outstanding Priority Bonds or Subordinate Lien Bonds; (4) Modify the terms of payment of principal of, premium, if any, or interest on the outstanding Priority Bonds or Subordinate Lien Bonds, or impose any conditions with respect to such payment; (5) Affect the rights of the registered owners of less than all of the Priority Bonds and Subordinate Lien Bonds then outstanding; (6) Amend this clause (a) of this Section; or (7) Change the minimum percentage of the principal amount of Priority Bonds and Subordinate Lien Bonds necessary for consent to any amendment; unless such amendment or amendments be approved by the registered owners of all of the Priority Bonds and Subordinate Lien Bonds then outstanding. (b) That if at any time the City shall desire to amend the Ordinance under this Section, the City shall cause notice of the proposed amendment to be published in - a financial newspaper or journal published in The City of New York, New York, and a newspapers of general circulation in the City, once during each calendar week for at least two successive calendar weeks. Such notice shall briefly (/ky: 2715.014brdin -.sub - 7/16/96) 35 set forth the nature of the proposed amendment and shall state that a copy thereof is on file at the principal office of the Paying Agent/Registrar for inspection by all holders of Priority Bonds and Subordinate Lien Bonds. Such publication is not required, however, if notice in writing is given to each registered owner of Priority Bonds and Subordinate Lien Bonds. (c) That whenever at any time not less than thirty days, and within one year, from the date of the first publication of said notice or other service of written notice the City shall receive an instrument or instruments executed by the registered owners of at least 51% in aggregate principal amount of the Priority Bonds and Subordinate Lien Bonds then outstanding, which instrument or instruments shall refer to the proposed amendment described in said notice and which specifically consent to and approve such amendment in substantially the form of the copy thereof on file with the Paying Agent/Registrar, the City Council may pass the amendatory ordinance in substantially the same form. (d) That upon the passage of any amendatory ordinance pursuant to the provisions of this Section, this Ordinance shall be deemed to be amended in accordance with such amendatory ordinance, and the respective rights, duties and obligations under this Ordinance of the City and all the registered owners of then outstanding Priority Bonds and Subordinate Lien Bonds and all future Subordinate Lien Bonds and Priority Bonds shall thereafter be determined, exercised and enforced hereunder, subject in all respects to such amendments. (e) That any consent given by the registered owner of a Priority Bond or Subordinate Lien Bond pursuant to the provisions of this Section shall be irrevocable for a period of six months from the date of the first publication of the notice provided for in this Section, and shall be conclusive and binding upon all future registered owners of the same Priority Bond or Subordinate Lien Bond during such period. Such consent may be revoked at any time after six months from the date of the first publication of such notice by the registered owner who gave such consent, or by a successor in title, by filing notice thereof with the Paying Agent/Registrar and the City, but such revocation shall not be effective if the registered owners of 51% in aggregate principal amount of the then outstanding Priority Bonds and Subordinate Lien Bonds as in this Section defined have, prior to the attempted revocation, consented to and approved the amendment. (f) The foregoing provisions of this Section notwithstanding, the City by action of the City Council may amend this Ordinance for any one or more of the following purposes: (1) To add to the covenants and agreements of the City in this Ordinance contained, other covenants and agreements thereafter to be observed, grant additional rights or remedies to the registered owners of the Priority Bonds or Subordinate Lien Bonds or to surrender, restrict or limit any right or power herein reserved to or conferred upon the City; (2) To make such provisions for the purpose of curing any ambiguity, or curing, correcting or supplementing any defective provision contained in this Ordinance, or in regard to clarifying matters or questions arising under this Ordinance, as are necessary or desirable (/ky: 2715.014\ordin -.sub - 7/16/96) 36 and not contrary to or inconsistent with this Ordinance and which shall not adversely affect the interests of the registered owners of the Priority Bonds or Subordinate Lien Bonds then outstanding; (3) To modify any of the provisions of this Ordinance in any other respect whatever, provided that (i) such modification shall be, and be expressed to be, effective only after all Priority Bonds and Subordinate Lien Bonds outstanding at the date of the adoption of such modification shall cease to be outstanding, and (ii) such modification shall be specifically referred to in the text of all Priority Bonds and Subordinate Lien Bonds issued after the date of the adoption of such modification. Section 25. DAMAGED, MUTILATED, LOST, STOLEN, OR DESTROYED BONDS. (a) That in the event any outstanding Bond is damaged, mutilated, lost, stolen, or destroyed, the Paying Agent/Registrar shall cause to be printed, executed, and delivered, a new bond of the same principal amount, maturity, and interest rate, as the damaged, mutilated, lost, stolen, or destroyed Bond, in replacement for such Bond in the manner hereinafter provided. (b) Application for