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Employee Benefit Trust Minutes - 10/02/2008 CITY OF WICHITA FALLS EMPLOYEE BENEFITS TRUST BOARD MEETING October 2, 2008 Present: Bill Sullivan, Chair Darron Leiker, City Manager Jim Dockery,Asst. City Manager/eE0 (l r0 Tammy Guerra, Human Resource Manager Gail Garmon, Employee Benefits Coordinator The meeting was called to order at 10:05 am Agenda Items: Approval of Minutes Darron Leiker made a motion to accept the minutes of the last meeting. Tammy Guerra seconded the motion. Motion carried. Possible changes to future retiree benefits Jim Dockery stated that the actuarial figures were based on the anticipation of eliminating future retirees and spouses from the Medicare Supplemental plan. He further stated that one option would be to offer no coverage to future retirees when they become Medicare eligible, but allow spouses, not Medicare eligible, to remain on the coverage until they too become Medicare eligible, then no coverage. Another option would be to allow future retirees and spouses, when they become Medicare eligible, to remain on the plan at full cost. Jim stated that with this option the City would incur no liability so there should be no reason not to allow it. Darron Leiker agreed noting that retirees would need to be made aware that all rates are subject to change. Jim noted that the plan has no retiree premium category for a retiree off the plan with spouse still on, so the spouse or retiree under 65 would pay the same premium as a retiree only not on Medicare(that premium currently is $160.00 per month). Jim reported that future retiree benefits should be as follows: Anyone retiring after January 1, 2009, when they become Medicare eligible, their Medicare Supplemental premium would be $325 (or future full cost). Prior to becoming Medicare eligible,they would stay on at current retiree rates. Jim Dockery then made a motion that anyone retiring after January 1, 2009, be allowed to stay on the plan at current retiree rates. Upon becoming Medicare eligible, the retiree and/or spouse can stay on at full actuarial determined cost, which is subject to change in the future. Darron Leiker seconded the motion. Motion carried. Other Business Darron Leiker stated that future retiree forms for coverage should contain a disclaimer that retiree rates are subject to change. Jim stated that the employees need to be sent information informing them of the new premium rates going into effect January 1, 2009. He further stated that employees should be notified that they will be allowed to stay on the plan after retirement at current retiree rates, subject to change in the future. It was decided that all current retirees would also be notified by letter of their premium changes to be effective January 1, 2009. The Board agreed that all information to employees and retirees should to be sent out as soon as possible. The meeting was adjourned at 10:55 am.