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Employee Benefit Trust Minutes - 07/11/1996 CITY OF WICHITA FALLS EMPLOYEE BENEFITS TRUST MEETING JULY 11 , 1996 Present: Greg Humbach, Chair James Berzina, City Manager Fred Werner, Director of Finance Jan Stricklin, Employee Benefits Administrator Linda Meunier, Personnel The meeting was called to order at 3:30 PM by Fred Werner in the absence of Mr . Humbach. Mr . Humbach joined the meeting at 4:00 PM. The April 4, 1996 minutes were approved with no corrections. Agenda Items: Financial Statement: The first item presented by Ms. Stricklin was the claims analysis where she explained for the period of 10/95 through 5/96, the Employee Benefits Trust Fund is approximately $300,000.00 behind in funding compared to the same period of time a year ago. She explained that this is due to the fact that there were ten large cases processed during this period of time. Three of those were closed prior to April of this year and during the month of May, four more cases were closed, leaving three of the large cases still active. She explained that if the trend continues, we could still be the $300,000.00 behind at the end of the year. She feels that, due to the number of cases already closed, it will be not be that strong. She feels that we may be as high as $150,000.00 behind at the end of the year. Mr. Berzina questioned if by saying behind, she meant as opposed to last year. Ms. Stricklin said yes. She noted that last year, we saved approximately $150,000.00. Ms. Stricklin noted that medical costs continue to rise. We do have discount providers to offset some of this increase. Ms. Stricklin then presented the analysis of claims submitted and claims paid. For the period of March 1996 through June 1996, we had a total of $1 ,577,465.82 in total medical and dental claims submitted. Of this, the Trust paid $972,795.95. She explained this does not mean that the employees were totally responsible for the remaining $604,669.87. Some of this amount is written off by the providers in the form of the PPP discounts given to City employees and their dependents. Also, many employees have which picks up some of this remaining cost . Ms. Stricklin explained that she is working with a representative of AFLAC to give us a proposal for a voluntary cancer policy that could be purchased by employees at a reasonable rate. It would coordinate with what we presently have. Mr. Werner said that the shortage anticipated at the end of the year would need to be presented to the budget office for funding consideration. Ms. Stricklin had a question as to what happened to the approximately $150,000.00 saved last year . Mr. Werner explained that it went into the equities and might not be there because there had been a shortage from previous years. Ratification of Time Share Agreement: Ms. Stricklin explained that Employee Benefit Plans, the company we have been using for software and hardware for processing claims, has changed . They will now be RIMS, which in reality will be better for us because the RIMS system will be more updated and will make processing easier. We were not notified until the first of June that Employee Benefit Plans would no longer exist so there was no opportunity to look for other alternatives. There will be some costs involved with the change. In October or November we will need two new monitors and another modem. The savings will be a decrease in the amount we are paying in per person time share. This decrease will not take place for the first six months. For the present time we will be working with our present equipment but will have to be changed over by October or November. She e.plained that the monitors we now have are outdated and will not work with the new RIMS system which we will be using . Our present modem is not strong enough to transmit the new system. The new equipment is being purchased out of the Trust. Mr . Werner asked that the Board be given copies of the written agreements with ,RIMS. Ms. Stricklin said that these would be provided . Mr. Humbach made a motion to accept the time share agreement with RIMS. The motion was seconded by Jan Stricklin. Motion passed. Old Business: Ms. Stricklin explained that the Mammogram and Prostate screenings had gone very well and had been a real benefit to several of our employees, with malignancies being located and treated in time. She further explained that she will again set up vision testing for employees, retirees and their dependents. She will be going out to local providers to see if we can get a discount on eye wear and eye exams. She explained that she now wants to include contacts in the benefit as well as RK surgery. Mr. Berzina expressed how valuable the eyecare program can be for the City employees and dependents. Ms. Stricklin expressed a desire to have the prostate and mammogram screenings on a yearly basis and possibly on a six months basis. New Business: Ms. Stricklin advised that she is working with a couple of the smaller cities (Holliday and Henrietta) to begin administering their health plans. They have expressed a desire to join us as soon as possible. She will have more information, possibly by the next meeting. The meeting was adjourned by Mr. Werner. Respectfully submitted, Jan Stricklin Employee Benefits Administrator