replacement of damaged, mutilated, lost, stolen, or destroyed Bonds shall be made to the Paying Agent/Registrar. In every case of loss, theft, or destruction of a Bond, the applicant for a replacement bond shall furnish to the City and to the Paying Agent/Registrar such security or indemnity as may be required by them to save each of them harmless from any loss or damage with respect thereto. Also, in every case of loss, theft, or destruction of a Bond, the applicant shall furnish to the City and to the Paying Agent/Registrar evidence to their satisfaction of the loss, theft, or destruction of such Bond, as the case may be. In every case of damage or mutilation of a Bond, the applicant shall surrender to the Paying Agent/Registrar for cancellation the Bond so damaged or mutilated. (c) Notwithstanding the foregoing provisions of this Section, in the event any such Bond shall have matured, and no default has occurred which is then continuing in the payment of the principal of, redemption premium, if any, or interest on the Bond, the City may authorize the payment of the same (without surrender thereof except in the case of a damaged or mutilated Bond) instead of issuing a replacement Bond, provided security or indemnity is furnished as above provided in this Section. (d) Prior to the issuance of any replacement bond, the Paying Agent/Registrar shall charge the owner of such Bond with all legal, printing, and other expenses in connection therewith. Every replacement bond issued pursuant to the provisions of this Section by virtue of the fact that any Bond is lost, stolen, or destroyed shall constitute a contractual obligation of the City whether or not the lost, stolen, or destroyed Bond shall be found at any time, or be enforceable by anyone, and shall be entitled to all the benefits of this Ordinance equally and proportionately with any and all other Bonds duly issued under this Ordinance. (/ky: 2715.014brdin -.sub - 7/16/96) 37 (e) In accordance with Section 6 of Vernon's Ann. Tex. Civ. St. Art. 717k -6, this Section of this Ordinance shall constitute authority for the issuance of any such replacement bond without necessity of further action by the governing body of the City or any other body or person, and the duty of the replacement of such bonds is hereby authorized and imposed upon the Paying Agent/Registrar, and the Paying Agent/Registrar shall authenticate and deliver such bonds in the form and manner and with the effect, as provided in Section 5(d) of this Ordinance for Bonds issued in exchange for other Bonds. Section 26. COVENANTS REGARDING TAX EXEMPTION OF INTEREST ON THE BONDS. The City covenants to take any action necessary to assure, or refrain from any action which would adversely affect, the treatment of the Bonds as obligations described in section 103 of the Code, the interest on which is not includable in the "gross income" of the holder for purposes of federal income taxation. In furtherance thereof, the City covenants as follows: (a) to take any action to assure that no more than 10 percent of the proceeds of the Bonds or the projects financed therewith (less amounts deposited to a reserve fund, if any) are used for any "private business use," as defined in section 141(b)(6) of the Code or, if more than 10 percent of the proceeds or the projects financed therewith are so used, such amounts, whether or not received by the City, with respect to such private business use, do not, under the terms of this Ordinance or any underlying arrangement, directly or indirectly, secure or provide for the payment of more than 10 percent of the debt service on the Bonds, in contravention of section 141(b)(2) of the Code; (b) to take any action to assure that in the event that the "private business use" described in subsection (a) hereof exceeds 5 percent of the proceeds of the Bonds or the proceeds financed therewith (less amounts deposited into a reserve fund, if any) then the amount in excess of 5 percent is used for a "private business use" which is "related" and not "disproportionate," within the meaning of section 141(b)(3) of the Code, to the governmental use; (c) to take any action to assure that no amount which is greater than the lesser of $5,000,000, or 5 percent of the proceeds of the Bonds (less amounts deposited into a reserve fund, if any) is directly or indirectly used to finance loans to persons, other than state or local governmental units, in contravention of section 141(c) of the Code; (d) to refrain from taking any action which would otherwise result in the Bonds being treated as "private activity bonds" within the meaning of section 141(b) of the Code; (e) to refrain from taking any action that would result in the Bonds being "federally guaranteed" within the meaning of section 149(b) of the Code; (0 to refrain from using any portion of the proceeds of the Bonds, directly or indirectly, to acquire or to replace funds which were used, directly or indirectly, to acquire investment property (as defined in section 148(b)(2) of the Code) which produces a materially higher yield over the term of the Bonds, other than investment property acquired with -- (/ky: 2715.014\ordin -.sub - 7/16/96) 38 (1) proceeds of the Bonds invested for a reasonable temporary period of 3 years or less or, in the case of a refunding bond, for a period of 30 days or less until such proceeds are needed for the purpose for which the bonds are issued, (2) amounts invested in a bona fide debt service fund, within the meaning of section 1.148 -1(b) of the Treasury Regulations, and (3) amounts deposited in any reasonably required reserve or replacement fund to the extent such amounts do not exceed 10 percent of the proceeds of the Bonds; (g) to otherwise restrict the use of the proceeds of the Bonds or amounts treated as proceeds of the Bonds, as may be necessary, so that the Bonds do not otherwise contravene the requirements of section 148 of the Code (relating to arbitrage) and, to the extent applicable, section 149(d) of the Code (relating to advance refundings); and (h) to pay to the United States of America at least once during each five -year period (beginning on the date of delivery of the Bonds) an amount that is at least equal to 90 percent of the "Excess Earnings," within the meaning of section 148(f) of the Code and to pay to the United States of America, not later than 60 days after the Bonds have been paid in full, 100 percent of the amount then required to be paid as a result of Excess Earnings under section 148(f) of the Code. For purposes of the foregoing (a) and (b), the City understands that the term "proceeds" includes "disposition proceeds" as defined in the Treasury Regulations and, in the case of refunding bonds, transferred proceeds (if any) and proceeds of the refunded bonds expended prior to the date of issuance of the Bonds. It is the understanding of the City that the covenants contained herein are intended to assure compliance with the Code and any regulations or rulings promulgated by the U.S. Department of the Treasury pursuant thereto. In the event that regulations or rulings are hereafter promulgated which modify or expand provisions of the Code, as applicable to the Bonds, the City will not be required to comply with any covenant contained herein to the extent that such failure to comply, in the opinion of nationally recognized bond counsel, will not adversely affect the exemption from federal income taxation of interest on the Bonds under section 103 of the Code. In the event that regulations or rulings are hereafter promulgated which impose additional requirements which are applicable to the Bonds, the City agrees to comply with the additional requirements to the extent necessary, in the opinion of nationally recognized bond counsel, to preserve the exemption from federal income taxation of interest on the Bonds under section 103 of the Code. In furtherance of such intention, the City hereby authorizes and directs the City Manager to execute any documents, certificates or reports required by the Code and to make such elections, on behalf of the City, which may be permitted by the Code as are consistent with the purpose for the issuance of the Bonds. In order to facilitate compliance with the above covenant (h), a "Rebate Fund" is hereby established by the City for the sole benefit of the United States of America, and such fund shall not be subject to the claim of any other person, including without limitation the bondholders. The Rebate. Fund is established for the additional purpose of compliance with section 148 of the Code. (/ky: 2715.014brdin -.sub - 7/16/96) 39 Furthermore, the City will take all reasonable actions specified in any written instructions provided to the City by Texas Water Development Board to assure that the interest on said Bonds, or any bonds issued to refund said Bonds, shall be excludable from the gross income of the holders there for federal income tax purposes. Section 27. CUSTODY, APPROVAL, AND REGISTRATION OF BONDS; BOND COUNSEL'S OPINION, AND CUSIP NUMBERS. The Mayor of the City is hereby authorized to have control of the Bonds initially issued and delivered hereunder and all necessary records and proceedings pertaining to the Bonds pending their delivery and their investigation, examination, and approval by the Attorney General of the State of Texas, and their registration by the Comptroller of Public Accounts of the State of Texas. Upon registration of the Bonds said Comptroller of Public Accounts (or a deputy designated in writing to act for said Comptroller) shall manually sign the Comptroller's Registration Certificate attached to such Bonds, and the seal of said Comptroller shall be impressed, or placed in facsimile, on such Certificate. The approving legal opinion of the City's Bond Counsel, and the assigned CUSIP numbers issued with respect to the Bonds may be printed on the Bonds issued and delivered under this Ordinance, but such information shall have no legal effect, and shall be solely for the convenience and information of the registered owners of the Bonds. Section 28. PAYING AGENT AGREEMENT. The City hereby appoints Norwest Bank Texas, N.A. as Paying Agent/Registrar for the Bonds authorized hereby. The City Manager of the City of Wichita Falls is hereby authorized to execute and deliver on behalf of the City a Paying Agent/Registrar Agreement, dated as of the date of delivery of the Bonds in substantially the form and substance presented at this meeting. Section 29. CONTINUING DISCLOSURE UNDERTAKING. (a) Annual Reports. The City shall provide annually to each NRMSIR and any SID, within six months after the end of each fiscal year ending in or after 1996, financial information and operating data with respect to the City of the general type included in the official statement of the City relating to the City's Series 1996 Bonds, being the information described in Exhibit A hereto. Any financial statements so to be provided shall be (1) prepared in accordance with the accounting principles described in Exhibit A hereto, or such other accounting principles as the City may be required to employ from time to time pursuant to state law or regulation, and (2) audited, if the City commissions an audit of such statements and the audit is completed within the period during which they must be provided. If the audit of such financial statements is not complete within such period, then the City shall provide unaudited financial statements by the required time, and will provide audited financial statements for the applicable fiscal year to each NRMSIR and any SID, when and if the audit report on such statements become available. If the City changes its fiscal year, it will notify each NRMSIR and any SID of the change (and of the date of the new fiscal year end) prior to the next date by which the City otherwise would be required to provide financial information and operating data pursuant to this Section. The City agrees to provide financial information and operating data of a nature consistent with that provided by the City in connection with the issuance of additional Priority Bonds to which the Rule applies. (/ky: 2715.014\ordin -.sub - 7/16/96) 40 The financial information and operating data to be provided pursuant to this Section may be set forth in full in one or more documents or may be included by specific reference to any document (including an official statement or other offering document, if it is available from the MSRB) that theretofore has been provided to each NRMSIR and any SID or filed with the SEC. (b) Material Event Notices. The City shall notify any SID and either each NRMSIR or the MSRB, in a timely manner, of any of the following events with respect to the Bonds, if such event is material within the meaning of the federal securities laws: A. Principal and interest payment delinquencies; B. Non - payment related defaults; C. Unscheduled draws on debt service reserves reflecting financial difficulties; D. Unscheduled draws on credit enhancements reflecting financial difficulties; E. Substitution of credit or liquidity providers, or their failure to perform; F. Adverse tax opinions or events affecting the tax- exempt status of the Bonds; . G. Modifications to rights of holders of the Bonds; H. Bond calls; I. Defeasances; I Release, substitution, or sale of property securing repayment of the [Bonds]; and K. Rating changes. The City shall notify any SID and either each NRMSIR or the MSRB, in a timely manner, of any failure by the City to provide financial information or operating data in accordance with subsection (a) of this Section of this Ordinance by the time required by such subsection. (c) Limitations. Disclaimers. and Amendments. The City shall be obligated to observe and perform the covenants specified in this Section for so long as, but only for so long as, the City remains an "obligated person" with respect to the Bonds within the meaning of the Rule, except that the City in any event will give notice of any deposit made in accordance with Section 20 that causes the Bonds no longer to be outstanding. The provisions of this Section are for the sole benefit of the holders and beneficial owners of the Bonds and the beneficial owners of the Texas Water Development Board's Bonds under the Rule, and nothing in this Section, express or implied, shall give any benefit or any legal or equitable right, remedy, or claim hereunder to any other person. The City undertakes to provide only the financial information, operating data, financial statements, and notices which it has expressly agreed to provide pursuant to this Section and does not hereby undertake to provide any other information that may be relevant or material to a complete presentation of the City's financial results, condition, or prospects or hereby undertake to update any information provided in accordance with this Section or otherwise, except as expressly provided herein. The City does not make any representation or warranty concerning such information or its usefulness to a decision to invest in or sell Bonds at any future date. (/ky: 2715.014\ordin -.sub - 7/16/96) 41 UNDER NO CIRCUMSTANCES SHALL THE CITY BE LIABLE TO THE HOLDER OR BENEFICIAL OWNER OF ANY BOND OR ANY OTHER PERSON, IN CONTRACT OR TORT, FOR DAMAGES RESULTING IN WHOLE OR IN PART FROM ANY BREACH BY THE CITY, WHETHER NEGLIGENT OR WITHOUT FAULT ON ITS PART, OF ANY COVENANT SPECIFIED IN THIS ARTICLE, BUT EVERY RIGHT AND REMEDY OF ANY SUCH PERSON, IN CONTRACT OR TORT, FOR OR ON ACCOUNT OF ANY SUCH BREACH SHALL BE LIMITED TO AN ACTION FOR MANDAMUS OR SPECIFIC PERFORMANCE. No default by the City in observing or performing its obligations under this Article shall comprise a breach of or default under the Ordinance for purposes of any other provision of this Ordinance. Nothing in this Section is intended or shall act to disclaim, waive, or otherwise limit the duties of the City under federal and state securities laws. The provisions of this Section may be amended by the City from time to time to adapt to changed circumstances that arise from a change in legal requirements, a change in law, or a change in the identity, nature, status, or type of operations of the City, but only if (1) the provisions of this Section, as so amended, would have permitted an underwriter to purchase or sell Bonds in the primary offering of the Bonds in compliance with the Rule, taking into account any amendments or interpretations of the Rule since such offering as well as such changed circumstances and (2) either (a) the owners of a majority in aggregate principal amount (or any greater amount required by any other provision of this Ordinance that authorizes such an amendment) of the Outstanding Bonds consent to such amendment or (b) a person that is unaffiliated with the City (such as nationally recognized bond counsel) determines that such amendment will not materially impair the interest of the owners and beneficial owners of the Bonds. If the City so amends the provisions of this Section, it shall include with any amended financial information or operating data next provided in accordance with this Section an explanation, in narrative form, of the reason for the amendment and of the impact of any change in the type of financial information or operating data so provided. The City may also amend or repeal the provisions of this continuing disclosure agreement if the SEC amends or repeals the applicable provision of the Rule or a court of final jurisdiction enters judgment that such provisions of the Rule are invalid, but only if and to the extent that the provisions of this sentence would not prevent an underwriter from lawfully purchasing or selling Bonds in the primary offering of the Bonds. Section 30. REPEAL OF SERIES 1990 -B AND 1990 -C SUBORDINATE LIEN BONDS. The authorization of the City of Wichita Falls, Texas Water and Sewer System Subordinate Lien Revenue Bonds, Series 1990 -B and Series 1990 -C is hereby repealed and the provisions of Ordinance No.48 -90 as it relates to such authorization are hereby so amended and such bonds shall not be delivered. The Director of Finance shall cancel and destroy such bonds. Other than as amended by the provisions of this Section, Ordinance No.48 -90 is not amended or supplemented in any other manner and shall remain in full force and effect in accordance with its terms. The provisions of this Section relating to the Series 1990 -B and Series 1990 -C Bonds shall have no effect on the City of (/ky: 2715.014brdin -.sub - 7/16/96) 42 Wichita Falls, Texas Water and Sewer System Subordinate Lien Revenue Bonds, Series 1990 -A which shall remain outstanding in accordance with their terms and continue to be secured by the provisions of Ordinance No.48 -90. Section 31. ESCROW AGREEMENT AND CONSTRUCTION FUND. (a) The City Manager of the Issuer is hereby authorized and directed to execute and deliver and the City Clerk of the Issuer is hereby authorized and directed to attest an Escrow Agreement in substantially the form attached hereto as Exhibit B. The City shall cause the proceeds of the Bonds, less the costs of issuance, to be deposited into an Escrow Account created by the Escrow Agreement pending authorization from the Development Fund Manager on behalf of the Texas Water Development Board. (b) There shall be established a Construction Fund with the Issuer's depository bank and upon the delivery of the purchase price for such Bonds, an amount equal to the costs of issuance of the Bonds initially shall be deposited into this Construction Fund. The cost of issuance of the Bonds include legal, fiscal and engineering fees which shall be paid from this Fund. There shall be deposited into the Construction Fund all amounts released from the Escrow Account created by the Escrow Agreement as provided in Section 2 of the Escrow Agreement. The cost of the construction of the System improvements will be paid from this Construction Fund. All interest and profits from investments made with moneys in the Construction Fund shall remain on deposit in the Construction Fund as a part thereof. After completion of the payment of all costs of the acquisition and improvements to the System, any residue remaining in the Construction Fund shall be applied in accordance with Section 33 hereof. Section 32. FINAL ACCOUNTING. The City shall render a final accounting to the Texas Water Development Board in reference to the total cost incurred by the City for improvements and extensions to the System together with a coy of "as built" plans of the project upon completion. Section 33. SURPLUS BOND PROCEEDS. The City shall use any surplus proceeds from the Bonds remaining after completion of the improvements and extensions of the System for the purchase of the Bonds owned by the Texas Water Development Board in inverse order of maturity. Section 34. ANNUAL AND MONTHLY REPORTS. Monthly operating statements and annual audits of the City shall be delivered to the Texas Water Development Board as long as the State of Texas owns any of the Bonds, and that the monthly operating statement shall be in such detail as requested by the Development Fund Manager of the Texas Water Development Board. Section 35. COMPLIANCE WITH THE TEXAS WATER DEVELOPMENT BOARD'S RULES AND REGULATIONS. The City covenants to comply with the rules and regulations of the Texas Development Board. (/ky: 2713.014\ordin -.sub - 7/16/96) 43 Section 36. PAYMENT PROCEDURE PURSUANT TO MUNICIPAL BOND INSURANCE POLICY. As long as the Municipal Bond Insurance Policy shall be in full force and effect, the City and the Paying Agent/Registrar agree to comply with the following provisions: (a) If payment of principal or interest due on the Bonds has not been made to the Paying Agent/Registrar or any owner of Bonds to whom such payment is due, the Paying Agent/Registrar shall so notify AMBAC Indemnity by telephonic or telegraphic notice, subsequently confirmed in writing, or written notice by registered or certified mail. Such notice shall specify the amount of the anticipated deficiency, the Bonds to which such deficiency is applicable, and whether such Bonds will be deficient as to principal or interest, or both. AMBAC Indemnity, on the later of the date due for payment or within one business day after receipt of notice of nonpayment, will deposit sufficient moneys with United States Trust Company of New York, as insurance Trustee for AMBAC Indemnity or any successor insurance trustee (the "Insurance Trustee "). (b) The Paying Agent/Registrar shall, after giving notice to AMBAC Indemnity as provided in (a) above, make available to AMBAC Indemnity and, at AMBAC Indemnity's direction, to the Insurance Trustee, the registration books of the City maintained by the Paying Agent/Registrar, and all records relating to the Funds and Accounts maintained under this Ordinance. (c) The Paying Agent/Registrar shall provide AMBAC Indemnity and the Insurance Trustee with a list of registered owners of the Bonds entitled to receive principal or interest payments from AMBAC Indemnity under the terms of the Municipal Bond Insurance Policy, and shall make arrangements with the Insurance Trustee to (i) mail checks or drafts to the registered owners of Bonds entitled to receive full or partial interest payments from AMBAC Indemnity and (ii) pay principal upon Bonds surrendered to the Insurance Trustee by the registered owners of Bonds entitled to receive full or partial principal payments from AMBAC Indemnity. (d) The Paying Agent/Registrar shall, at the time it provides notice to AMBAC Indemnity pursuant to (a) above, notify registered owners of Bonds entitled to receive the payment of principal or interest thereon from AMBAC Indemnity (i) as to the fact of such entitlement, (ii) that AMBAC Indemnity will remit to them all or a part of the interest payments next coming due, (iii) that should they be entitled to receive full payment of principal from AMBAC Indemnity, they must present and surrender their Bonds together with any appropriate instrument of assignment for payment to the Insurance Trustee, and not the Paying Agent/Registrar, and (vi) that should they be entitled to receive partial payment of principal from AMBAC Indemnity, they must present and surrender their Bonds for payment thereon first to the Paying Agent/Registrar, who shall note on such Bonds the portion of the principal paid by the Paying Agent/Registrar, and then, along with an appropriate instrument of assignment, to the Insurance Trustee, which will then pay the unpaid portion of principal. The Insurance Trustee shall disburse to the registered owners of Bonds, through the Paying Agent/Registrar, the payment due less any amount held by the Paying Agent/Registrar for payment of principal of or interest on Bonds and legally available therefor. (/ky: 2715.014\orc in -.sub - 7/16/96) 44 (e) In the event that the Paying Agent/Registrar has notice that any payment of principal of or interest on a Bond which has become due for payment and which is made to an owner of a Bond by or on behalf of the City has been deemed a preferential transfer and theretofore recovered from its registered owner pursuant to the United States Bankruptcy Code by a trustee in bankruptcy in accordance with the final, nonappealable order of a court having competent jurisdiction, the Paying Agent/Registrar shall at the time AMBAC Indemnity is notified pursuant to (a) above, notify all registered owners that in the event that any registered owner's payment is so recovered, such registered owner will be entitled to payment from AMBAC Indemnity to the extent of such recovery, and the Paying Agent/Registrar shall furnish to AMBAC Indemnity its records evidencing the payments of principal of and interest on the Bonds which have been made by the Paying Agent/Registrar and subsequently recovered from registered owners and the dates on which such payments were made. (f) In addition to those rights granted AMBAC Indemnity under this Ordinance, AMBAC Indemnity shall, upon remittance and transfer of Bonds or appropriate instruments of assignment, become the owner thereof, and to evidence such ownership (i) in the case of claims for past due interest, the Paying Agent/Registrar shall note AMBAC Indemnity's rights as owner on the registration books of the City maintained by the Paying Agent/Registrar upon receipt from AMBAC Indemnity of proof of the payment of interest thereon to the registered owners of the Bonds and (ii) in the case of claims for past due principal, the Paying Agent/Registrar shall note AMBAC Indemnity's rights as owner on the registration books of the City maintained by the Paying Agent/Registrar upon surrender of the Bonds by the registered owners thereof together with proof of the payment of principal thereof. Section 37. NOTICES TO BE GIVEN TO AMBAC INDEMNITY. While the Municipal Bond Insurance Policy is in effect, the City shall furnish to AMBAC Indemnity: (a) as soon as practicable after filing thereof, a copy of any audit and annual report of the City; (b) a copy of any notice to be given to the registered owners of the Bonds and any certificate rendered pursuant to this Ordinance relating to the security for the Bonds; and (c) such additional information it may reasonably request. The City will permit AMBAC Indemnity to discuss the affairs, finances and accounts of the City or any information AMBAC Indemnity may reasonably request regarding the security for the Bonds with appropriate officers of the City. The City will permit AMBAC Indemnity to have access to and to make copies of all books and records relating to the Bonds at any reasonable time. AMBAC Indemnity shall have the right to direct an accounting at the City's expense, and the City's failure to comply with such direction within 30 days after receipt of written notice of the direction from AMBAC Indemnity shall be deemed a default hereunder; provided, however, that if compliance cannot occur with such period, then such period will be extended so long as compliance is begun within such period and diligently pursued, but only if such extension would not materially adversely affect the interests of any owner of the Bonds. (/ky: 2715.014\ordin -.sub - 7/16/96) 45 Notwithstanding any other provision of this Ordinance, the Paying Agent/Registrar shall immediately notify AMBAC Indemnity if at any time there is insufficient money to make any payments of principal and/or interest as required and immediately upon the occurrence of an event of default hereunder. Section 38. APPROVAL OF INSURANCE. The Commitment for Municipal Bond Insurance from AMBAC Indemnity Corporation relating to the Bonds is hereby accepted and approved. In addition, a copy of any notice required to be given by this Ordinance shall also be given to AMBAC at the following address unless a different address is hereafter designated in writing to the City: AMBAC Indemnity Corporation One State Street Plaza New York, New York 10004 Section 39. FURTBER PROCEDURES. The Mayor, the City Clerk and the City Manager of the City, and all other officers, employees, and agents of the City, and each of them, shall be and they are hereby expressly authorized, empowered, and directed from time to time and at any time to do and perform all such acts and things and to execute, acknowledge, and deliver in the name and under the seal and on behalf of the City all such instruments, whether or not herein mentioned, as may be necessary or desirable in order to carry out the terms and provisions of this Ordinance, the Bonds, the Paying Agent/Registrar Agreement or the application to or the approval of the Texas Water Development Board. In addition, the Mayor is authorized to approve any changes to this Ordinance necessary to comply with the application to or the approval of the Texas Water Development Board or to secure the approval of the Bonds by the Texas Attorney General. In case any officer whose signature appears on any Bond or other certificate shall cease to be such officer before the delivery of the Bonds, such signature shall nevertheless be valid and sufficient for all purposes the same as if he or she had remained in office until such delivery. In addition, the findings and recitals made in the preamble to this Ordinance are hereby incorporated herein and made a part of this Ordinance for all purposes. Section 40. SEVERABILITY. If any Section, paragraph, clause or provision of this Ordinance shall for any reason be held to be invalid or unenforceable, the invalidity or unenforceability of such Section, paragraph, clause or provision shall not affect any of the remaining provisions of this Ordinance. Section 41. NO PERSONAL LIABILITY. No recourse shall be had for payment of the principal of or interest on any Bonds or for any claim based thereon, or on this Ordinance, against any official or employee of the City or any person executing any Bonds. (/ky: 2715.014brdin -.sub - 7/16/96) 46 Section 42. OPEN MEETING. It is hereby officially found and determined that the meeting at which this Ordinance was adopted was open to the public, and that public notice of the time, place and purpose of said meeting was given, all as required by Chapter 551, Texas Government Code. Section 43. EMERGENCY. It is hereby officially found and determined: that a case of emergency or urgent public necessity exists which requires the holding of the meeting at which this Ordinance is passed, such emergency or urgent public necessity being that it is necessary to receive the proceeds from the sale of the Bonds as soon as possible and without delay to allow the City to acquire and construct urgently needed public improvements; and that said meeting was open to the public, and public notice of the time, place, and purpose of said meeting was given, all as required by Texas Government Code, Chapter 551. Section 44. IlvIlV1EDIATE EFFECT. This Ordinance shall take effect and be in force immediately upon and after its passage in accordance with the provisions of the Charter of the City, and it is accordingly so ordained. inky: 2715.014\ordin -.s,b - 7i16/%> 47 EXHIBIT A DESCRIPTION OF ANNUAL FINANCIAL INFORMATION Pursuant to Section 29 of this Ordinance the City has undertaken to provide certain information of the general type included in its Official Statement dated April 16, 1996 relating to the City of Wichita Falls, Water and Sewer System Refunding Revenue Bonds, Series 1996 and described as follows: Annual Financial Statements and Operating Data The financial information and operating data with respect to the Issuer to be provided annually in accordance with Section 29 are as specified (and included in Appendices or under the headings of the Official Statement referred to) below: -- TABLES 1 -9 in Appendix A to the Official Statement and entitled "FINANCIAL AND SYSTEM INFORMATION OF THE CITY" -- APPENDIX C to the Official Statement and entitled "AUDITED FINANCIAL STATEMENTS FOR THE LAST COMPLETED FISCAL YEAR" Accounting Principles The accounting principles referred to in Section 29 are the accounting principles described in the notes to the audited financial statements appearing in Appendix C referred to in paragraph above. (/ky: 2715.014brdin -.sub - 7/16/96) ESCROW AGREEMENT THIS ESCROW AGREEMENT, dated as of June 1, 1996 ( "Escrow Agreement'), together with any amendments or supplements hereto, is entered into by and between the City of Wichita Falls, Texas (the "Issuer ") and Bank One Texas, N.A., Wichita Falls, Texas, as Escrow Agent (the "Bank ") together with any successor in such capacity. WITNESSETH: WHEREAS, the Issuer has authorized and sold to the Texas Water Development Board, City of Wichita Falls, Texas Water and Sewer System Subordinate Lien Revenue Bonds, Series 1996, in the aggregate principal amount of $11,420,000 (the Bonds "); and WHEREAS, the Texas Water Development Board is initially depositing $ of the Bond proceeds to be held by the Escrow Agent until the Development Fund Manager, or authorized representative, of the Texas Water Development Board, on behalf of the Texas Water Development Board, authorizes in written form the release of such funds from the Escrow Account into the Construction Fund as established with the Issuer pursuant to the Ordinance that authorized such Bonds; and WHEREAS, the Bank is located in the State of Texas, is a member of the Federal Deposit Insurance Corporation, and is otherwise qualified and empowered to enter into this Escrow Agreement. NOW, THEREFORE, in consideration of the mutual agreements herein contained and in consideration of Ten Dollars ($10.00) duly paid by the Issuer to the Bank concurrently herewith, the receipt whereof is hereby acknowledged, and in order to secure the delivery of the Bonds, the parties hereto mutually undertake, promise and agree for themselves, their respective representatives, successors, and assigns, as follows: 1. That there is hereby deposited by the Issuer with the Bank, to be held in a special Escrow Account designated as "City of Wichita Falls, Texas Water and Sewer System Subordinate Lien Revenue Bonds, Series 1996 Escrow Account ('Escrow Account "), the sum of $ from the sale of the Bonds, which sum will be held therein until the Development Fund Manager authorizes the release of such monies from the Escrow Account as provided in Section 2 hereof. 2. That the Bank shall invest the monies in the Escrow Account for the benefit of the Issuer, as directed in writing by the Issuer, and any income made from such investments shall be deposited into the Escrow Account, and that the Development Fund Manager, or authorized representative, of the Texas Water Development Board, on behalf of the Texas Water Development Board, may authorize in written form the transfer of such monies from the Escrow Account into the Construction Fund. (/ky: 2715.014\ordin -.sub - 7/16/96) ft 3. That monies in this Escrow Account shall be secured in the same manner as all other public funds of the Issuer. 4. That upon notification of the approval of the release of those monies from the Escrow Account by the Development Fund Manager, or authorized representative, of the Texas Water Development Board, the Bank shall transfer such monies together with any interest earned on such account as directed by the Issuer. 5. That the Bank shall not be liable for any act done or step taken or omitted by it or any mistake of fact or law, except for its negligence or default or failure in the performance of any obligation imposed upon it hereunder. The Bank shall not be responsible in any manner for any proceedings in connection with the Bonds or any recitation contained in the Bonds. 6. That this Escrow Agreement shall expire upon transfer of the funds in the Escrow Account to the Issuer. IN WITNESS WHEREOF, the City Manager of said Issuer signed this instrument on behalf of said Issuer, and the Issuer's official seal is affixed hereto, and the City Manager's signature is attested to by the City Clerk of the Issuer and has caused this instrument to be signed by the Bank in its corporate name by its President, or one of its Vice Presidents, and sealed with its corporate seal, and attested to by a Vice President, or Cashier, all as of the 1 st day of June, 1996. ATTEST: City Clerk City of Wichita Falls, Texas (SEAL) ATTEST: Title: (BANK SEAL) (/ky: 2715.014\ordin -.sub - 7/16/96) City Manager City of Wichita Falls, Texas Bank One Texas, N.A. Vice President ORDINANCE NO. 108-96 ORDINANCE AUTHORIZ- ING THE ISSUANCE AND SALE OF CITY OF WICHI- TA FALLS, TEXAS WA- 1 T E R A N D S E W E R �PSYSTEM SUBORDINATE LIEN REVENUE BONDS, 1e SERIES 1996; AUTHORIZ- ING THE EXECUTION OF A PAYING AGENT /' REGISTRAR AGREE -', MENT; AND AUTHORIZ- ING OTHER MATTERS RELATEDTHERETO. ORDINANCE NO. 109-96 AN ORDINANCE OF THE CITY COUNCIL OF THE C I T Y OF W I C H I T A FALLS, TEXAS, PERMIT- TING AND REGULATING CONSTRUCTION, MAIN- TENANCE AND USE OF A LONG DISTANCE TELE- COMMUNICATIONS SYS- TEM BY COMCELL, INC., ACROSS, OVER AND UN- DER CERTAIN STREETS AND PUBLIC RIGHTS -OF- WAY OF THE CITY OF WICHITA FALLS; PRO - VIDING FOR PUBLICA- TION; FINDING AND DETERMINING THAT THE MEETING AT WHICH THIS ORDINANCE WAS PASSED WAS OPEN TO THE PUBLIC AS RE- QUIRED BY LAW ORDINANCE NO.110 -96 ORDINANCE WAIVING APPENDIX A, SUBDIVI- SION SECTION 9 (B) (2) 3 (a) OF THE CODE OF OR- Nzv DINANCES WITH RE- SPECT TO PLACING i� CURB AND GUTTER ON a THE EAST SIDE OF STESCO AVENUE AND ? THE NORTH SIDE OF .'7V �' STATE HIGHWAY 79 AD- ^+ JACENT TO THE WEST AND SOUTH LINES OF '� LOT 1, BLOCK 56 -B, EAST- SIDEGARDENS ORDINANCE NO. 111.96 ORDINANCE WAIVING SECTION 27 -30 OF THE CODE OF ORDINANCES WITH RESPECT TO PLACING A SIDEWALK ON THE EAST SIDE OF STESCO AVENUE AND THE NORTH SIDE OF STATE HIGHWAY 79 AD- JACENT TO THE WEST AND SOUTH LINES OF LOT 1, BLOCK 56 -B, EAST- SIDE GARDENS Affidavit of Publication THE STATE OF TEXAS COUNTY OF WICHITA Ad #234510 On this 13 t h day of August 1996 A.D............. Mary E. personally appeared before me, the undersigned authority Newel 1 bookkeeper for the Times Publishing Company of Wichita Falls, publishers of the Wichita Falls Times /Record News, a newspaper published at Wichita Falls in Wichita County, Texas, and upon being duly sworn by me, on oath states that the attached advertisement is a true and correct copy of advertising published in one (1) issues thereof on the following dates: August/%411, 1996 r tid Bookkeeper for i es Publishing Company of Wichita Falls Subscribed and sworn to before me this the day and year first above written: