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2004 Comprehensive Annual Financial Report Comprehensive Annual Financial Report City of Wichita Falls, Texas r Et) Pt * * * * • 1,,1490711 -> (c. 7:1 FA-LA.4s, For Year Ended September 30, 2004 CITY OF WICHITA FALLS, TEXAS COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED SEPTEMBER 30, 2004 ISSUED BY: DEPARTMENT OF FINANCE Wichita 4,t., CITY OF WICHITA FALLS, TEXAS COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED SEPTEMBER 30, 2004 TABLE OF CONTENTS Exhibit Page INTRODUCTORY SECTION Letter of Transmittal i-vii GFOA Certificate of Achievement viii Organizational Chart ix List of Principal Officials FINANCIAL SECTION Independent Auditor's Report 1-2 Management's Discussion and Analysis 3-12 BASIC FINANCIAL STATEMENTS: Statement of Net Assets A-1 13 Statement of Activities A-2 14 Balance Sheet- Governmental Funds A-3 15 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Assets A-4 16 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds A-5 17 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of the Governmental Funds to the Statement of Activities A-6 18 Statement of Fund Net Assets - Proprietary Funds A-7 19-20 Statement of Revenues, Expenses and Changes in Fund Net Assets- Proprietary Funds A-8 21 Statement of Cash Flows - Proprietary Funds A-9 22-23 Statement of Fiduciary Net Assets A-10 24 Notes to the Financial Statements 25-56 REQUIRED SUPPLEMENTARY INFORMATION: Budgetary Comparison Schedule-General Fund B-1 57 Notes to the Required Supplementary Information 58 Texas Municipal Retirement System -Analysis of Funding Progress - Last Ten Plan Years B-2 59 Wichita Falls Firemen's Relief and Retirement Fund -Analysis of Funding Progress B-3 60 CITY OF WICHITA FALLS, TEXAS COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED SEPTEMBER 30,2004 TABLE OF CONTENTS (CONT'D.I Exhibit Page COMBINING FINANCIAL STATEMENTS: Nonmajor Governmental Funds: Combining Balance Sheet C-1 61 Statement of Revenues, Expenditures and Changes in Fund Balances C-2 62 Nonmajor Enterprise Funds: Combining Statement of Net Assets D-1 63 Combining Statement of Revenues, Expenses and Changes in Fund Net Assets D-2 64 Combining Statement of Cash Flows D-3 65-66 Internal Service Funds: Combining Statement of Net Assets E-1 67 Combining Statement of Revenues, Expenses and Changes in Fund Net Assets E-2 68 Combining Statement of Cash Flows E-3 69 Agency Fund: Statement of Changes in Assets and Liabilities F-1 70 Component Units: Combining Statement of Net Assets G-1 71 Combining Statement of Activities G-2 72 SUPPORTING SCHEDULES: Combined Schedule of Bonded Debt and Interest Maturities H-1 73 Combined Schedule of Bonds Payable H-2 74-78 Debt Service Coverage—Revenue Bonds H-3 79 Capital Assets Used in the Operation of Governmental Funds—Schedule By Function and Activity H-4 80 Capital Assets Used in the Operation of Governmental Funds—Schedule of Changes By Function and Activity H-5 81 Golf Fund—Capital Assets and Accumulated Depreciation H-6 82 Municipal Airport Fund—Capital Assets and Accumulated Depreciation H-7 83 Kickapoo Airport Fund—Capital Assets and Accumulated Depreciation H-8 84 Transit Fund—Capital Assets and Accumulated Depreciation H-9 85 Stormwater Drainage Fund -Capital Assets and Accumulated Depreciation H-10 86 Sanitation Fund—Capital Assets and Accumulated Depreciation H-11 87 Water and Sewer Fund—Capital Assets and Accumulated Depreciation H-12 88 Fleet Maintenance Fund—Capital Assets and Accumulated Depreciation H-13 89 Duplicating Services Fund—Capital Assets and Accumulated Depreciation H-14 90 Employee Benefit Trust Fund—Capital Assets and Accumulated Depreciation H-15 91 Wichita Falls Economic Development Corporation—Capital Assets H-16 92 CITY OF WICHITA FALLS, TEXAS COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED SEPTEMBER 30, 2004 TABLE OF CONTENTS (CONT'D.) Exhibit Page STATISTICAL SECTION (UNAUDITED) General Governmental Expenditures by Function (General Fund Only)—Last Ten Fiscal Years I-1 93 General Governmental Revenues by Source (General Fund Only)— Last Ten Fiscal Years 1-2 94 Property Tax Levies and Collections—Last Ten Fiscal Years 1-3 95 Assessed and Estimated Actual Value of Taxable Property— Last Ten Fiscal Years 1-4 96 Property Tax Rates and Tax Levies—Direct and Overlapping Governments—Last Ten Fiscal Years 1-5 97 Ten Largest Taxpayers 1-6 98 Special Assessment Collections (Capital Improvement Assessments Fund)—Last Ten Fiscal Years 1-7 99 Computation of Legal Debt Margin 1-8 100 Ratio of Net General Bonded Debt to Assessed Value and Net General Bonded Debt Per Capita— Last Ten Fiscal Years 1-9 101 Ratio of Annual Debt Service Expenditures for General Bonded Debt to Total General Governmental Expenditures—Last Ten Fiscal Years 1-10 102 Computation of Direct and Overlapping General Bonded Debt I-11 103 Revenue Bond Coverage—Water and Sewer Revenue Bonds— Last Ten Fiscal Years 1-12 104 Demographic Statistics—Last Ten Fiscal Years 1-13 105 Property Value, Building Permits and Bank Deposits—Last Ten Fiscal Years 1-14 106 Miscellaneous Statistical Data 1-15 107 Schedule of Insurance Coverage 1-16 108-112 Graphics: Cash and Investments J-1 113 Total Bonds Payable J-2 114 General Obligation Bonds Payable J-3 115 Revenue Bonds Payable J-4 116 General Fund Equity J-5 117 Comparison of Tax Levy and Collections J-6 118 Revenues By Source—FYE 9/30/04 J-7 119 Expenditures By Function—FYE 9/30/04 J-8 120 General Governmental Revenues (General Fund Only) J-9 121 General Governmental Expenditures (General Fund Only) J-10 122 WSVX1JL Telinaim INTRODUCTORY SECTION Wichita , TEXAS ti. March 11, 2005 The Honorable Mayor, Members of the City Council, City Manager and Citizens of Wichita Falls, Texas I am pleased to submit herewith, the Comprehensive Annual Financial Report (CAFR) of the City of Wichita Falls, Texas for the fiscal year ended September 30, 2004. The purpose of this report is to provide the City Council, City Manager, citizens and other interested parties with detailed information concerning the financial condition of the City of Wichita Falls. In addition, this report provides assurance that the City presents fairly its financial position as verified by independent auditors. COMPREHENSIVE ANNUAL FINANCIAL REPORT The CAFR of the City of Wichita Falls, Texas, for the year ended September 30, 2004, was prepared in accordance with accounting principles as promulgated by the Governmental Accounting Standards Board (GASB). The financial statements and related notes have been audited by the independent audit firm of Mathis, West, Huffines& Co., P. C.,whose report is included herein. Responsibility for both the accuracy of the presented data and the completeness and fairness of the presentation, including all disclosures, rests with the City. We believe the data, as presented, is accurate in all material aspects; that it is presented in a manner designed to fairly set forth the financial position and results of operation of the City as measured by the financial activity of its various funds; and that all disclosures necessary to enable the reader to gain understanding of the City's financial activities have been included. The CAFR continues for the second consecutive year to present financial data using the reporting model promulgated by GASB Statement No. 34. This new reporting model changed governmental financial reporting by incorporating government-wide financial statements. The Finance Department believes that this presentation provides better information to users of the report, and it requires management to provide a narrative introduction, overview and analysis to accompany the basic financial statements in the form of a Management's Discussion and Analysis (MD&A). The MD&A can be found immediately following the independent auditors' report and is designed to complement this transmittal letter and should be read in conjunction with it. The CAFR of the City of Wichita Falls, Texas, is reported in three sections; introductory, financial and statistical. The introductory section, which is unaudited, includes this transmittal letter, the GFOA Certificate of Achievement for Excellence in Financial Reporting, the government's organizational chart and a list of principal City officials. The financial section contains the independent auditors' report, MD&A, financial statements and related notes, required supplementary information, and combining fund financial statements and schedules. The statistical section includes selected financial and demographic information, generally presented on a multi-year basis. GENERAL INFORMATION-CITY OF WICHITA FALLS,TEXAS The City of Wichita Falls is located 15 miles south of the Red River/Oklahoma border at the intersection of Interstate 44 and U.S. Highway 287. The city is approximately 130 miles northwest of Dallas and 125 miles south of Oklahoma City. Wichita Falls is the county seat of Wichita County and the major population center in North Texas, serving a trade area which extends into southern Oklahoma. Wichita Falls has a strong international presence, unique for a city of its size and location. Sheppard Air Force Base maintains the Euro-NATO jet pilot training program; there is considerable international investment in the area's manufacturing base; and Midwestern State University has significant foreign student representation. Principal employers within the city manufacture fiberglass reinforcements, glass, automotive parts, laundry equipment, and pipe. North Texas State Hospital- Wichita Falls Branch, Midwestern State University, James V. Allred Prison and Sheppard Air Force Base are also large employers located within the city. The City has a Multi-Purpose Events Center, which includes a coliseum, exhibit hall, and an agricultural arena/show barn. The 2004 population for Wichita Falls is estimated at 104,823, an increase of .60% over the 2000 Census estimates, and an increase of 8.90%over the 1990 population. CITY SERVICES AND ORGANIZATION OF THE GOVERNMENT The City of Wichita Falls utilizes a Council-Manager form of government and is organized under the Constitution and Laws of the State of Texas. The City Council is comprised of five members elected from separate districts, and a Mayor and one member elected by the citizens at-large. The City Council appoints the City Manager, City Attorney, Municipal Court Judge and City Clerk. All other staff members work under the direction of the City Manager. The City provides on a continuing basis a full range of basic municipal services including: public safety (police, fire and building inspection); highways, streets and engineering; health and welfare services; parks, recreation and cemeteries; library services; public improvements; planning and zoning; and general administrative services. In addition, the City provides water, sewer, sanitation and transportation services for its citizens. ECONOMIC CONDITION AND ACTIVITY Manufacturing plays a vital role in the area economy. Wichita Falls has over 185 manufacturing firms representing approximately 14% of total employment within the city and generating in excess of $300 million in annual payroll. Large durable goods manufacturing represents a major portion of the area's employment base including metal fabrication, industrial and commercial machines and equipment, and assorted plastic, glass, and fiberglass products. The remaining manufacturing jobs are in the processing of non-durable goods such as food, printing materials and garments. Seven of the local manufacturers are operated by Fortune 500 companies or their subsidiaries. Four area manufacturing facilities are foreign-owned, representing France, Sweden, and Switzerland. The community has benefited in recent years through several major industrial expansions that have contributed in excess of$180 million in new manufacturing investments. In 2004, the city experienced moderate industrial development activity. The City continued to develop a new industrial business park in the southeastern portion of the city, which is designed to attract major industries to Wichita Falls. Approximately $1.3 million of 4A Economic Development Sales Tax Funds were expended in the 2002-03 fiscalyear for th e initial land acquisition. During 2003-04, an additional $2.2 million in 4A Sales Tax Funds were earmarked for the development of streets, water and sewer lines, and landscaping. The City and Board of Commerce and Industry were also instrumentally involved in encouraging major operational expansions of PPG Industries, Sharp ii Iron, Cingular Wireless, and Wichita Clutch facilities. These operational expansions are expected to result in significant capital investment and the creation of over 200 new jobs in the community. Residential and commercial construction activity continued to remain strong. The total value of new residential construction permits for the 2003-04 fiscal year was $57,201,191, which is an increase of $5,048,833, or 9.68% over the prior year. Commercial real estate transactions and new construction over the last year have also been extremely healthy. The value of building permits for commercial construction and expansion totaled $99,236,618, an increase of 80.85% from the prior year. The following entities announced expansion, new construction or consolidations in excess of$1,000,000 in value during the 2003-04 fiscal year: • Jasper Water Plant. A total of 13,653 sq. ft. new construction and renovation with an estimated cost of$40,000,000. • First Baptist Church. A total of 71,291 sq. ft. addition with an estimated cost of$14,500,000. • Sams Club. A total of 26,786 sq. ft. addition with an estimated cost of$4,712,997. • Cinemark Theater. A total of 50,702 sq. ft. new construction with an estimated cost of $4,500,000. • Hampton Inn. A total of 44,879 sq. ft. new construction with an estimated cost of $4,500,000. • Homewood Suites. A total of 67,620 sq. ft. construction with an estimated value of $4,100,000. • Cast-Away Cove Water Park.A total of 8,651 sq. ft. new construction with an estimated cost of$3,610,000. • Cypress Water Plant Membrane. A total of 21,643 sq. ft. new construction with an estimated value of$1,737,000. • Endoscopy Center. A total of 7,883 sq. ft. new construction with an estimated cost of $1,529,000. • Raintree Apartments. A total of 23,233 sq. ft. new construction with an estimated value of $1,144,319. • Security Storage. A total of 58,000 sq. ft. new construction with an estimated cost of 1,090,000. • Johnny Carinos Restaurant. A total of 6,722 sq. ft. new construction with an estimated cost of $1,034,000. • Dunlap's Retail Establishment. A total of 23,344 sq. ft. new construction with an estimated cost of$1,030,000. Another indicator of performance of the local economy is the retail sales tax. The local sales tax rate in the city is two percent. Statewide, cities experienced a growth in sales tax collections of 7.65% for iii the 2003-04 fiscal year. By comparison, retail sales in Wichita Falls grew by 3.61% during the same period, resulting in an increase in revenue of$891,185. MAJOR INITIATIVES For The Year. The City Council has identified programs to meet citizens' requests for services and to safeguard the environment. Three major public safety projects are underway that will provide for a new public safety training facility, and replacement of the public safety two-way radio system, computer aided dispatch and records management systems. The total cost for these three projects is estimated to be $15 million, which is being funded exclusively from proceeds of the 4B Sales Tax Corporation. Approximately $7.5 million of this cost has been debt financed through the issuance of Certificates of Obligation. The remaining$7.5 million is being paid for on a pay as you go basis from cash balances of the 4B Sales Tax Corporation. The public safety training center has been constructed to replace existing facilities that are obsolete and inadequate. The building is a state-of-the-art training center that will improve coordinated training efforts principally in the City's public safety programs. The facility is expected to be operational in the next several weeks, and will include classrooms, a physical fitness area, fire apparatus bay, storage areas for training materials, and limited office space. Additionally, the facility • will house a new public safety dispatching area. Total construction costs are estimated to be $5 million. In addition, contracts have been awarded for the installation of an integrated public safety communication system including two-way radio, computer-aided dispatching and records management computer systems. The installation of this equipment is expected to cost approximately $10 million. The two-way radio component is expected to be operational in the next several weeks. The computer-aided dispatching and records management computer systems are anticipated to be in service by the start of 2006. Work continues on the City's major water system improvement projects. In September 2001,the City issued $118,770,000 of Water and Sewer System Revenue Bonds for improvements to the system designed primarily to meet regulatory treatment requirements of the EPA and TCEQ and to expand water supply and treatment capacities. Specific projects to be completed include(1) Kemp Reservoir Pump Station and Pipeline; (2) 10 Million Gallon Per Day Reverse Osmosis Facility; (3) Cypress Water Plant High Service Pump Station and Storage; (4) 10 Million Gallon Per Day Conventional Treatment Expansion at the Cypress Water Plant; (5) Secondary Reservoir and Pump Station Expansion; (6) Jasper Water Treatment Plant Modifications and Improvements; (7) River Road Advanced Water Treatment Facility; (8) Distribution and Elevated Storage Improvements; and (9) New Water Plant Administration and Maintenance Facilities. Needless to say, these improvements will dramatically improve the City's ability to supply and treat water for the citizens of this community. Debt service payments began during the 2001-02 fiscal year at $7.2 million. The average annual debt service for the life of the bonds is $8.9 million. Water rates were increased in February 2001, October 2003, and October 2004 to generate revenues sufficient to finance this new debt service obligation. A project is underway to make significant improvements to Kickapoo Downtown Airpark. The improvements will include the reconstruction of the runway, taxiway and connectors; extension and • widening of the runway; improvements to the runway extended safety area; storm water drainage improvements; runway lighting enhancements; and airfield signage improvements. The cost for Phase I of these improvements is estimated to be $2.9 million, 90% of which will be funded with Federal Aviation Entitlement Funds. The remaining 10%will be paid for from reserve funds in the City's two iv airport funds. Phase II construction was awarded in June 2004 in the amount of$3.1 million. The Federal Aviation Entitlement Grant will fund 95% of the cost of this project. Renovation is nearing completion of the former Holt Hotel property located in the downtown district. Through a public/private partnership, this abandoned historic structure is being completely renovated into an upscale apartment complex. The ultimate owner of the complex will be the Wichita County Heritage Society, but the facility will be developed and managed by a professional management firm. The financial plan includes support from local foundations, City support from Community Development Block Grants and Tax Increment Financing Funds, historic preservation tax credits, an Economic Development Initiative Grant from the federal government, and a private bank loan. Overall,this public/private partnership project is estimated to cost approximately$6 million. A substantial flood control project to address flooding in the Faith Village Subdivision is currently underway. In July 2003, Phase I of this project was approved by the City Council in the amount of $2.4 million. This phase of the project is nearing completion and the City Council has approved funding to engineer Phases II and III of this drainage improvement project. Phase I of this project has been funded with proceeds from the Storm Water Utility District that was established in May 2001. Phases II and III are expected to be funded with capital project funds remaining from previous bond issues for the Holliday and McGrath Creek Flood Control Projects. For The Future. A project that is currently under design is the expansion of the Wichita Falls-Wichita County Public Health District. The existing Health Department facility is overcrowded for the existing services being provided in the facility. Plans are to use approximately $1.5 million in Community Development Block Grant Funds to construct an 8,000 square foot addition to the facility for clinical services that are offered to qualified low income patrons. The City approved the use of$750,000 in 4B Sales Tax Corporation Funds to be used to defray part of the $5 million cost to construct a Butterfly Conservatory at the privately operated River Bend Nature Works Center. This project is a public/private partnership that utilizes over $4 million of private funds that were successfully raised by the River Bend Nature Works organization. The City continues to experience significant increases in the cost of its employee health benefits program. During the 2004-05 fiscal year, an additional $900,000 in City contributions were budgeted to address increasing costs. In addition, employee deductibles were increased to share in these increasing costs. FINANCIAL INFORMATION In developing and evaluating the City's accounting system, consideration is given to the adequacy of internal control as deemed appropriate by the City Manager. Internal control is designed to provide reasonable, but not absolute, assurance regarding: (1) the safeguarding of assets against loss from unauthorized use or disposition; and (2) the reliability of financial records for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that the cost of a control should not exceed the benefits likely to be derived and the evaluation of costs and benefits requires estimates and judgments by the City Manager. All internal control evaluations occur within the above framework. The City believes that its internal control adequately safeguards assets and provides reasonable assurance of proper recording of financial transactions. v The Annual Operating Budget is proposed by the City Manager and approved by the City Council following public discussion. Budgetary control is maintained at the class level by the Finance Department within each division by the encumbrance of estimated purchase amounts prior to the release of purchase orders to vendors. Purchase orders which result in an overrun of class level balances are not released until additional appropriations are made available. In instances when budgetary transfers are necessary, management control of the operating budget is maintained at the fund and department level. Transfers within a department of the same fund must be approved by the City Manager. Transfers across departments or funds must be approved by the City Council. Unencumbered appropriation balances lapse at year end and are not carried forward to new budget periods. Open encumbrances are reported as reservations of fund balance at September 30,2004, and related appropriations are carried forward to the new fiscal year through a supplemental budgetary allocation. TREASURY MANAGEMENT Cash which was temporarily idle during the year, including debt retirement funds, operating funds, and bond proceeds, was invested in public fund investment pools and U. S. government securities. RISK MANAGEMENT During 2003-04, the City of Wichita Falls continued a risk management program for worker's compensation. Various risk control techniques, including employee accident prevention training, have been utilized during the year to minimize accident-related losses. OTHER INFORMATION Independent Audit The City Charter requires an annual audit of the books of account, financial records, and transactions of all administrative departments of the City by Certified Public Accountants. The accounting firm of Mathis, West,Huffines &Co.,P.C.was selected by the Mayor and City Council to satisfy this charter requirement. The auditors' report on the basic financial statements and combining fund statements and schedules is included in the financial section of this report. In addition to meeting the requirements set forth in the City Charter, the audit also was designed to meet the requirements of the federal Single Audit Act Amendments of 1996 and related OMB Circular A-33, and the State Single Audit Act. These reports are issued under separate cover. Awards The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Wichita Falls for its CAFR for the fiscal year ended September 30, 2003. The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for preparation of a state and local government financial report. In order to be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently organized comprehensive annual financial report, whose contents conform to program standards. The CAFR must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe our current report continues to conform to the Certificate of Achievement program requirements, and we are submitting it to GFOA to determine its eligibility for another certificate. vi Acknowledgments My appreciation is extended to the various elected officials, department heads and employees responsible for the fair presentation of the CAFR and for contributing to the sound financial position of the City of Wichita Falls. The City of Wichita Falls has been blessed with a group of persons who appreciate and respect principles of fiscal restraint and propriety. In particular, I would like to acknowledge the special efforts of the Department of Finance employees who contributed directly to the development of this report. The continuing support of Wichita Falls' elected officials and City Manager, who remain committed to fiscal integrity and financial leadership, is likewise appreciated. Respectfully submitted, 04, Jim Dockery Director of Finance vii Certificate of Achievement for Excellence in Financial Reporting Presented to City of Wichita Falls, Texas For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2003 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports(CAFRs)achieve the highest standards in government accounting and financial reporting. • EGI�TSf 4' (�(1• r"""°" President CURPUIUTgN `� y>o�sFAT.do`s rx¢Aw *Cr de01, Executive Director viii CITY OF WICHITA FALLS ORGANIZATIONAL CHART I WICHITA FAILS I CITIZENS i M COMMISSIONS F — CITY COUNCI. V1 CITIZENS BOARDS I I I I I COURT I CRY MANAGER I M CITY ATTORNEY 1 I CITY Cum 1 I I I I I I I ITRAFFIC AND FINANCE ASSISTANT CITY ADMINISTRATIVE HOUSING NI HEALTH TRANSPORTATION DEPARTMENT MANAGER SERVICES COMMUNITY DEPARTMENT DNRARTMINT DEPARTMENT DEVELOPMENT I I ENVIR°NM_� AIRPORT TRANSPORTATION I I ACCOUNTING 1 1 1 COLLECTION I CENr�I W10lUN[CATR2 I�PLANNING BUILDING (ADMINISTRATIONE HEALTH 11 1 I I 1TRAFFIC CENTRA PUBLIC HEALTH 1....r M ENGINEERING HSSERVICES TUAL O SYsrEMa ICY FMARKET I FA CODE OE NFORCEMENT JNNURSING POLLUTION LAB I WATER 3I \\ CIN III 11 {{ AUDITORIUM I I BUILDING toLUN TENANCE I PROPERTY H TRANSPORTATION 1 MANAGEMENT PLANNING IPERSONNEL 1 DUPLICATING SERVICES M GOLF COURSE M MUNICIAL COURT I I SLICE FIRE I PARKS AND PUBLIC WORKS/ DEPARTMENT DEPARTMENT I RECREATION PUBLIC UTILITIES ` DEPARTMENT DEPARTMENT FIRE THOVII CAL CES TSERVICES SUPPRESSION FLI INVESTIGATION I ARSON RECREATION ..1 SANITATION IADMINISTRATIONI I CEMETERY I I STREET MAINTENANCEH UTQd1TES I J CITY OF WICHITA FALLS, TEXAS LIST OF PRINCIPAL OFFICIALS SEPTEMBER 30, 2004 Title Name Mayor William K.Altman Mayor Pro-Tem Arthur Bea Williams City Council Member James Esther, Jr. City Council Member Linda Ammons City Council Member Mike Norrie City Council Member Ray Gonzalez City Council Member Charles Elmore City Manager James Berzina City Attorney Bill Sullivan Municipal Court Judge Larry Gillen City Clerk Lydia Torres Assistant City Manager Matt Benoit Assistant City Manager- Director of Aviation, Traffic and Transportation Darron Leiker Director of Finance Jim Dockery Director of Community Development David Clark Director of Public Health Reuben Warren Director of Administrative Services Jan Stricklin Police Chief Dennis Bachman Fire Chief Harold Lindsey, Jr. Director of Parks and Recreation Jack Murphy Director of Public Works and Public Utilities Scott Taylor, P.E. x FINANCIAL SECTION INDEPENDENT AUDITOR'S REPORT MATHIS, WEST, HUFFINES & CO., P.C. Capital Center • Indiana at Seventh Certified Public Accountants P.O.Box 97000 • Wichita Falls,Texas 76307-7000 (940)723-1471 • FAX(940)723-2251 Email mwhl mwhpc.com • www.mwhpc.com Independent Auditor's Report The Honorable Mayor and Members of the City Council City of Wichita Falls, Texas We have audited the accompanying financial statements of the governmental activities, the business-type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Wichita Falls, Texas, as of and for the year ended September 30, 2004, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the governmental activities, the business-type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Wichita Falls, Texas, at September 30, 2004, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended, in conformity with accounting principles generally accepted in the United States of America. As discussed in Note 18, the City made corrections to the prior year's financial statements resulting in prior period adjustments. In accordance with Government Auditing Standards, we have also issued under separate cover our report dated February 4, 2005 on our consideration of the City of Wichita Falls, Texas' internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. 1 The Management's Discussion and Analysis and the budgetary information identified as Required Supplementary Information in the table of contents is not a required part of the basic financial statements, but is supplementary information required by the Governmental Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The introductory section, combining financial statements, supporting schedules, and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining financial statements and supporting schedules have been subjected to auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section and statistical section have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly,we express no opinion on them. lit 4;5, LAJ 4, c` ,, � 6).,Pc• MATHIS, WEST, HUFFINES&CO., P.C. Wichita Falls, Texas February 4, 2005 2 MANAGEMENT DISCUSSION & ANALYSIS Wichita. TEXAS City of Wichita Falls,Texas Management's Discussion and Analysis September 30,2004 Management's discussion and analysis provides a narrative overview of the fmancial activities and changes in the fmancial position of the City of Wichita Falls,Texas, for the fiscal year ended September 30, 2004. It is offered here by the management of the City to the readers of its fmancial statements. Readers should use the information presented here in conjunction with additional information furnished in our letter of transmittal, which can be found on pages i-vii of this report. Financial Highlights The assets of the City of Wichita Falls exceeded its liabilities at September 30, 2004, by $241,446,024 (net assets). Of this amount, $35,917,372 (unrestricted net assets)may be used to meet the government's ongoing obligations to citizens and creditors. The City's total net assets increased by$15,170,094. This increase can be attributed primarily to an increase in capital assets in the following areas: improvements to Kickapoo Airpark; the Faith Village Storm Water Drainage Improvement Project; construction of the Municipal Training Center; and public safety radio and data communication system improvements. The City also experienced an increase in retail sales taxes that resulted in an increase of assets in the Excess Sales Tax Fund. At September 30, 2004, the City's governmental funds reported combined ending fund balances of $30,184,600. Of this amount, $17,576,038, or 58.23%, is available for spending at the government's discretion, (unreserved fund balance). At the end of the current fiscal year, unreserved fund balance for the General Fund was $9,507,595,or 18.49%of total General Fund expenditures. The City's total debt increased by $860,449 during the current fiscal year. The primary reason for this increase is because the City issued $7,550,000 in Combination Tax and Revenue Bonds during the fiscal year to assist in the financing of three public safety improvement projects. The debt service on this bond issue is being funded with annual proceeds of the 4B Sales Tax Corporation. The City retired $2,230,000 of General Obligation Bonds, $740,000 of Combination Tax and Revenue Bonds, and $23,620,441 of Water and Sewer Revenue Bonds. It 3 City of Wichita Falls, Texas Management's Discussion and Analysis September 30, 2004 (continued) should be noted, however, that $19,900,889 of the Water and Sewer System Revenue Bonds that were retired, were refunded as Combination Tax and Revenue Bonds at lower interest rates. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City of Wichita Falls' basic financial statements. The new reporting focus is on the City as a whole and on individual major funds. It is intended to present a more comprehensive view of the City's financial activities. The basic financial statements are comprised of three components: 1) government- wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report contains other supplementary information in addition to the basic financial statements. Government-wide Financial Statements The government-wide financial statements include the Statement of Net Assets and the Statement of Activities. These statements are designed to provide readers with a broad overview of the City's finances in a manner similar to a private-sector business. Both are prepared using the economic resources focus and the accrual basis of accounting; meaning that all current year's revenues and expenses are included regardless of when cash is received or paid. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods(e.g., uncollected taxes and earned but not used vacation leave). The Statement of Net Assets presents information on all of the City's assets and liabilities, including capital assets and long-term obligations. The difference between the City's assets and liabilities is reported as net assets. Over time, the increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. Other indicators of the City's financial position should be taken into consideration, such as the change in the City's property tax base and condition of the City's infrastructure (e.g., roads, traffic signals, water and sewer lines, etc.), in order to more accurately assess the overall financial condition of the City. The Statement of Activities presents information showing how the City's net assets changed during the most recent fiscal year. It focuses on both the gross and net costs of the government services. This statement includes all current year revenues and expenses. The Statement of Net Assets and the Statement of Activities divide the City's activities into two types: Governmental activities — Most of the City's basic services are reported here, including police, fire, parks and recreation, public works, health, traffic and transportation, community development and planning, and general administration and finance. Property taxes, sales taxes, franchise fees, and various grant funds provide the majority of financing for these activities. Business-type activities —Activities for which the City charges fees to customers to pay most or all of the cost of a service it provides are reported as business-type activities. The City's business-type activities include water and wastewater treatment and distribution, solid waste collection and disposal, municipal airports, transit system, storm water drainage improvements, fleet maintenance services, and the municipal golf course. 4 City of Wichita Falls, Texas Management's Discussion and Analysis September 30, 2004 (continued) The government-wide financial statements are found on pages 14-15 of this report. Fund Financial Statements The City of Wichita Falls, like other state and local governments, uses fund accounting to provide more detailed information about the City's most significant funds, not the City as a whole. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. Some funds are required to be established by state law or bond covenants. However, the City Council establishes many other funds to help it control and manage money for particular purposes or to show that it is meeting legal responsibilities. All of the funds of the City can be divided into three categories: governmental funds,proprietary funds and fiduciary funds. Governmental Funds— These funds are used to account for the majority of the City's activities, which are essentially the same functions reported as governmental funds in the government-wide statements. However, unlike the government-wide financial statements, governmental fund financial statements are reported using an accounting method identified as the modified accrual basis of accounting, which measures cash and all other financial assets that can be readily converted to cash. The governmental fund statements focus on near-term inflows and outflows of expendable resources, as well as expendable resources available at the end of the fiscal year for future spending. Such information may be useful in evaluating a government's near-term financing requirements. The focus of the governmental funds financial statements is narrower than that of the government-wide financial statements. Therefore, it is useful to compare the information presented for governmental funds with similar information presented for governmental funds in the government-wide statements. By doing so, readers may better understand the long-term impact of the government's short term financing decisions. Both the governmental fund Balance Sheet and the governmental fund Statement of Revenues, Expenditures and Changes in Fund Balances provide a reconciliation to facilitate this comparison. The reconciliation explains the differences between the government's activities reported in the government-wide statements and the information presented in the governmental funds financial statements. The City of Wichita Falls maintains 12 individual governmental funds. Information is presented separately in the governmental fund Balance Sheet and in the governmental fund Statement of Revenues and Changes in Fund Balances for the General Fund, which is considered a major fund. Data for the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of the non-major governmental funds is provided in the form of combining fund statements elsewhere in this report. The basic governmental funds financial statements can be found on pages 16-19 of this report. Proprietary Funds — When the City charges customers for services it provides, whether to outside customers or to other units within the City, the activities are generally reported in proprietary funds. The City of Wichita Falls maintains two different types of proprietary funds: enterprise funds and internal service funds. 5 City of Wichita Falls, Texas Management's Discussion and Analysis September 30, 2004 (continued) • Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City uses enterprise funds to account for its water and sewer operations, sanitation collection and disposal services, municipal airports, municipal golf course, transit operations, and storm water utility district. • Internal service funds are an accounting device used to report activities that provide supplies and services to other City programs, such as fleet maintenance, print shop services, and employee benefit trust. Because these services benefit both governmental and business-type functions, they have been allocated between governmental and business-type activities in the government-wide financial statements. Proprietary funds financial statements provide the same type of information as the government- wide financial statements, only in more detail and include some of the internal service fund-type activities. The proprietary funds financial statements provide separate information for the water and sewer operations, and the sanitation operation, which are considered to be major funds of the City. The non-major proprietary funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Fiduciary Funds-Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City's own programs. The accounting method used for fiduciary funds is much like that used for proprietary funds. Agency funds are a component of fiduciary funds and are used to account for situations where the City's role is purely custodial, such as receipt,temporary investment and remittance of fiduciary funds to individuals, private organizations or other governments. The City maintains one fiduciary fund. This fund is an agency fund used to account for property that has been abandoned or unclaimed pending escheatment to the State of Texas. Notes to the Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The Notes to the Financial Statements can be found on pages 26-57 of this report. Government-Wide Financial Analysis The City's combined net assets were $241,446,024 as of September 30, 2004, an increase of $15,170,094, or 7.54% from the prior year. An analysis of the net assets of the City can be made from the Tables below of Net Assets and Changes in Net Assets. The largest portion of the City's net assets, $189,465,524, or 78.47%, is reflected in capital assets (land and improvements, buildings, infrastructure, machinery and equipment), less any related debt used to acquire those assets that is still outstanding. The City uses these assets to provide services to its citizens; consequently, these assets are not available for future spending. Although the City reports its capital assets net of related debt, the resources needed to repay this debt must be provided from other sources since the capital assets themselves cannot be used to liquidate these liabilities. 6 City of Wichita Falls, Texas Management's Discussion and Analysis September 30,2004 (continued) An additional portion of the City's net assets, $16 063 128 or 6.65%, represents resources that h' � P are subject to external restrictions on how they may be used. The remaining balance of net assets, $35,917,372 may be used to meet the government's ongoing obligations to citizens and creditors. Net Assets (in thousands) Governmental Business-type Activities Activities Total 2004 2003 2004 2003 2004 2003 Current and Other Assets $ 38,804 $ 30,381 $ 155,681 $ 166,427 $ 194,485 $ 196,808 Capital Assets 109,916 79.923 144,660 130,159 254,576 210,082 Total Assets 148,720 110,304 300,341 296,586 449,061 406,890 Long Term Liabilities 26,382 21,940 169,403 173,087 195,785 195,027 Other Liabilities 6,380 6,572 5,450 4,223 11,830 10,795 Total Liabilities 32,762 28,512 174,853 177,310 207.615 205,822 Net Assets: Invested in Capital Assets, Net of Related Debt 90,046 64,633 99,420 89,683 189,466 154,316 Restricted 626 598 15,437 15,483 16,063 16,081 Unrestricted 25,286 16,561 10,631 14,109 35,917 30,670 Total Net Assets $ 115.958 $ 81.792 $ 125.488 $ 119.275 $241,446 $201.067 7 City of Wichita Falls, Texas Management's Discussion and Analysis September 30, 2004 (continued) CHANGES IN NET ASSETS (in thousands) Governmental Business-type Activities Activities Total 2004 2003 2004 2003 2004 2003 Revenues: Program Revenues: Charges For Services $6,635 $5,740 $39,489 $39,863 $46,124 $45,603 Operating Grants and Contributions 11,968 9,470 937 817 12,905 10,287 Capital Grants and Contributions 6,970 2,608 376 879 7,346 3,487 General Revenues: Property Taxes 21,405 20,891 - - 21,405 20,891 Sales Taxes 17,193 16,599 - - 17,193 16,599 Other Taxes/Fees 6,909 6,935 - - 6,909 6,935 Investment Earnings 379 404 1,764 2,239 2,143 2,643 Miscellaneous 459 312 518 (47) 977 265 Total Revenue 71,918 62,959 43,084 43,751 115,002 106,710 Expenses: Administrative Services 9,524 9,816 - - 9,524 9,816 Police 16,284 16,082 - - 16,284 16,082 Fire 10,058 9,742 - - 10,058 9,742 Parks and Recreation 4,164 4,112 - - 4,164 4,112 Accounting/Finance 1,852 1,721 - - 1,852 1,721 Community Development 7,897 7,536 - - 7,897 7,536 Public Works 6,404 5,627 - - 6,404 5,627 Health 4,524 4,632 - - 4,524 4,632 Traffic and Transportation 1,983 2,138 - - 1,983 2,138 MPEC 1,590 622 - - 1,590 622 Capital Outlay - - - - - - Interest and Fees on Long-term Debt 922 906 - - 922 906 Golf - - 761 747 761 747 Municipal Airport - - 251 221 251 221 Kickapoo Airport - - 339 296 339 296 Transit - - 1,028 1,101 1,028 1,101 Sanitation - - 7,418 7,088 7,418 7,088 Water and Sewer - - 24,721 25,076 24,721 25,076 Stormwater Drainage - 112 11 112 11 Total Expenses 65,202 62,934 34,630 34,540 99,832 97,474 Increase in Net Assets Before Special Item and Transfers 6,716 25 8,454 9,211 15,170 9,236 Special Item - - - 1,214 - 1,214 Transfers 2,242 5,748 (2,242) (3,698) - 2,050 Increase in Net Assets 8,958 5,773 6,212 6,727 15,170 12,500 Net Assets-Beginning of Year 81,792 76,022 119,275 112,549 201,067 188,571 Prior Period Adjustment 25,208 - - - 25,208 Net Assets-End of Year $115.958 $81,795 $125.487 $119.276 $241.445 $201.071 8 l City of Wichita Falls, Texas Management's Discussion and Analysis September 30, 2004 (continued) Financial Analysis of the Governmental Activities Governmental Funds — The focus of the City of Wichita Falls' governmental funds is to provide information on near-term inflows, outflows and balances of expendable resources. Such information is useful in assessing the City's financing requirements. In particular,unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of September 30, 2004, the City's governmental funds reported combined fund balances of $30,184,600. Approximately 58.23%, or $17,576,038 constitutes unreserved fund balance, which is available for spending at the government's discretion. The remainder of the fund balance is reserved to indicate that it is not available for spending because it has already been committed to pay for encumbrances ($10,796,417), inventory and prepaid items ($212,989), debt service ($972,900), and perpetual care ($626,256). The General Fund is the chief operating fund of the City. At the end of the current fiscal year, unreserved fund balance of the General Fund was$9,507,595. As a measure of the General Fund's liquidity, it may be useful to compare both the unreserved fund balance and total fund balance to total fund expenditures. Unreserved fund balance represents 18.49% of total General Fund expenditures, while the total fund balance represents 21.44% of total General Fund expenditures. The fund balance of the General Fund increased by $450,702 during the current fiscal year. The primary reasons for this increase are as follows: • Municipal court fines exceeded budgetary expectations by approximately $300,000 due to a significant increase in the number of traffic violations issued and collected during the year. • Franchise fees from the gas company exceeded budgetary expectations due to an increase in the company's gross receipts as a result of higher gas prices. • Vacancies in the Police Department resulted in salary savings. The Capital Project Funds reflect a significant increase in total fund balance due to recognition of general obligation bond proceeds in the amount of$7,549,000 for public safety capital improvement projects. The projects being constructed include a public safety training center and radio and data communication systems. The debt service for these projects is being funded by the 4B Sales Tax Corporation. Financial Analysis of the Business-type Activities Net assets for the City's Business-type Activities increased by $6,212,396, accounting for 40.95% of the total growth in the City's net assets. Following are the key elements of this increase: • A reduction of approximately $4,000,000 in long-term liabilities of the Water and Sewer Fund primarily due to the revenue bond payments. • Capital improvements to the Kickapoo Airport including reconstruction of the runway, taxiway and connectors; extension and widening of the runway; improvements to the runway extended safety area; storm water drainage improvements; runway lighting enhancements; and airfield signage improvements. • A storm water drainage improvement project in the Faith Village subdivision is underway. 9 City of Wichita Falls, Texas Management's Discussion and Analysis September 30, 2004 (continued) General Fund Budgetary Highlights The final amended expenditure budget for the General Fund was increased by$2,871,932 from the original adopted budget. Some of the reasons for this increase in appropriations can be briefly summarized as follows: • Approximately $1,700,000 of prior year encumbrances were carried forward to the 2003-04 amended budget, $1,495,000 of which was for the capital infrastructure improvements for the street overlay program and traffic control devices that were contracted for, but not completed, at the close of the 2002-03 fiscal year. • Approximately $770,000 was appropriated for additional City contributions to the Employee Benefit Trust Fund to cover the cost of employee health claims that exceeded original budgeted amounts. • An additional $50,000 was appropriated to cover worker's compensation claims that were higher than anticipated. • Additional appropriations were made various user departments to increase the central garage charge account to reimburse the Fleet Maintenance Fund for the high cost of fuel. Actual revenues in the General Fund for the 2003-04 fiscal year were $50,416,879, which was $1,570,650 above final budgeted figures. Much of this amount is due to donations of streets and drainage improvements from private developers that are recorded as revenues under the new reporting model. In addition,the City received significantly more revenue than initially anticipated from municipal court fines and in miscellaneous revenue due to the reclassification of the sale of City property from a liability to a revenue account. Actual expenditures in the General Fund for the 2003-04 fiscal year were$51,408,589 compared to a final budget of$52,659,161. This variance is due principally to salary savings that accrued to the General Fund from vacancies in authorized positions; savings in materials for street maintenance; and a delay in a significant street overlay program until the ensuing fiscal year. Capital Asset and Debt Administration Capital Assets—The City's investment in capital assets for its governmental and business-type activities as of September 30, 2004, amounts to $254,575,473 (net of accumulated depreciation). This investment in capital assets includes land,buildings,equipment,infrastructure and construction in progress. Major capital asset events during this fiscal year included the following: • Construction in progress of the Police/Fire Training Facility,and related communication systems. • Construction in progress on the water system, principally at Jasper and Cypress Water Treatment Plants. • Construction in progress of Kickapoo Airpark improvements • Construction in progress of the Faith Village Storm Drainage Improvement Project. 10 City of Wichita Falls, Texas Management's Discussion and Analysis September 30,2004 (continued) Capital Assets,net of Accumulated Depreciation (in thousands) Governmental Business-type Activities Activities Total 2004 2003 2004 2003 2004 2003 Land $ 12,668 $ 12,664 $8,102 $ 8,102 $ 20,770 $ 20,766 Land Betterments 8,588 8,700 11,237 11,318 19,825 20,018 Buildings, Systems and Improvements 43,391 44,252 88,591 89,530 131,982 133,782 Infrastructure 36,781 35,838 - - 36,781 35,838 Machinery and Equip 1,642 1,790 1,581 1,507 3,223 3,297 Furniture and Fixtures 45 47 23 27 68 74 Motor Vehicles - - 11,070 11,708 11,070 11,708 Construction in Progress 6.801 1.840 24.055 7.967 30.856 9.807 Totals $ 109.916 $ 105.131 $144,659 $130.159 $ 254.575 $ 235,290 Additional information on the City's capital assets can be found in Note 7 on pages 40-43 of this report. Long Term Debt-At the end of the current fiscal year, the City of Wichita Falls had a total bonded debt and notes outstanding of $185,534,947. The City issued $7,550,000 in Combination Tax and Revenue Bonds during the fiscal year to assist in the financing of three public safety improvement projects. The debt service on this bond issue is being funded with annual proceeds of the 4B Sales Tax Corporation. In addition, $19,900,889 of the Water and Sewer System Revenue Bonds were refunded as Combination Tax and Revenue Bonds at lower interest rates. Outstanding Debt at Year-End (in thousands) Governmental Business-type Activities Activities Total 2004 2003 2004 2003 2004 2003 General Obligation Bonds $ 13,060 $ 15,290 $ - $ - $ 13,060 $ 15,290 Combination Tax and Revenue Bonds 6,810 - 19,901 - 26,711 - Util System Revenue Bonds - - 144,748 168,368 144,748 168,368 Notes Payable 234 289 782 808 1.016 1.097 Total $ 20.104 $ 15,579 $ 165.431 $ 169.176 $ 185.535 $ 184.755 11 City of Wichita Falls,Texas Management's Discussion and Analysis September 30, 2004 (continued) Moody's Investor's Service has assigned a credit rating of Al for the City's General Obligation Bonds and a rating of A2 for the City's Water and Sewer System Revenue Bonds. Standard & Poors has assigned a credit rating of AA for the City's General Obligation Bonds and a rating of A+ for its Water and Sewer System Revenue Bonds. The City is permitted by its Home Rule Charter to levy taxes up to$2.25 per$100 of assessed valuation for general governmental services, including the payment of principal and interest on long-term debt. The combined tax rate to finance general governmental services for the year ended September 30, 2004, was $.59246 per$100, which means that the City has a tax margin of$1.65754 per$100, and could raise up to $58,527,615 additional tax revenue a year from the present assessed valuation of$3,530,992,589 before the limit is reached. The current ratio of net tax-supported debt to the assessed value of all taxable property is 0.54%. Additional information about the City's long-term debt can be found in Note 12 on pages 48-51 of this report. Economic Factors and Next Year's Budgets and Rates The largest revenue source of the City's General Fund is the property tax. Appraised property values for the 2004 tax year, as certified by the Wichita County Appraisal District, increased 4.33% from the prior year certified tax roll. The City maintained the property tax rate at $.59246 per $100 of assessed value, which was the same as the 2003-04 fiscal year. The second largest revenue source of the City's General Fund is the retail sales tax. Due to recent volatility of the sales tax,the City was conservative in making sales tax projections for the 2004-05 fiscal year. The 2004-05 budget projects an increase of 1.30%in overall receipts over the 2003-04 revised estimate. Overall,revenues in the General Fund are budgeted to increase by 4.98%from the 2003-04 adopted budget. The budget also anticipates the use of$607,450 in General Fund reserves for one-time needs. For the last three fiscal years, water sales have been significantly lower than budgetary projections principally because of mandatory water conservation measures and higher water rates that have been approved in the last few years.. As a result,water and sewer rates were increased by approximately 7.06%, effective October 1,2004. Requests for Information This financial report is designed to provide a general overview of the City of Wichita Falls' finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report, or request for additional financial information, should be addressed to the City Finance Department, 1300 Seventh Street, Wichita Falls,Texas 76301. 12 BASIC FINANCIAL STATEMENTS EXHIBIT A-1 CITY OF WICHITA FALLS, TEXAS STATEMENT OF NET ASSETS SEPTEMBER 30,2004 Primary Government Governmental Business-type Component Activities Activities Total Units Assets Cash and cash equivalents $ 18,978,248 $ 29,367,980 $ 48,346,228 $20,924,826 Investments 4,984,330 2,010,765 6,995,095 - Receivables(net): Taxes and assessments 1,019,092 - 1,019,092 29,030 Customer and trade - 3,621,495 3,621,495 - Component unit 5,351,790 - 5,351,790 - Government agencies 6,530,043 231,399 6,761,442 989,696 Other 2,376,732 283,983 2,660,715 98,634 Internal balances (675,347) 675,347 - - Inventory 88,490 1,697,974 1,786,464 41,576 Prepaid items 147,814 31,478 179,292 3,577 Other assets 3,000 - 3,000 9,460 Deferred charges - 2,624,606 2,624,606 - Restricted assets: Cash and cash equivalents - 94,948,126 94,948,126 - Investments - 20,177,447 20,177,447 - Receivables: Other - 10,315 10,315 - Capital assets not being depreciated 19,468,785 32,157,349 51,626,134 - Capital assets net of accumulated depreciation 90,447,097 112,502,242 202,949,339 1,263,722 Total assets 148,720,074 300,340,506 449,060,580 23,360,521 Liabilities Accounts payable-trade 1,328,840 2,085,712 3,414,552 452,697 Accrued payroll 997,749 293,519 1,291,268 25,332 Payable to primary government - - - 5,351,789 Payable to government agencies 375,892 42,772 418,664 263,732 Estimated health claims payable 835,784 - 835,784 - Other liabilities 2,793,144 705,700 3,498,844 21,560 Deferred revenue 48,364 - 48,364 - Customer deposits - 2,321,698 2,321,698 - Long-term liabilities: - Portion due or payable within one year 3,613,656 6,235,380 9,849,036 - Portion due or payable after one year 22,768,404 163,167,942 185,936,346 51,667 Total liabilities 32,761,833 174,852,723 207,614,556 6,166,777 Net Assets Invested in capital assets,net of related debt 90,045,882 99,419,642 189,465,524 1,263,722 Restricted for debt service 626,256 15,436,872 16,063,128 - Unrestricted 25,286,103 10,631,269 35,917,372 15,930,022 Total net assets $115,958,241 $ 125,487,783 $241,446,024 $17,193,744 See accompanying notes to the basic financial statements. 13 CITY OF WICHITA FALLS, TEXAS STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30,2004 Program Revenues Operating Capital Charges for Grants and Grants and Functions/Programs Expenses Services Contributions Contributions Primary government: Governmental activities: Administrative services $ 9,524,291 $ 3,631,020 $ 206,801 $ - Police 16,283,542 372,510 623,479 - Fire 10,058,363 3,233 41,998 - Parks and recreation 4,164,247 479,204 190,227 - Accounting/finance 1,851,988 - - - Community development 7,897,167 1,265,897 6,947,787 - Public works 6,404,132 - 266,664 - Health 4,523,907 668,491 1,934,874 - Traffic and transportation 1,983,322 214,266 1,391,861 - MPEC 1,589,670 - 259,769 51,454 Capital outlay - - - 6,918,684 Interest and fees on long-term debt 921,705 - 105,000 - Total governmental activities 65,202,334 6,634,621 11,968,460 6,970,138 Business-type activities: Golf 760,705 677,498 - - Municipal Airport 250,807 416,573 - - Kickapoo Airport 338,957 385,871 - - Transit 1,028,491 194,388 937,025 - Sanitation 7,418,146 8,920,801 - - Water and sewer 24,721,561 27,857,286 - 376,437 Stormwaterdrainage 112,082 1,036,450 - - Total business-type activities 34,630,749 39,488,867 937,025 376,437 Total primary government $ 99,833,083 $ 46,123,488 $ 12,905,485 $ 7,346,575 Component units: Community development $ 8,518,300 $ - $ - $ - Multi-Purpose Events Center 3,559,894 2,849,725 749,678 - Total component units $ 12,078,194 $ 2,849,725 $ 749,678 $ - General revenues: Taxes: Property tax Sales tax Franchise fees Hotel occupancy tax Beverage tax Bingo tax Investment earnings Gain(loss)on sale of capital assets Miscellaneous Transfers Total general revenues and transfers Change in net assets Net assets-beginning Prior period adjustment Net assets-ending See accompanying notes to the basic financial statements. 14 EXHIBIT A-2 Net(Expense)Revenue and Changes in Net Assets Primary Government Governmental Business-type Component Activities Activities Total Units $ (5,686,470) $ - $ (5,686,470) $ - (15,287,553) - (15,287,553) - (10,013,132) - (10,013,132) - (3,494,816) - (3,494,816) - (1,851,988) - (1,851,988) - 316,517 - 316,517 - (6,137,468) - (6,137,468) - (1,920,542) - (1,920,542) - (377,195) - (377,195) - (1,278,447) - (1,278,447) - 6,918,684 - 6,918,684 - (816,705) - (816,705) - (39,629,115) - (39,629,115) - - (83,207) (83,207) - - 165,766 165,766 - - 46,914 46,914 - - 102,922 102,922 - - 1,502,655 1,502,655 - - 3,512,162 3,512,162 - - 924,368 924,368 - - 6,171,580 6,171,580 - (39,629,115) 6,171,580 (33,457,535) - - - - (8,518,300) - - - 39,509 - - - (8,478,791) 21,404,857 - 21,404,857 229,658 17,192,703 - 17,192,703 5,730,900 5,218,860 - 5,218,860 - 1,278,102 - 1,278,102 - 202,841 - 202,841 - 209,825 - 209,825 - 379,150 1,764,311 2,143,461 225,375 (24,061) - (24,061) - 482,908 518,133 1,001,041 - 2,241,628 (2,241,628) - - 48,586,813 40,816 48,627,629 6,185,933 8,957,698 6,212,396 15,170,094 (2,292,858) 81,792,164 119,275,387 201,067,551 18,256,923 25,208,379 - 25,208,379 1,229,679 $ 115,958,241 $ 125,487,783 $ 241,446,024 $ 17,193,744 EXHIBIT A-3 CITY OF WICHITA FALLS, TEXAS BALANCE SHEET-GOVERNMENTAL FUNDS SEPTEMBER 30,2004 Total Nonmajor Governmental General Governmental Funds Assets Cash and cash equivalents $ 4,877,636 $ 12,721,954 $ 17,599,590 Investments 4,984,330 - 4,984,330 Receivables(net): Taxes and assessments 803,552 215,540 1,019,092 Other City funds 1,021,083 - 1,021,083 Component unit - 5,351,790 5,351,790 Government agencies 2,866,058 3,998,342 6,864,400 Other 2,020,860 10,224 2,031,084 Inventory 79,190 - 79,190 Prepaid items 114,043 19,757 133,800 Other assets - 3,000 3,000 Total assets $ 16,766,752 $ 22,320,607 $ 39,087,359 Liabilities and Fund Balances Liabilities: Accounts payable $ 590,964 $ 278,676 $ 869,640 Accrued payroll 915,919 76,467 992,386 Payable to other City funds - 901,551 901,551 Payable to government agencies 219,406 156,486 375,892 Notes payable - 234,186 234,186 Other liabilities 1,450,579 1,342,565 2,793,144 Deferred revenue 2,125,242 169,750 2,294,992 Claims and judgments payable 440,968 - 440,968 Total liabilities 5,743,078 3,159,681 8,902,759 Fund balances: Reserved for encumbrances 1,322,847 9,473,570 10,796,417 Reserved for inventory and prepaid items 193,232 19,757 212,989 Reserved for debt service - 972,900 972,900 Reserved for perpetual care - 626,256 626,256 Unreserved,designated for subsequent years expenditures reported in: General Fund 3,000,000 - 3,000,000 Special Revenue Funds - 4,083,344 4,083,344 Capital Projects Funds - 3,394,688 3,394,688 Unreserved,undesignated reported in: General Fund 6,507,595 - 6,507,595 Special Revenue Fund - 590,411 590,411 Total fund balances 11,023,674 19,160,926 30,184,600 Total liabilities and fund balances $ 16,766,752 $ 22,320,607 $ 39,087,359 See accompanying notes to the basic financial statements. 15 EXH IBIT A-4 CITY OF WICHITA FALLS, TEXAS RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET ASSETS SEPTEMBER 30, 2004 Total fund balances -governmental funds (Exhibit A-3) $ 30,184,600 Amounts reported for governmental activities in the Statement of Net Assets (Exhibit A-1) are different because: Capital assets used in governmental activities are not financial resources and therefore not reported in the funds. Capital assets at year-end consist of: Gross capital assets $ 179,395,345 Related accumulated depreciation 69,573,685 109,821,660 Property taxes receivable and municipal court fines are not available to pay for current period expenditures and therefore are deferred in the funds. 2,246,628 Long-term liabilities are not due and payable in the current period and therefore not reported as liabilities in the funds. Long-term liabilities at year-end consist of: General obligation bonds payable 19,870,000 Accrued vacation and sick leave 5,558,358 Claims and judgments payable 210,854 Accrued interest 66,574 (25,705,786) Internal service funds are used by management to charge the costs of duplicating services and health insurance claims to the individual funds. The assets and liabilities of these internal service funds are included with the governmental activities. 205,861 Internal service funds are used by management to charge the costs of central garage services to the individual funds. The assets and liabilities of this fund are included with the business-type activities. This amount represents the governmental activity portion of the central garage activity. (794,722) Total net assets -governmental activities (Exhibit A-1) $ 115,958,241 See accompanying notes to the basic financial statements. 16 • EXHIBIT A-5 CITY OF WICHITA FALLS, TEXAS STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES-GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2004 Total Nonmajor Governmental General Governmental Funds Revenues Taxes $ 41,998,979 $ 3,513,970 $ 45,512,949 Charges for services 2,270,842 181,511 2,452,353 Licenses and permits 2,292,695 - 2,292,695 Fines and forfeitures 2,019,219 169,782 2,189,001 Intergovernmental revenue 53,711 11,391,129 11,444,840 Contributions 880,852 6,612,906 7,493,758 Miscellaneous revenue 900,581 1,106,722 2,007,303 Total revenues 50,416,879 22,976,020 73,392,899 Expenditures Administrative services 8,927,792 402,839 9,330,631 Police 15,213,234 783,730 15,996,964 Fire 9,820,265 30,938 9,851,203 Parks and recreation 3,493,846 522,548 4,016,394 Accounting/finance 1,757,006 - 1,757,006 Community development 1,289,868 6,847,804 8,137,672 Public works 4,206,587 282,117 4,488,704 Health 2,358,905 2,093,602 4,452,507 Traffic and transportation 1,621,576 146,760 1,768,336 MPEC Coliseum - 783,244 783,244 Capital outlay 2,719,510 5,516,142 8,235,652 Debt service-principal - 2,970,000 2,970,000 Debt service-interest and paying agent fees - 900,526 900,526 Total expenditures 51,408,589 21,280,250 72,688,839 Other Financing Sources(Uses) Transfers in 1,907,907 5,234,100 7,142,007 Transfers out (465,495) (5,928,148) (6,393,643) Proceeds from general obligation bonds - 7,549,000 7,549,000 Total other financing sources(uses) 1,442,412 6,854,952 8,297,364 Net change in fund balance 450,702 8,550,722 9,001,424 Fund balances-beginning 10,282,972 10,610,204 20,893,176 Prior period adjustment 290,000 - 290,000 Fund balances-ending $ 11,023,674 $ 19,160,926 $ 30,184,600 See accompanying notes to the basic financial statements. 17 EXHIBIT A-6 CITY OF WICHITA FALLS, TEXAS RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF THE GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2004 Net change in fund balances-total governmental funds(Exhibit A-5) $ 9,001,424 Amounts reported for governmental activities in the Statement of Activities(Exhibit A-2) are different because: Capital outlays are reported in governmental funds as expenditures. However,in the Statement of Activities,the cost of those assets are allocated over their estimated useful lives as depreciation expense.The net difference between the two are as follows: Capital outlay during the year $ 8,435,865 Depreciation expense for the year 3,635,554 4,800,311 Proceeds from the sale of capital assets are recorded as revenues when received in the governmental funds. In the Statement of Activities,the difference between the proceeds and the book value of the capital asset is reported as a gain(loss)from sale. (24,061) Because property tax receivables and municipal court receivables will not be collected for several months after the City's fiscal year ends,they are not considered'available'revenues and are deferred in the governmental funds. Deferred revenues increased by this amount this year. 152,579 The issuance of long-term debt provides current financial resources to governmental funds. However,the issuance increases long-term liabilities in the Statement of Net Assets. Long- term debt issued in 2003-2004 was: (7,550,000) Repayment of long-term debt principal is an expenditure in the governmental funds,but the repayment reduces long-term liabilities in the Statement of Net Assets.Bond principal payments in 2003-04 were: 2,970,000 Included in long-term debt are obligations for accrued vacation and sick leave,and claims and judgments payable. The changes in these obligations are not included in the governmental fund financial statements, but are included in the government-wide financial statements.The changes in these long-term obligations were: Accrued vacation and sick leave 37,744 Claims and judgments payable 17,150 54,894 Interest on long-term debt in the Statement of Activities differs from the amount reported in the governmental funds because interest is recognized as an expenditure in the funds when it is due,and thus requires the use of current financial resources. In the Statement of Activities,however,interest expense is recognized as the interest accrues, regardless of when it is due.The increase in accrued interest is as follows: Accrued interest at September 30,2003 45,395 Accrued interest at September 30, 2004 66,574 (21,179) Internal service funds are used by management to charge the costs of duplicating services and health insurance claims to the individual funds.The net revenues of these internal service funds are included with the governmental activities. 23,960 Internal service funds are used by management to charge the costs of central garage services to the individual funds.The net revenue of this fund is included with the business-type activities. This amount represents the governmental activity portion of the central garage activity. (450,230) Change in net assets of governmental activities(Exhibit A-2) $ 8,957,698 See accompanying notes to the basic financial statements. 18 EXHIBIT A-7 (Page 1 of 2) CITY OF WICHITA FALLS, TEXAS STATEMENT OF FUND NET ASSETS PROPRIETARY FUNDS SEPTEMBER 30,2004 Enterprise Funds Nonmajor Water and Enterprise Internal Sewer Sanitation Funds Total Service Funds Assets Current assets: Cash and cash equivalents $ 23,326,834 $ 3,801,168 $ 1,193,858 $ 28,321,860 $ 1,991,452 Investments - 2,010,765 - 2,010,765 - Restricted cash,cash equivalents and investments: Cash and cash equivalents 94,948,126 - - 94,948,126 - Investments 20,177,447 - - 20,177,447 - Receivables(net): Customer and trade 2,748,173 778,137 95,185 3,621,495 - Government agencies 51,419 - 179,979 231,398 - Other 202,394 2,556 63,164 268,114 26,360 Other(restricted) 10,315 - - 10,315 - Inventory 764,271 - 157,405 921,676 785,597 Prepaid items 3,418 8,667 9,860 21,945 24,348 Total current assets 142,232,397 6,601,293 1,699,451 150,533,141 2,827,757 Noncurrent assets: Deferred charges 2,624,990 - - 2,624,990 - Capital assets,net of accumulated depreciation 119,365,556 4,126,478 7,042,084 130,534,118 14,219,694 Total noncurrent assets 121,990,546 4,126,478 7,042,084 133,159,108 14,219,694 Total assets 264,222,943 10,727,771 8,741,535 283,692,249 17,047,451 See accompanying notes to the basic financial statements. 19 EXHIBIT A-7 (Page 2 of 2) CITY OF WICHITA FALLS, TEXAS STATEMENT OF FUND NET ASSETS PROPRIETARY FUNDS SEPTEMBER 30,2004 Enterprise Funds Nonmajor Water and Enterprise Internal Sewer Sanitation Funds Total Service Funds Liabilities Current liabilities: Accounts payable-trade 1,663,426 30,600 91,254 1,785,280 326,305 Accrued payroll 149,804 70,116 32,117 252,037 46,845 Accrued vacation and sick leave 228,520 97,543 38,273 364,336 63,151 Payable to other City funds - - 119,532 119,532 - Payable to government agencies - 41,644 1,128 42,772 - Estimated health claims payable - - - - 835,784 Other liabilities 620,606 - 85,178 705,784 300 Total current liabilities 2,662,356 239,903 367,482 3,269,741 1,272,385 Current liabilities payable from restricted assets: Revenue bonds-current maturities 4,521,107 - - 4,521,107 - Accrued interest-revenue bonds 1,287,906 - - 1,287,906 - Total current liabilities payable from restricted assets 5,809,013 - - 5,809,013 - Noncurrent liabilities: Payable to U.S. Government 781,974 - - 781,974 - Revenue bonds,less current maturities 160,127,680 - - 160,127,680 - Estimated liability for landfill closure and post-closure care costs - 2,258,288 - 2,258,288 - Total long-term liabilities 160,909,654 2,258,288 - 163,167,942 - Noncurrent liabilities payable from restricted assets: Customer deposits 2,321,698 - - 2,321,698 - Total liabilities 171,702,721 2,498,191 367,482 174,568,394 1,272,385 Net Assets Invested in capital assets, net of related debt 74,125,607 4,126,478 7,042,084 85,294,169 14,219,694 Restricted for debt service 15,436,872 - - 15,436,872 - Unrestricted 2,957,743 4,103,102 1,331,969 8,392,814 1,555,372 Total net assets $ 92,520,222 $ 8,229,580 $ 8,374,053 109,123,855 $15,775,066 Adjustment to reflect the consolidation of internal service funds activities related to enterprise funds 16,362,767 Net assets of business type activities $125,486,622 See accompanying notes to the basic financial statements. 20 EXHIBIT A-8 CITY OF WICHITA FALLS, TEXAS STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2004 Enterprise Funds Nonmajor Water and Enterprise Internal Sewer Sanitation Funds Total Service Funds Operating revenues: Charges for services $ 27,761,486 $ 8,891,031 $1,801,944 $38,454,461 $ 7,615,519 Rents,concessions and other 95,800 - 908,839 1,004,639 398,570 Contributions - - - - 7,686,899 Total operating revenues 27,857,286 8,891,031 2,710,783 39,459,100 15,700,988 Operating expenses: Personnel services 6,645,434 3,009,473 1,348,036 11,002,943 1,862,303 Supplies and materials 1,114,812 85,535 202,584 1,402,931 2,277,014 Maintenance and repairs 1,061,234 307,321 259,931 1,628,486 1,727,784 Utilities and other services 3,478,590 3,082,734 326,798 6,888,122 100,262 Insurance and contract support 438,339 179,926 82,929 701,194 7,432,710 Other expenses 1,362,003 506,364 161,018 2,029,385 277,054 Depreciation and amortization 3,157,362 82,596 171,616 3,411,574 2,897,110 Total operating expenses 17,257,774 7,253,949 2,552,912 27,064,635 16,574,237 Operating income(loss) 10,599,512 1,637,082 157,871 12,394,465 (873,249) Nonoperating revenues(expenses): Interest income 1,649,339 92,259 22,711 1,764,309 6,371 Gain on sale/abandonment of capital assets 18,114 29,770 - 47,884 95,876 Interest expense and paying agent fees (8,214,627) - - (8,214,627) - Intergovernmental operating grants - - 937,025 937,025 - Total nonoperating revenues(expenses) (6,547,174) 122,029 959,736 (5,465,409) 102,247 Income(loss)before contributions and transfers 4,052,338 1,759,111 1,117,607 6,929,056 (771,002) Capital contributions 376,437 - - 376,437 - Transfers in - - 1,663,761 1,663,761 1,121,052 Transfers out (1,092,103) (1,811,391) (317,683) (3,221,177) (312,000) Change in net assets 3,336,672 (52,280) 2,463,685 5,748,077 38,050 Net assets-beginning 89,183,550 8,281,860 5,910,368 15,737,016 Net assets-ending $ 92,520,222 $ 8,229,580 $8,374,053 $ 15,775,066 Adjustment to reflect the consolidation of internal service funds activities related to enterprise funds 463,158 Change in net assets of business type activities $ 6,211,235 See accompanying notes to the basic financial statements. 21 EXHIBIT A-9 (Page 1 of 2) CITY OF WICHITA FALLS, TEXAS STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2004 Enterprise Funds Nonmajor Water and Enterprise Internal Sewer Sanitation Funds Total Service Funds Cash flows from operating activities: Received from customers and users $ 27,997,649 $ 8,829,437 $ 2,698,342 $ 39,525,428 $ 16,098,220 Payments to suppliers (8,054,539) (4,964,383) (1,239,005) (14,257,927) (12,287,082) Payments to employees (4,922,490) (2,217,832) (1,066,370) (8,206,692) (1,455,818) Net cash provided by operating activities 15,020,620 1,647,222 392,967 17,060,809 2,355,320 Cash flows from noncapital financing activities: Intergovernmental operating grants - - 2,358,575 2,358,575 - Transfers in from other funds - - 117,488 117,488 1,121,052 Transfers out to other funds (1,092,103) (1,811,391) (317,683) (3,221,177) (312,000) Net cash provided(used)by noncapital financing activities (1,092,103) (1,811,391) 2,158,380 (745,114) 809,052 Cash flows from capital and related financing activities: Acquisition and construction of capital assets (12,809,105) (472,608) (4,217,904) (17,499,617) (2,234,203) Proceeds from sale of capital assets - 29,770 - 29,770 143,081 Proceeds from sale of refunding bonds 19,900,889 - - 19,900,889 - Payments to escrow agent for refunded bonds (19,625,787) - - (19,625,787) - Payment of bond issuance costs (518,190) - - (518,190) - Principal paid on long-term debt (4,070,000) - - (4,070,000) - Interest and fees paid on long-term debt (8,407,199) - - (8,407,199) - Net cash provided by(used for)capital and related financing activities (25,529,392) (442,838) (4,217,904) (30,190,134) (2,091,122) Cash flows from investing activities: Interest on investments 1,649,339 111,397 22,711 1,783,447 6,371 Purchase of investments (5,777,224) - - (5,777,224) - Sale of investments - 2,012,245 - 2,012,245 - Net cash provided by(used for)investing activities (4,127,885) 2,123,642 22,711 (1,981,532) 6,371 Net Increase(Decrease)in Cash and Cash Equivalents (15,728,760) 1,516,635 (1,643,846) (15,855,971) 1,079,621 Cash and Cash Equivalents-Beginning 134,003,720 2,284,533 2,837,704 139,125,957 911,831 Cash and Cash Equivalents-Ending $ 118,274,960 $ 3,801,168 $ 1,193,858 $ 123,269,986 $ 1,991,452 Reconciliation of cash and cash equivalents on the balance sheet to the statement of cash flows: Cash and cash equivalents $ 23,326,834 $ 3,801,168 $ 1,193,858 $ 28,321,860 $ 1,991,452 Restricted assets-cash and cash equivalents 94,948,126 - - 94,948,126 - Total cash and cash equivalents at end of year $ 118,274,960 $ 3,801,168 $ 1,193,858 $ 123,269,986 $ 1,991,452 See accompanying notes to the basic financial statements. 22 • EXHIBIT A-9 (Page 2 of 2) CITY OF WICHITA FALLS, TEXAS STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2004 Enterprise Funds Nonmajor Water and Enterprise Internal Sewer Sanitation Funds Total Service Funds Reconciliation of Operating Income(Loss)to Net Cash Provided by Operating Activities: Operating income(loss) $ 10,599,512 $ 1,637,082 $ 157,871 $ 12,394,465 $ (873,249) Adjustments to reconcile operating income(loss) to net cash provided by(used in)operating activities: Depreciation and amortization 3,157,362 82,596 171,616 3,411,574 2,897,110 Customer deposits received 79,549 - 384 79,933 - (Increase)decrease in current assets: Receivables: Customer and trade 121,456 (61,948) (2,073) 57,435 - Other City funds - - - - 402,957 Other (60,642) 355 (10,754) (71,041) (5,723) Inventory (48,407) - (60,055) (108,462) (12,715) Prepaid items 15,242 (8,667) (2,826) 3,749 (13,038) Increase(decrease)in current liabilities: Accounts payable-trade 659,938 (150,273) 11,297 520,962 (31,078) Accrued payroll 45,201 21,518 7,766 74,485 8,015 Accrued vacation and sick leave 4,846 5,947 2,627 13,420 1,256 Payable to other City funds (67,374) (32,640) 119,532 19,518 - Estimated health claims payable - - - - (18,215) Payable to govemment agencies - 1,194 (4,413) (3,219) - Other liabilities 513,937 - 1,995 515,932 - Estimated liability for landfill closure - 152,058 - 152,058 - Total adjustments 4,421,108 10,140 235,096 4,666,344 3,228,569 Net cash provided by(used in) operating activities $ 15,020,620 $ 1,647,222 $ 392,967 $ 17,060,809 $ 2,355,320 Noncash capital and financing activities: Capital assets received from developers $ 376,437 $ - $ - $ 376,437 $ - See accompanying notes to the basic financial statements. 23 EXHIBIT A-10 CITY OF WICHITA FALLS, TEXAS STATEMENT OF FIDUCIARY NET ASSETS SEPTEMBER 30, 2004 Agency Fund Assets Cash and cash equivalents $ 38,523 Liabilities Other liabilities $ 38,523 See accompanying notes to the basic financial statements. 24 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30,2004 Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accounting and reporting policies of the City of Wichita Falls, Texas (City) conform to accounting principles generally accepted in the United States of America (GAAP) applicable to state and local governments. GAAP for local governments includes those principles prescribed by the Governmental Accounting Standards Board (GASB), which includes all statements and interpretations of the National Council on Governmental Accounting (NCGA) unless modified by the GASB, and those principles prescribed by the American Institute of Certified Public Accountants in the publication entitled Audits of State and Local Governmental Units. The following is a summary of the more significant policies and practices used by the City. A. Financial Reporting Model In June 1999, the GASB issued Statement No. 34, Basic Financial Statements — and Management's Discussion and Analysis — for State and Local Governments. This statement, known as the "Reporting Model" statement, affects the way the City prepares and presents financial information. State and local governments traditionally have used a financial reporting model substantially different from the one used to prepare privilege-sector financial reports. GASB Statement No. 34 established new requirements and a new reporting model for the annual financial reports of state and local governments. The Statement was developed to make annual reports easier to understand and more useful to the people who use governmental financial information to make decisions and includes: Management's Discussion and Analysis — GASB Statement No. 34 requires that financial statements be accompanied by a narrative introduction and analytical overview of the government's financial activities in the form of a "management's discussion and analysis" (MD&A). This analysis is similar to the analysis the private sector provides in their annual reports. Government-wide Financial Statements — The reporting model includes financial statements prepared using full accrual accounting for all of the government's activities. Government-wide financial statements do not provide information by fund or account group, but distinguish between the City's governmental activities, business-type activities and activities of its discretely presented component units on the statement of net assets and statement of activities. Significantly, the City's statement of net assets includes both noncurrent assets and noncurrent liabilities of the City, which were previously recorded in the General Fixed Assets Account Group and the General Long-term Obligations Account Group (such as buildings and infrastructure, including bridges and roads, and general obligation debt). Accrual accounting also reports all of the revenues and cost of providing services each year, not just those received or paid in the current year or soon thereafter. In addition to the fixed assets previously recorded in the General Fixed Assets Account Group, the City retroactively capitalized infrastructure assets. In addition, the government-wide statement of activities reflects depreciation expenses on the City's capital assets, including infrastructure. In addition to the government-wide financial statements, the City has prepared governmental fund financial statements which continue to use the modified accrual basis of accounting and the current financial resources measurement focus. Accordingly, the 25 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30, 2004 Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONT'D.) accounting and financial reporting for the City's General Fund and Debt Service Funds, the City's major governmental funds, is similar to that previously presented in the City's financial statements, although the format of financial statements has been modified by GASB Statement No. 34. Statement of Net Assets — The Statement of Net Assets is designed to display the financial position of the primary government (government and business-type activities) and its discretely presented component units. Governments report all capital assets, including infrastructure, in the government-wide Statement of Net Assets and report depreciation expense — the cost of "using up" capital assets—in the Statement of Activities. The net assets of a government will be broken down into three categories, 1) invested in capital assets, net of related debt; 2) restricted; and 3) unrestricted. Statement of Activities — The new government-wide statement of activities reports expenses and revenues in a format that focuses on the cost of each of the government's functions. The expense of individual functions is compared to the revenues generated directly by the function (for instance, through user charges or intergovernmental grants). C. Reporting Entity The City is a municipal corporation governed by an elected Mayor and six-member City Council. As required by Governmental Accounting Standards Board (GASB) Statement No. 14, these financial statements present the City and its component units, entities for which the City is considered to be financially accountable. Blended component units, although legally separate entities, are in substance, part of the City's operations and data from these units are combined with data presented by the City. A discretely presented component unit, on the other hand, is reported in a separate column in the basic financial statements to emphasize it is legally separate from the City. Each blended and discretely presented component unit has a September 30th year end. Blended Component Unit Employee Benefit Trust Fund. On October 1, 1983, an "Agreement and Declaration of Trust" was made and entered into between the City and the Employee Benefit Trust Committee, acting as Trustee to administer the Employee Benefit Trust (Trust). The Trust Committee consists of four Trustees selected by the City, who may, but need not be, beneficiaries of the health and welfare program funded by the Trust, and/or officers or employees of the City. The purpose of the Trust is to provide health and welfare benefits, which may include life, accidental death and dismemberment, disability, medical and dental insurance, and any other benefits as determined by the Trustee Committee. The Trust is funded through contributions by the City and employees who choose to participate. It may be terminated in writing, at any time, by either party. The Employee Benefit Trust Fund is presented in the accompanying financial statements as an internal service fund. 26 • CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONTD.) SEPTEMBER 30, 2004 Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONTD.) Discretely Presented Component Units The Wichita Falls Economic Development Corporation. The Wichita Falls Economic Development Corporation is a non-profit corporation formed in May 1997 for the purpose of increasing employment opportunities, primarily through assisting qualifying enterprises with funds provided by a portion of the local sales tax. Assistance may be in the form of incentive grants, loans or leases which call for discounted rates or rebates for job development. The Corporation operates under the authority of Vernon's Civil Statutes, Article 5190.6, Section 4A. Since the City Council appoints its Board of Directors, approves its budgets, and exercises final authority over its operations, the Wichita Falls Economic Development Corporation is considered to be part of the City's reporting entity and presented in the accompanying basic financial statements as a discretely presented component unit. The Wichita Falls Economic Development Corporation utilizes full accrual accounting. The Wichita Falls 4B Sales Tax Corporation. The Wichita Falls 4B Sales Tax Corporation is a non-profit corporation formed in May 1997 for the purpose of increasing employment opportunities and for public improvement projects such as parks, auditoriums, learning centers, open space improvements, athletic and exhibition facilities, and the related maintenance and operating costs of such projects. The Corporation operates under the authority of Vernon's Civil Statutes, Article 5190.6, Section 4B. Since the City Council appoints its Board of Directors, approves its budgets, and exercises final authority over its operations, the Wichita Falls 4B Sales Tax Corporation is considered to be part of the City's reporting entity and presented in the accompanying basic financial statements as a discretely presented component unit. The Wichita Falls 4B Sales Tax Corporation utilizes full accrual accounting. Wichita Falls Reinvestment Zone#1. On March 18, 1986, the City of Wichita Falls,Texas,with the advice and consent of the Wichita Falls Independent School District and Wichita County, approved the creation of the Wichita Falls Reinvestment Zone #1 (Zone). This Zone is permitted by Article 1066e of the State of Texas Tax Increment Financing Act passed in 1981. The area of the Zone is approximately 650 acres and includes the central business district of the City. The purpose of the Zone is to capture increments of growth in real property values in the Zone from base values established on January 1, 1986, and use the ad valorem taxes derived from these increments to contribute to the zoned area. Tax funds derived from the increment can only be spent for public improvements in the Zone or for the payment of debt service on bonds issued to provide funds for public improvements. The Zone terminates on December 31, 2008, or when all debt has been paid if later. After all costs have been paid at the end of the tax increment financing period, any money remaining is to be remitted to the taxing entities. Since the City Council appoints each member of its Board, the Wichita Falls Reinvestment Zone #1 is considered to be part of the City's reporting entity and presented in the accompanying basic financial statements as a discretely presented component unit. The Zone utilizes full accrual accounting. Wichita Falls/Wichita County Mufti-Purpose Events Center (MPEC). The Wichita Falls/Wichita County Multi-Purpose Events Center (a non-profit entity) was established to operate the Multi- Purpose Events Center(Center)for the City. The Center consists of a Coliseum, an Exhibit Hall and an Agricultural Complex. Since the City appoints five members of the seven-member MPEC 27 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30,2004 Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONT'D.) Board, MPEC is considered to be a part of the City's reporting entity and presented in the accompanying basic financial statements as a discretely presented component unit. The operations of MPEC also include the operations of the Convention &Visitors Bureau. No separate audited financial statements are available for the City's blended and discretely presented component units. Complete financial statements for the individual component units may be obtained from the City's Director of Finance at 1300 7th Street, Wichita Falls, Texas. Excluded From the Reporting Entity Wichita Falls Firemen's Relief and Retirement Fund. The Wichita Falls Firemen's Relief and Retirement Fund was established and is controlled through various State of Texas legislative enactments. This Fund is administered locally by a seven-member board, independent of the City Council. City management and the City Council do not influence or control the administrative and financial affairs of the Fund, and the assets of the Fund are not the property of the City. The seven-member Board of Trustees, composed of the Mayor, the Senior Accountant from the City's Finance Department, three firefighters elected by a majority vote of the firefighters and two citizens, who are not employees or officers of the City and are chosen by the unanimous vote of the first five Trustees, are subject to the administrative supervision of and report to the State Firemen's Pension Board. The activities of the Firemen's Relief and Retirement Fund, in the City's judgment, are not a part of the City and thus are excluded from the accompanying financial statements. D. Basis of Presentation Government-wide financial statements The basic financial statements include both government-wide (based on the City as a whole) and fund financial statements. The government-wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all non-fiduciary activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The government-wide statement of activities demonstrates the degree to which the direct expenses of a functional category (police, public works, etc.) or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use or directly benefit from goods, services or privileges provided by a given function or segment, 2) grants and contributions that are restricted to meeting operational requirements of a particular function or segment, and 3) grants and contributions that are restricted to meeting the capital requirements of a particular function or segment. Taxes and other items not included among program revenues are reported instead as general revenues. 28 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30, 2004 Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONT'D.) Fund financial statements Separate fund-based financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major enterprise funds are reported as separate columns in the fund financial statements. GASB Statement No. 34 sets forth minimum criteria (percentage of assets, liabilities, revenues or expenditures/expenses of either fund category for governmental and enterprise) for the determination of major funds. The major governmental fund is the General Fund. The major enterprise funds are the Water and Sewer Fund and the Sanitation Fund. Non-major funds are combined in a column in the fund financial statements. Non-major funds are detailed in the combining section of the statements. Internal service funds, which traditionally provide services primarily to other funds of the government, are presented in the summary form as part of the proprietary fund financial statements. Because the principal users of internal services are the City's governmental and business-type activities, financial statements of internal service funds are allocated (based on the percentage of goods or services provided) between the governmental and business-type activities when presented at the government-wide level. The government-wide focus is more on the sustainability of the City as an entity and the change in aggregate financial position resulting from the activities of the fiscal period. The focus of the fund financial statements is on the major individual funds of the governmental and business-type categories. Each presentation provides valuable information that can be analyzed and compared to enhance the usefulness of the information. E. Measurement focus. basis of accounting and financial statement presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary funds. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year in which they are levied. Grants and similar items are recognized as soon as all eligibility requirements imposed by the provider have been met. Government fund-level financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property tax, franchise fees, sales tax and sales interest associated with the current fiscal period are all susceptible to accrual and have been recognized as revenues of the current fiscal period. All of the revenue items are considered to be measurable and available only when cash is received. 29 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30,2004 Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONT'D.) The City reports the following major governmental fund: The General Fund is the City's primary operating fund. All general tax revenues and other receipts that are not allocated by law or contractual agreement to some other fund are accounted for in this fund. From the fund are paid general operating costs, fixed charges, and capital improvement costs that are not paid through other funds. Other governmental funds is a summarization of all the non-major governmental funds. The City reports the following major proprietary funds: The Water and Sewer Fund accounts for water and sewer utility services to residents of the City. Activities necessary to provide such services are accounted for in the fund, including, but not limited to, administration, operations, maintenance, finance and related debt service. The Sanitation Fund accounts for refuse collection services to the residents of the City as well as the operations of the City's landfill. Activities necessary to provide such services are accounted for in the fund, including, but not limited to, administration, operations and maintenance. Other enterprise funds is a summarization of all of the non-major proprietary funds. The City additionally reports the following fund types: Internal service funds are used to account for the financing of materials and services provided by one department of the City to other departments of the City on a cost-reimbursement basis. The City uses internal service funds to report the activities of fleet maintenance, duplicating services, and employee health and life insurance. An agency fund is used to account for any unclaimed vendor or payroll checks that will be escheated to the State if they remain unclaimed. These funds are held on a purely custodial basis. GASB Statement No. 34 eliminates the presentation of account groups but provides for these records to be maintained and incorporates the information into the Governmental Activities column in the government-wide Statement of Net Assets. Private-sector standards of accounting and financial reporting (as issued by the Financial Accounting Standards Board) issued prior to December 1, 1989, generally are followed in both the government-wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Governments also have the option of following subsequent private-sector guidance for their business-type activities and enterprise funds, subject to this same limitation. The City has elected to follow subsequent private-sector guidance. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. 30 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30, 2004 Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONT'D.) Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expense generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's water and sewer, sanitation, transit, golf and airport funds are charges to customers for services. Operating expenses for the enterprise funds and internal service funds include the cost of sales and services, administrative expenses and depreciation on capital assets. All revenues not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. Capital improvement assessments are recorded as revenues in the fiscal period when the assessment becomes both measurable and available to finance expenditures of the fiscal period. Assessment revenues are considered measurable and available when collected by the City and recognized as revenue at that time. Payments for capital improvement assessments received in advance of the levy are reflected as deferred revenue. F. Nonexchange Transactions In a nonexchange transaction, a government gives (or receives)value without directly receiving (or giving) equal value in return. The statement defines when the City should recognize revenue or expense for nonexchange transactions involving financial or capital resources and how to account for timing and purpose restrictions. The timing of recognition depends on whether a nonexchange transaction is (a) a derived tax revenue (b) an imposed nonexchange revenue transaction or (c) a government-mandated or voluntary nonexchange transaction. Under this standard, revenue transactions with purpose restrictions are recorded as restricted resources until the purpose restrictions are met. Nonexchange transactions include the following classifications: • Derived tax revenues result from assessments imposed by government on exchange transactions. • Imposed nonexchange revenues result from assessments by governments on nongovernmental entities, other than assessments on exchange transactions. • Government-mandated nonexchange transactions occur when a government at one level provides resources to a government at another level and requires that government to use them for a specific purpose or purposes established in the provider's enabling legislation. • Voluntary nonexchange transactions result from legislative or contractual agreements, other than exchanges, entered into willingly by two or more parties. Examples of the City's voluntary nonexchange transactions include capital grants, state shared revenue and private donations. 31 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30,2004 Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONT'D.) Providers of government-mandated nonexchange transactions and voluntary nonexchange transactions should recognize liabilities and expenses/expenditures and recipients should recognize receivables (or decrease in liabilities) and revenue when all applicable eligibility requirements, including time requirements are met. All nonexchange transactions occurring in governmental fund types are also subject to the modified accrual revenue recognition criteria. Accordingly, assets and revenue should not be recognized unless measurable and available. G. Assets, liabilities and net assets or eauitv 1. Cash, cash equivalents and investments The City's cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition. Investments are carried at fair value. Fair value is determined as the price at which two willing parties would complete an exchange. Interest earned on investments is recorded in the funds in which the investments are recorded. 2. Inventory Inventories of the general and proprietary funds consist of supplies and various materials used for the maintenance of fixed assets. The consumption method is used to account for these inventories. Under this method, inventory acquisitions are recorded in inventory accounts initially and charged as expenditures when used. Inventories are stated at average cost. 3. Capital Assets Capital assets, which include property, plant and equipment and infrastructure assets (e.g. roads, bridges, sidewalks and similar items), are reported in applicable governmental or business-like activities columns in the government-wide financial statements. The City defines capital assets as assets with an initial, individual cost of more than $1,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the time received. Capital assets are depreciated using the straight line method over the following useful lives: Assets Years Buildings, systems and improvement 20-59 years Infrastructure 8-75 years Machinery, vehicles and other equipment 3 -25 years Furniture and equipment 3-10 years 32 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30,2004 Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONTD.) The City's infrastructure reported at September 30, 2004 does not include costs prior to October 1, 2002 for alleys, drainage or trails. The City intends to include these costs in future years. For business-like activities' capital assets, interest is capitalized on construction costs incurred during the year at an average interest rate on borrowed funds (revenue bonds) in accordance with generally accepted accounting principles. For the fiscal year ended September 30, 2004, the City's business-like activities incurred a total of $8,254,804 of interest costs. Of this amount, $40,177 was capitalized on construction projects and $8,214,627 was charged to expense. Contributions of funds from federal, state, or local grants restricted for the purpose of purchasing plant and equipment are recorded as revenue when received. The cost of water and sewer lines installed by developers is valued by the contractor and recorded as a nonoperating revenue in the Water and Sewer Fund. 4. Long-Term Obligations Long-term debt and other obligations for general government purposes are recorded in the government-wide statement of net assets. Long-term debt and other obligations financed by proprietary funds are reported as liabilities in the appropriate funds. For the government-wide financial statements and proprietary fund types, bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the straight-line method in the government-wide financial statements. Bonds payable are reported net of the applicable bond premium or discount. Issuance costs are reported as deferred bond issue costs and amortized over the term of the related debt. In addition, gains or losses on proprietary fund bond refunding are amortized over the term of the lesser of the new bonds or the refunded bonds' life using the effective interest method. In the governmental fund financials, bond proceeds are reported as another financing source. Bond premiums and discounts in governmental funds are also recognized currently as other financing sources or uses. Issuance costs, even if withheld from the actual net proceeds received, are reported as debt service expenditures. 5. Federal and State Grants Grants and shared revenues are generally accounted for within the appropriate fund of the City to be financed by such grants or shared revenues. Federal grants include Community Development Block Grant, Section 8 Housing Assistance, Home Investment Partnership Agreement Program, Bureau of Justice Assistance, North Texas Regional Narcotics Task Force, and numerous health-related grants. Each Federal grant is accounted for in a separate special revenue fund. State grant revenues received for purposes normally financed through the general government are accounted for within the General Fund. 33 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30, 2004 Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT'D.) 6. Reserves and Designations Portions of fund equity are segregated for future use, and are therefore not available for future appropriation or expenditure. Amounts reserved for revenue bond debt service and retirement represent portions of fund equity which are required to be segregated in accordance with the City's bond ordinances. Amounts reserved for inventory and prepaid items have already been expended and represent a portion of the fund balance that is not available for future expenditures. Amounts reserved for encumbrances are commitments for materials and services on purchase orders and contracts which are unperformed. Designations of unreserved fund balances in governmental funds indicate City management's tentative plans for use of financial resources in a future period. 7. Transactions Between Funds Outstanding balances between funds are reported as "due to/from other City funds." Any residual balances between governmental activities and business-type activities are reported in the government-wide statements as "internal balances." Nonrecurring or non-routine transfers of equity between funds are accounted for as transfers. 8. Vacation and Sick Leave All full-time employees accumulate vacation benefits based on length of service up to 15 days per year. The maximum allowable accumulation is 30 days. Upon leaving the employment of the City, employees will be paid for unused vacation days which they have accrued. Sick leave is earned at the rate of 4.62 hours per pay period up to a maximum of ninety days. Additionally, police officers and firefighters may accumulate an unlimited number of sick leave days while employed with the City. Upon termination, police officers and firefighters are compensated for up to 720 hours and 1,080 hours, respectively. 9. Risk Management The government is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; and natural disasters for which the government carries commercial insurance. For insured programs, there have been no significant reductions in insurance coverage. Settlement amounts have not exceeded insurance coverage for the current year or the three prior years. The City maintains a group health insurance plan for employees and dependents which is partially self-insured by the City. A group life insurance plan is maintained through an insurance company. Contributions to the plans are provided for by both the City and participating employees. These contributions are recognized as revenues in the internal service fund used to account for these plans. The contributions made by the City are recorded as expenditures or expenses of the various funds as appropriate. 34 1 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30,2004 Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONT'D.) Liabilities are reported when it is probable that a loss has occurred and the amount of the loss can be reasonably estimated. An excess coverage insurance policy covers individual claims in excess of $150,000. Liabilities include an amount for claims that have been incurred but not reported. Claim liabilities are calculated considering the effects of inflation, recent claim settlement trends including frequency and amount of pay-outs and other economic and social factors. The City is also self-insured up to $250,000 for workers' compensation claims. Such claims are processed by the City's risk management department. The City's estimated liability for workers' compensation claims payable at September 30, 2004 is based on management's estimate of probable losses in the amount of $534,822. The payment dates of such claims cannot be precisely determined, but are expected to be paid on a periodic basis over the next few years. Accordingly, the long-term liability has been recorded in the government-wide financial statements. $323,968 is believed by City management to be currently payable from available resources and is recorded in the General Fund. The following represents changes in the amount of claims liabilities for the City from October 1, 2002 to September 30, 2004: Health Workers' Care Compensation Liability balance, October 1, 2002 $ 618,170 $ 368,001 Incurred claims/adjustments 6,339,067 2,087,765 Claim payments ( 6.103.238) ( 1.854.262) Liability balance, September 30, 2003 853,999 601,504 Incurred claims/adjustments 6,876,388 1,488,583 Claim payments ( 6.894.603) ( 1.555,265) Liability balance, September 30, 2004 $ 835.784 $ 534.822 Note 2 - COMPLIANCE AND ACCOUNTABILITY Finance-Related Legal and Contractual Provisions In accordance with GASB Statement No. 38, "Certain Financial Statement Note Disclosures", violations of finance-related legal and contractual provisions are reported below, along with actions taken to address such violations. Violation Action Taken None 35 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30, 2004 Note 3 - DEPOSITS AND INVESTMENTS Deposits All of the City's demand and time depository accounts are held in local banking institutions under the terms of written depository contracts. At September 30, 2004, the total amount of the City's demand and time deposits per the general ledgers was $164,210,420, and the total amount per the City's September 30, 2004 bank statements was $165,619,868. The entire amount of the year-end bank statement balances was covered by federal depository insurance or by collateral held by the City's agent in the City's name. Investments The investment policies of the City and its discretely presented component units are governed by State statutes. Authorized investments include obligations of the U.S. Treasury, agencies and instrumentalities, obligations of the State of Texas and related agencies, obligations of states, agencies, counties, cities and political subdivisions of any state rated A or above by a nationally recognized investment rating firm, repurchase agreements, public funds investment pools, and commercial paper. The investments of the City and its discretely presented component units at September 30, 2004 are as follows: Component City Units Totals U.S. Government securities $ 27,172,543 $ - $ 27,172,543 Texas Local Government Investment Pool (TexPool) 128,175,987 21,135,607 149,311,594 Local Government Investment Cooperative (LOGIC) 1.255.182 - 1.255.182 Totals $156.603.712 $21.135.607 $177.739,319 TexPool is a public funds investment pool administered by the Treasurer of the State of Texas pursuant to the Interlocal Cooperation Act passed in 1989 by the 71st Texas Legislature. This Act authorized the City to delegate to TexPool the authority to make investment purchases and to hold legal title as custodian of the investment securities. All TexPool investments are in the possession f the Texas Treasury Safekeeping Trust Company and held in its book-entry safekeeping account at the Federal Reserve Bank of Dallas. The Texas Treasury Safekeeping Trust Company was created in 1986 by the 69th Texas Legislature to enable the Treasurer of the State of Texas to manage, safekeep, and invest public funds of state agencies and political subdivisions more efficiently and economically. 36 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30,2004 Note 3 - DEPOSITS AND INVESTMENTS(CONTD.) LOGIC was also established pursuant to the Interlocal Cooperation Act passed by the State of Texas and is administered by Southwest Securities Group, Inc. LOGIC's governing body is a five- member board of directors comprised of three government officials and two other persons with expertise in public finance. LOGIC's investments are only those authorized by the Texas Public Funds Investment Act governing pools for local governments. LOGIC presently offers two investment pools, each of which is separately managed and has a different investment objective. Each participating government owns an undivided beneficial interest in the assets of the pool represented by units. Participants may terminate their participation in LOGIC at any time by redeeming their units. The City's investments that are represented by specific identifiable investment securities are categorized below to give an indication of the level of risk assumed by the City at year end. Category 1 includes investments that are insured or registered, or for which the securities are held by the City or its agent in the City's name. Category 2 includes uninsured and unregistered investments for which the securities are held by the counterparty's trust department or agent in the City's name. Category 3 includes uninsured and unregistered investments for which the securities are held by the counterparty's safekeeping department, but not in the City's name. Cateaory Carrying Fair Description 1 2 3 Amount Value * Primary Government: U.S.Government Securities $27.172.543 $ 27,172,543 $ 27,172,543 Investments not subject to categorization: Public Funds Investment Pool 129.431.169 129.431.169 Subtotal 156,603,712 156,603,712 Component Units: Investments not subject to categorization: Public Funds Investment Pool 21.135.607 21.135.607 Total $177.739.319 $177.739.319 * The fair value of the City's position in the Public Funds Investment Pool is the same as the value of the Pool shares. 37 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30,2004 Note 4- RECEIVABLES Receivables at September 30, 2004 consist of the following: Nonmajor Nonmajor Totals Totals Governmental Water and Enterprise Internal Primary Component Reporting General Funds Sewer Sanitation Funds Service Government Units Entity Receivables: Taxes and assessments $1,392,142 $ 303,306 $ - $ - $ - $ - $ 1,695,448 $ 29,030 $ 1,724,478 Customer and trade - - 3,175,176 934,655 95,185 - 4,205,016 - 4,205,016 Other City funds 1,021,083 - - - - - 1,021,083 - 1,021,083 Component unit - 5,351,790 - - - - 5,351,790 - 5,351,790 Government agencies 2,866,058 3,998,342 51,419 - 179,979 - 7,095,798 989,696 8,085,494 00 Other 4,946,422 10,224 202,394 2,556 63,164 26,360 5,251,120 98,634 5,349,754 Restricted-other - - 10.315 - - - 10.315 - 10.315 Gross receivables 10,225,705 9,663,662 3,439,304 937,211 338,328 26,360 24,630,570 1,117,360 25,747,930 Less: Allowance for uncollectible accounts ( 3.514.152) ( 87.766) ( 427.003) ( 156,518) - ( 4.185.439) - ( 4.185.439) 1 Net total receivables $6 711.553 $9.575.896 $3_012 301 $780,593 $338,328 $2 ,360 $20 445 131 $1 117 360 $21"562 491 There are no receivables, other than delinquent property taxes, that the City does not expect to collect within a year. The City expects to collect approximately$250,000 of the$1,597,581 total delinquent property taxes. This amount is similar to the amounts collected in previous years. CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30, 2004 Note 5 - PROPERTY TAXES Property taxes attach as an enforceable lien on property as of the prior January 1. Taxes are levied on October 1, and become delinquent after January 31, unless the half-payment option is elected, in which case one-half of the tax is due November 30, and the balance the following June 30. The City is permitted by its Home Rule Charter to levy taxes up to $2.25 per $100 of assessed valuation for general governmental services including the payment of principal and interest on long- term debt. The combined tax rate to finance general governmental services for the year ended September 30, 2004 was $.59246 per $100 which means that the City has a tax margin of $1.65754 per $100, and could raise up to $58,527,615 additional tax revenue a year from the present assessed valuation of$3,530,992,589 before the limit is reached. Note 6 - RESTRICTED ASSETS- WATER AND SEWER FUND Restricted assets in the Water and Sewer Fund, held for specific purposes in accordance with bond ordinances or other legal restrictions, are comprised of the following: For Debt Service: Cash and cash equivalents $ 15,436,872 For Capital Improvements: Cash and cash equivalents 77,189,556 Investments 20,177,447 Receivables 10,315 For Customer Deposits: Cash and cash equivalents 2.321.698 Total $115,135.888 Note 7 - CAPITAL ASSETS Capital asset activity for the year ended September 30, 2004 was as follows: 39 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30, 2004 Note 7 - CAPITAL ASSETS(CONT'D.) Balance Balance Governmental activities: October 1, September 30, 2003 Increases Decreases 2004 Capital assets not being depreciated: Land $ 12,664,067 $ 3,700 $ - $ 12,667,767 Construction in progress 1,840,186 5,483,113 522.281 6.801.018 Total capital assets not being depreciated 14,504.253 5,486,813 522,281 19,468,785 Capital assets being depreciated: Land betterments 10,794,753 - - 10,794,753 Buildings,systems and improvements 52,091,140 205,521 - 52,296,661 Infrastructure 85,338,992 2,949,771 90,586 88,198,177 Machinery and equipment 8,301,964 324,364 112,445 8,513,883 Furniture and fixtures 212,632 9,057 - 221,689 Motor vehicles 31.485 - - 31,485 Total capital assets being depreciated 156.770.966 3,488,713 203,031 160,056,648 Less accumulated depreciation for: Land betterments 2,095,107 111,425 - 2,206,532 Buildings,systems and improvements 7,839,198 1,066,934 - 8,906,132 Infrastructure 49,500,920 1,995,578 79,453 51,417,045 Machinery and equipment 6,511,999 459,046 99,518 6,871,527 Furniture and fixtures 165,233 11,597 - 176,830 Motor vehicles 31.485 - - 31,485 Total accumulated depreciation 66,143.942 3.644,580 178,971 69,609,551 Total capital assets being depreciated, net 90,627.024 ( 155.867) 24,060 90,447,097 Governmental activities capital assets, net $105.131,277 $5,330.946 $546,341 $109.915.882 40 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30,2004 Note 7 - CAPITAL ASSETS(CONTD.) Balance Balance Business-type activities: October 1, September 30, 2003 Increases Decreases 2004 Capital assets not being depreciated: Land $ 8,102,346 $ - $ - $ 8,102,346 Construction in progress 7.966.712 17.342.538 1.254.247 24.055.003 Total capital assets not being depreciated 16.069.058 17.342.538 1.254.247 32.157.349 Capital assets being depreciated: Land betterments 20,737,026 264,329 - 21,001,355 Buildings,systems and improvements 148,708,399 1,839,257 114,000 150,433,656 Machinery and equipment 4,790,006 259,388 4,896 5,044,498 Furniture and fixtures 48,553 - - 48,553 Motor vehicles 33.285.711 2.216.824 1.619.114 33.883.421 Total capital assets being depreciated 207.569.695 4.579.798 1.738.010 210.411,483 Less accumulated depreciation for: Land betterments 9,419,320 344,880 - 9,764,200 Buildings,systems and improvements 59,178,851 2,778,132 114,000 61,842,983 Machinery and equipment 3,283,202 184,920 4,896 3,463,226 Furniture and fixtures 21,153 3,939 - 25,092 Motor vehicles 21.577.815 2.807.837 1.571.912 22.813.740 Total accumulated depreciation 93.480.341 6.119.708 1.690.808 97.909.241 Total capital assets being depreciated, net 114.089.354 ( 1.539.910) 47.202 112.502.242 Business-type activities capital assets,net $130.158.412 $15.802.628 $1.301.449 $144.659,591 Depreciation expense was charged to functions as follows: Governmental activities: Administrative services $ 266,649 Police 181,154 Fire 120,350 Parks and recreation 68,870 Accounting/finance 96,184 Community development 31,754 Public works 1,781,592 Health 60,486 Traffic and transportation 231,115 MPEC 806.426 Total governmental depreciation $3.644.580 41 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30, 2004 Note 7 - CAPITAL ASSETS(CONT'D.) Business-type activities: Golf $ 13,756 Municipal Airport 75,965 Kickapoo Airport 59,990 Transit 166,213 Sanitation 2,009,560 Water and sewer 3,787,238 Stormwater drainage 6,986 Total business-type depreciation $6.119.708 Note 8 - RETIREMENT PLANS Texas Municipal Retirement System Plan Description The City provides pension benefits for substantially all of its full-time employees, except firefighters, through a nontraditional, joint contributory, defined benefit plan in the state-wide Texas Municipal Retirement System (TMRS), one of 794 administered by TMRS, an agent multiple-employer public employee retirement system. Benefits depend upon the sum of the employee's contributions to the plan, with interest, and the City-financed monetary credits, with interest. At the date the plan began, the City granted monetary credits for service rendered before the plan began of a theoretical amount equal to two times what would have been contributed by the employee, with interest, prior to establishment of the plan. Monetary credits for service since the plan began are a percent (200%) of the employee's accumulated contributions. In addition, the City can grant, as often as annually, another type of monetary credit referred to as an updated service credit which is a theoretical amount which, when added to the employee's accumulated contributions and the monetary credits for service since the plan began, would be the total monetary credits and employee contributions accumulated with interest if the current employee contribution rate and City matching percent had always been in existence and if the employee's salary had always been the average of his salary in the last three years that are one year before the effective date. At retirement, the benefit is calculated as if the sum of the employee's accumulated contributions with interest were used to purchase an annuity. Members can retire at ages 60 and above with 10 or more years of service or with 25 years of service regardless of age. A member is vested after 10 years. The plan provisions are adopted by the governing body of the City, within the options available in the state statutes governing TMRS and within the actuarial constraints also in the statutes. 42 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30,2004 Note 8 - RETIREMENT PLANS(CONTD.) Contributions The contribution rate for all employees is 5%, except police officers which is 7%, and the City matching ratio is currently 2 to 1, both as adopted by the governing body of the City. Under the state law governing TMRS, the actuary annually determines the City contribution rate. This rate consists of the normal cost contribution rate and the prior service contribution rate, both of which are calculated to be a level percent of payroll from year to year. The normal cost contribution rate finances the currently accruing monetary credits due to the City matching percent, which are the obligation of the City as of an employee's retirement date, not at the time the employee's contributions are made. The normal cost contribution rate is the actuarially determined percent of payroll necessary to satisfy the obligation of the City to each employee at the time his/her retirement becomes effective. The prior service contribution rate amortizes the unfunded (overfunded) actuarial liability (asset) over the remainder of the plan's 25-year amortization period. When the City periodically adopts updated service credits and increases in annuities in effect, the increased unfunded actuarial liability is to be amortized over a new 25-year period. The unit credit actuarial cost method is used for determining the City contribution rate. Both the employees and the City make contributions monthly. Since the City needs to know its contribution rate in advance to budget for it, there is a one-year delay between the actuarial valuation that is the basis for the rate and the calendar year when the rate goes into effect (i.e. December 31, 2003 valuation is effective for rates beginning January 2005). Wichita Falls Firemen's Relief and Retirement Fund Plan Description The City provides pension benefits for all of its firefighters through a single employer defined benefit pension plan. The Wichita Falls Firemen's Relief and Retirement Fund (Fund)operates under an act passed in 1937 by the Texas State Legislature and adopted by the City's firefighters. Benefits are determined on a "formula"or a "final salary" plan. A firefighter who qualifies for a retirement benefit will receive monthly retirement equal to 2.28% (2.10% prior to August 5, 1998) of his 24 month average monthly salary (within the last 36 months) multiplied by his years of service. Members can receive a service retirement at ages 50 and above with 20 or more years of service. Members are eligible for actuarially reduced early retirement benefits before age 50, provided the employee has accrued at least 20 years of service. The plan also provides death and disability benefits. Members who terminate their service and are nonvested are entitled to the excess of the member's contributions over any benefits previously received. 43 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30,2004 Note 8 - RETIREMENT PLANS(CONT'D.) Contributions The contribution rate for the firefighters is 11% (increased from 9% effective August 5, 1998) and the City contributes 10.46% (increased from 9% effective September 26, 2001). Both the firefighters and City make contributions bi-weekly. Contribution requirements are not actuarially determined, however, state law requires that each plan of benefits adopted by the Fund must be approved by a qualified actuary. The actuary certifies that the contribution commitments by the firefighters and the City provide an adequate financing arrangement. Using the entry age actuarial cost method, the plan's normal cost is determined as a percentage of payroll. The actuarial assumptions included (a) 8% investment rate of return (net of administrative expenses, (b) projected salary increases due to inflation of 4.75% per year, compounded annually, and (c) projected salary increases due to seniority/merit raises of 4.75% per year, compounded annually. The actuarial value of assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a ten-year period. The unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll on a closed basis. The remaining amortization period at December 31, 2000 was 35.9 years. Schedule of Actuarial Liabilities and Funding Progress Texas Municipal Firemen's Total Retirement Relief and (Memorandum System Retirement Only) Actuarial Valuation Date 12/31/03 12/31/02* Actuarial Value of Assets $72,469,506 $27,439,565 $ 99,909,071 Actuarial Accrued Liability(AAL) 98,017,025 37,003,896 135,020,921 Percentage Funded 73.9% 74.2% 74.0% Unfunded Actuarial Accrued Liability(UAAL) 25,547,519 9,564,331 35,111,850 Annual Covered Payroll 31,516,130 6,609,807 38,125,937 UAAL as a Percentage of Covered Payroll 81.1% 144.7% 92.1% Net Pension Obligation (NPO)at the Beginning of the Period -0- -0- -0- Annual Pension Cost: Annual Required Contribution (ARC) $ 4,262,660 $ 733,764 $ 4,996,424 Interest on NPO -0- -0- -0- Adjustment to the ARC -0- -0- -0- Annual Pension Cost $ 4,262.660 $ 733.764 $ 4.996.424 44 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30,2004 Note 8 - RETIREMENT PLANS(CONTD.) Texas Municipal Firemen's Total Retirement Relief and (Memorandum System Retirement Only) Percentage of Annual Pension Costs Contributed 100% 100% 100% Contributions Made $ 4,262,660 $ 733,764 $ 4,996,424 Increase in NPO -0- -0- -0- NPO At the End of the Period S -0- $ -0- $ -0- Two preceding years: 2002: Annual Pension Cost $ 3,653,245 $ 711,831 $ 4,365,076 Percentage of Annual Pension Costs Costs Contributed 100% 100% 100% NPO At the End of the Period -0- -0- -0- 2001: Annual Pension Cost $ 3,473,150 $ 670,703 $ 4,143,853 Percentage of Annual Pension Costs Contributed 100% 100% 100% NPO At the End of the Period -0- -0- -0- * The Wichita Falls Firemen's Relief and Retirement Fund has not had an actuarial valuation since this date. A valuation is planned for December 31, 2004. Actuarial Assumptions Texas Municipal Firemen's Retirement Relief and System Retirement Actuarial Cost Method Unit Credit Entry Age Amortization Method Level Percent of Payroll Level Percent of Payroll Remaining Amortization Period 25 years 35.9 years Amortization Period Open Closed Asset Valuation Method Amortized Cost Smooth Market Value Investment Rate of Return 8% 8% Projected Salary Increases None 4.75% Includes Inflation at None 4.75% Cost-of-Living Adjustments None None Both of the stand-alone financial reports for both the Texas Municipal Retirement System and Firemen's Relief and Retirement Fund can be obtained from the City's Director of Finance at 1300 7th Street, Wichita Falls, Texas. 45 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30, 2004 Note 9 - DEFERRED COMPENSATION PLAN The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan, available to all City employees, permits them to defer a portion of their salary until future years. The deferred compensation is not available to the employees until termination, retirement, death, or an unforeseen emergency. Note 10 - AIRPORT LEASE The Municipal Airport facilities are located on land at Sheppard Air Force Base. The land is leased from the Department of the Air Force at a cost of$1.00 per year for a period of fifty years, beginning May 15, 1959 and expiring May 14, 2009. Additional rent is based on landing fees at a rate of $1.8264 per scheduled landing. Landing fees collected and paid on this lease were $4,302 for the fiscal year ended September 30, 2004. Note 11 - DESCRIPTION OF LEASING ARRANGEMENTS The majority of the City's operating leases contain an option for annual renewal at the end of the initial lease term. In most cases, these leases will be canceled or replaced by other leases. The City leases certain equipment under operating leases expiring at various times through the year ending September 30, 2004. The following is a schedule by years of future minimum rental payments required under operating leases that have initial or remaining noncancellable lease terms in excess of one year as of September 30, 2004: Year ending September 30: 2005 $128,813 2006 147,912 2007 78,253 2008 37,071 2009 13,935 2010—2013 3 Total minimum payments required $405.987 The total minimum payments do not include contingent rentals which may be paid under the airport lease based on the number of scheduled landings. The following schedule shows the composition of total rental expenses for all operating leases for the year ended September 30, 2004: Minimum rentals $177,128 Contingent rentals 4.302 Total rentals $181.430 46 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30,2004 Note 12 - LONG-TERM LIABILITIES Long-term liabilities transactions for the year ended September 30, 2004 are summarized as follows: Balance at Balance at October 1, Retired and September 30, Due Within 2003 Issued Transferred(1) 2004 One Year Governmental Activities: General obligation bonds $ 15,290,000 $ - $ 2,230,000 $ 13,060,000 $2,335,000 Combination tax and revenue bonds - 7,550,000 740,000 6,810,000 715,000 Note payable 288,739 - 54,553 234,186 56,114 Accrued vacation and sick leave payable 5,597,386 1,622,323 1,660,231 5,559,478 - Claims and judgments payable 718,504 1.488.583 1.555.265 651.822 440.968 Total governmental activities 21.894.629. 10.660.906 6.240.049 26.315.486 3.547,082 Business-tvoe Activities: Utility system revenue bonds, net of premium(discount) 168,368,339 - 23,620,441 144,747,898 3,669,709 Combination tax and revenue bonds - 19,900,889 - 19,900,889 851,398 Accrued vacation and sick leave payable 411,527 487,323 472,483 426,367 - Note payable 807,674 - 25,700 781,974 26,536 Landfill closure,post-closure costs 2.106.229 152.059 - 2.258.288 - Total business-type activities 171.693.769 20.540.271 24.118.624 168.115.416 4.547.643 Total long-term liabilities $193 588 398 $31901 177 $30 358 673 $194.430.9Q2 $8,094 725 (1) Includes bond premium amortization of$85,440 relative to the revenue bonds payable. The portion of long-term liabilities due within one year as reflected on Exhibit A-1 includes $66,574 and $1,287,906 of accrued interest in governmental activities and business-type activities, respectively. For governmental activities, claims and judgments payable and compensated absences are generally liquidated by the General Fund. Bonds Payable Bonds payable at September 30, 2004, including net unamortized premium on the revenue bonds, are comprised of the following individual issues: Range of Final Annual Bonds Interest Maturity Serial Bonds Outstanding Rates Date Payments Authorized at 9/30/04 General Obligation Bonds: • General Obligation Refunding 4.10%- 9/01/06 $570,000 to $ 9,000,000 $ 2,205,000 Bonds,Series 1996 5.30% $1,130,000 General Obligation Construction 3.75%- 9/01/21 $175,000 to 10,205,000 9,180,000 and Refunding Bonds, Series 2001 5.375% $945,000 General Obligation Refunding 1.60%- 9/01/06 $775,000 to 2,450,000 1,675,000 Bonds,Series 2003 2.35% $860,000 Total General Obligation Bonds 13,060,000 47 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30,2004 Note 12 - LONG-TERM LIABILITIES(CONTD.) Range of Final Annual Bonds Interest Maturity Serial Bonds Outstanding Rates Date Payments Authorized at 9/30/04 Combination Tax and Revenue Bonds: Combination Tax and Revenue Certificates of Obligation, 9/01/18 $335,000 to Series 2003 $775,000 7,550,000 6,810,000 Combination Tax and Revenue 8/01/12 $685,000 to Refunding Bonds,Series 2004 $3,645,000 18,840,000 18,840,000 Plus bond premium 1.060.889 Total Combination Tax and Revenue Bonds 26.710.889 Revenue Bonds: Water and Sewer Revenue Bonds: Water and Sewer System 3.90%- 8/01/07 $95,000 to 12,830,000 4,135,000 Refunding Revenue Bonds, 5.20% $1,450,000 Series 1995 Water and Sewer System 4.10%- 8/01/07 $305,000 to 5,360,000 1,785,000 Refunding Revenue Bonds, 5.40% $625,000 Series 1996 Water&Sewer System 4.05%- 8/01/18 $180,000 to 5,500,000 4,285,000 Priority Lien Revenue Bonds, 4.65% $400,000 Series 1998E Water&Sewer System 3.75%- 8/01/27 $1,220,000 to 118,770,000 114,620,000 Priority Lien Revenue 5.375% $11,515,000 Bonds,Series 2001 Plus bond premium 1,382,898 Water&Sewer Subordinate 3.35%- 8/01/16 $25,000 to 11,420,000 10,630,000 Lien Revenue Bonds, 4.95% $2,750,000 Series 1996 Water&Sewer Subordinate 3.14%- 8/01/18 $25,000 to 8,060,000 7,910,000 Lien Revenue Bonds, 4.59% $3,320,000 Series 1998 Total Revenue Bonds 144.747.898 Total All Bonds $184 518.787 48 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30,2004 Note 12 - LONG-TERM LIABILITIES(CONT'D.) All of the General Obligation Bonds were issued on the full faith and credit of the City and are secured by ad valorem taxes levied against all taxable property. These bonds are serviced by the Debt Service Fund with an apportionment of the ad valorem tax levy. At September 30, 2004, $384,265 was available in this fund to service these bonds. The Combination Tax and Revenue Bonds are secured by ad valorem taxes levied against all taxable property as well as a pledge of surplus net revenues of the City's combined waterworks and sewer system. The Series 2003 Certificates will be serviced by the Debt Service Fund by contributions from the Wichita Falls 4B Economic Development Corporation. The Series 2004 Certificates will be serviced by the net revenues of the Water and Sewer Fund. All of the Water and Sewer Revenue Bonds were issued for purposes of improving the City's water and sewer systems and are serviced by the net revenues of the Water and Sewer Fund. Notes Payable The City of Wichita Falls and Wichita County Water Improvement District Number 2, upon the completion of the Lake Kemp reconstruction project in January, 1976 by the U.S. Government, are required to reimburse the U.S. Government 22.7% of its reported total cost of$8„774,705, or $1,991,858. The City's share of this amount is 66.11%, or $1,316,817, payable in forty-nine annual installments through January, 2025 of $51,974, which includes interest at the rate of 3.253%. The City's share of the total costs ($5,800,957) as well as the U.S. Government funded portion ($4,484,140) is reflected as capital assets in the Water and Sewer Enterprise Fund. This contractual arrangement is strictly a cost-sharing agreement and is not considered a joint venture as defined in Section J50 of the Codification of Governmental Accounting and Financial Reporting Standards. The remaining debt payable to the U.S. Government at September 30, 2004 is classified as follows: Long-term $755,438 Current portion 26.536 Total $781.974 The City issued a note payable in December 2002 for the acquisition of an ice plant at the Multi- Purpose Events Center Coliseum. The note is due in five annual installments of $62,780 beginning in December 2003. The note carries an interest rate of 2.81%. 49 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30,2004 Note 12 - LONG-TERM LIABILITIES(CONT'D.) Aggregate maturities of the long-term debt(principal and interest)for the years subsequent to September 30, 2004 are as follows: Combination Tax and Year Ending General Obligation Bonds Revenue Bonds Revenue Bonds Notes Payable Total September 30. Principal Interest Principal Interest Principal Interest Principal Interest Principal Interest 2005 $ 2,335,000 $ 577,171 $ 1,566,398 $ 748,759 $ 3,669,709 $ 7,240,609 $ 82,650 $ 32,104 $ 7,653,757 $ 8,598,643 2006 2,455,000 487,431 1,553,240 765,200 3,828,947 7,075,894 85,110 29,643 7,922,297 8,358,168 2007 880,000 387,569 1,579,786 732,204 4,013,084 6,896,435 87,645 27,109 6,560,515 8,043,317 2008 910,000 350,169 4,060,499 695,966 1,752,180 6,706,938 90,218 24,491 6,812,897 7,777,564 2009 945,000 312,631 3,754,351 589,839 1,811,394 6,639,743 30,161 21,813 6,540,906 7,564,026 u, 2010-2014 2,195,000 1,147,025 12,731,615 1,195,860 18,376,303 31,773,235 166,177 93,692 33,469,095 34,209,812 o 2015-2019 2,255,000 652,981 1,465,000 145,068 37,030,023 24,853,636 195,022 64,846 40,945,045 25,716,531 2020-2024 1,085,000 84,050 - - 47,407,293 14,348,574 228,874 30,994 48,721,167 14,463,618 2025-2029 - - - - 26.858.965 2.351.000 50.303 1.636 26.909.268 2.352.636 Totals $13.060.000 $3 999.027 $26.710.889 $4 872 896 $144.747.898 $107.886 064 $1.016.160 $326,328 5185 534 947 $117.084 315 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30, 2004 Note 13 - DEFEASED DEBT Current Year On September 1, 2004, the City issued combination tax and revenue refunding bonds of $18,840,000 (par value) with interest rates ranging from 1.60% to 2.35%. The debt was issued to refund revenue bonds with interest rates ranging from 3.65% to 4.50% and a par value of $19,465,000. The revenue bonds to be refunded mature through August 1, 2012, and were callable on September 1, 2003. The refunding met the requirements of an in-substance debt defeasance and the original revenue bonds were removed from the Water and Sewer Fund. As a result of the refunding, the City reduced its total debt service requirements by $855,217 resulting in an economic gain (difference between the present value of the debt service payments on the old and new debt)of$751,316. Prior Years In prior years, the City defeased certain outstanding revenue bonds by placing the proceeds of new bonds and additional cash in an irrevocable trust to provide for all future debt service payments on the old bonds. Accordingly, the trust escrow accounts and the defeased bonds are not included in the City's financial statements. At September 30, 2004, $6,285,000 of the 1986 Water and Sewer Revenue Refunding Bonds are considered defeased. Note 14 - LANDFILL AND TRANSFER STATION CLOSURE AND POSTCLOSURE CARE COSTS State and federal laws and regulations require that the City place a final cover on its landfill when closed, and perform certain maintenance and monitoring functions at the landfill site for thirty years after closure. In accordance with the Texas Administrative Code, Title 30, Part 1, Chapter 7, the City annually submits a financial assurance letter to the Texas Commission on Environmental Quality (TCEQ). In addition to operating expenses related to current activities of the landfill, an expense provision and related liability are being recognized based on the future closure and postclosure care costs that will be incurred near or after the date the landfill no longer accepts waste. The recognition of these landfill closure and postclosure care costs is based on the amount of the landfill used during the year. The estimated liability for landfill closure and postclosure care costs has a balance of $2,258,288 as of September 30, 2004, which is based on 13% usage of the landfill. The City will recognize the remaining estimated cost of closure and postclosure care of $15,253,019 as the remaining estimated capacity is filled. The landfill is expected to be filled to capacity in 2153. Actual costs may be higher due to inflation, change in technology, or changes in regulations. Note 15 - INTERFUND BALANCES Balances due to and due from other funds at September 30, 2004 consisted of the following: Due To Fund Due From Fund Amount Purpose General Fund Nonmajor Governmental Funds $ 901,551 Short-term loan General Fund Nonmajor Enterprise Funds 119.532 Short-term loan Total $1.021.083 51 L CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30, 2004 Note 15 - INTERFUND BALANCES(CONTD.) All amounts due are scheduled to be repaid within one year. Balances due to and due from component units at September 30, 2004 consisted of the following: Due To Fund Due From Fund Amount Purpose Nonmajor Governmental Funds Wichita Falls 4B Sales Tax Corp. $5.351.790 Construction funding The amount is scheduled to be repaid within one year. Transfers to and from other funds during the year ended September 30, 2004 were as follows: Transfers From Transfers To Amount Reason General Fund Nonmajor Enterprise Funds $ 116,274 Fund operating deficit General Fund Nonmajor Governmental Funds' 267,327 Supplement operating grants General Fund Internal Service Funds 81,894 Purchase capital assets Nonmajor Governmental Funds Nonmajor Governmental Funds 3,940,353 Fund construction costs Nonmajor Governmental Funds Nonmajor Governmental Funds 355,504 Fund debt service payment Nonmajor Governmental Funds Nonmajor Governmental Funds 32,498 Fund operating deficit Nonmajor Governmental Funds Nonmajor Enterprise Funds 1,546,273 Purchase capital assets Nonmajor Governmental Funds Nonmajor Enterprise Funds 1,214 Fund operating deficit Nonmajor Governmental Funds Internal Service Funds 52,307 Purchase capital assets Water and Sewer Fund General Fund 544,581 Administrative overhead Water and Sewer Fund Nonmajor Governmental Funds 500,000 Fund debt service payment Water and Sewer Fund Internal Service Funds 47,522 Purchase capital assets Sanitation Fund General Fund 1,043,031 Administrative overhead Sanitation Fund Internal Service Funds 475,000 Purchase capital assets Sanitation Fund Internal Service Funds 293,360 Fund operating deficit Nonmajor Enterprise Funds General Fund 8,295 Administrative overhead Nonmajor Enterprise Funds Nonmajor Governmental Funds 138,418 Supplement operating grant Nonmajor Enterprise Funds Internal Service Funds 170,970 Purchase capital assets Internal Service Funds General Fund 312.000 Administrative overhead Total $9.926.821 Note 16 - COMMITMENTS AND CONTINGENCIES Litigation The City is a defendant in numerous lawsuits. In the opinion of the City's management, any liabilities resulting from such suits will not materially affect the financial position of the City. However, the City was not successful in defending one lawsuit and has been ordered to pay damages ranging from $117,000 to $142,000. Though the City intends on appealing the decision, $117,000 has been accrued in the General Fund for this lawsuit. 52 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30, 2004 Note 16 - COMMITMENTS AND CONTINGENCIES(CONT'D.) Accrued Vacation and Sick Leave The City's liability for accrued vacation and sick leave excluding the amount recorded in the proprietary funds was $5,558,358 at September 30, 2004. This accrual is recorded as a long-term liability in the Government-wide Statement of Net Assets. Post-Retirement Health Care and Life Insurance Benefits In addition to providing pension benefits, the City provides certain health care and life insurance benefits for retired employees. Substantially all of the City's employees may become eligible for those benefits if they reach normal retirement age while working for the City. The cost of retiree health care is paid for by the retirees. The cost of life insurance benefits for 10 retirees is partially funded by the City. The City's portion of these costs is recognized as expense when paid. For the fiscal year ended September 30, 2004, these costs were not material to the financial statements. Contract Commitment With West Texas Utilities Company In 1977, the City and Wichita County Water Improvement District Number 2 entered into a sixty- year contract with the West Texas Utilities Company (the Company) and agreed to provide an adequate water supply for the Company's use in generating power upon completion of the Company's construction of a power plant adjacent to the Lake Kemp-Lake Diversion System. The significant terms of the contract provide for standby charges to be paid to the City and the Wichita County Water Improvement District Number 2 in equal amounts. Minimum charges for the calendar year 1997 and all years thereafter until the end of contract will be $500,000 per year. For water actually consumed, the Company shall pay the City and Wichita County Water Improvement District Number 2 equally, at the base rate of$0.23 per one thousand gallons, which is adjusted annually. The rate for the year ended September 30, 2004 was $.404046 per one thousand gallons. This contract can be terminated at any time by the Company. If the contract is terminated, the Company is required to make a maximum termination payment equal to the minimum charges which would have become due and payable during the following twenty-four month period. Multi-Purpose Events Center The City owns an activities complex known as the Multi-Purpose Events Center (MPEC). These assets are recorded in the government-wide statement of net assets. The management and operations of the MPEC are contracted with a third party in which the City will fund any operating deficits of the MPEC from the City's undesignated hotel/motel taxes. During the year ended September 30, 2004, the City paid $749,678 to the third party to fund these operating deficits. 53 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30, 2004 Note 16 - COMMITMENTS AND CONTINGENCIES(CONTD.) Construction Contracts At September 30, 2004, the City was committed to several construction contracts. The amounts for which the various funds are committed to complete these contracts are as follows: General Fund $ 1,079,997 Nonmajor Governmental Funds 9,873,761 Water and Sewer Fund 37,186,031 Sanitation Fund 1,311,627 Nonmajor Enterprise Funds 503,567 Internal Service Funds 605,913 Total contract commitments $50.560,896 Economic Development Contracts - Discretely Presented Component Units At September 30, 2004, the Wichita Falls Economic Development Corporation and the Wichita Falls 4B Sales Tax Corporation were committed to several economic development contracts. The amounts for which the component units are committed to complete these contracts are as follows: Wichita Falls Economic Development Corporation $270,126 Wichita Falls 4B Sales Tax Corporation 500,000 Total contract commitments $770.126 Federal and State Grants-Compliance Audits The City participates in numerous Federal and State grants, on both a direct and state pass- through basis, as well as on a service-provider basis. Principal among these are Community Development Block Grants, Section 8 Housing Assistance, Home Investment Partnership Agreement Program, Bureau of Justice Assistance, North Texas Regional Narcotics Task Force, and numerous health-related grants. In connection with these grants, the City is required to comply with specific terms and agreements as well as applicable Federal and State laws and regulations. Such compliance is subject to review and audit by the grantors and their representatives. In the opinion of management, the City has complied with all requirements. However, since such programs are subject to future audit or review, the possibility of disallowed expenditures exists. In the event of any disallowance of claimed expenditures, the City expects the resulting liability to be immaterial. 54 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS(CONT'D.) SEPTEMBER 30, 2004 Note 17 - CONDENSED FINANCIAL INFORMATION FOR DISCRETELY PRESENTED COMPONENT UNITS The City has four component units that are discretely presented in the City's basic financial statements. Condensed financial information for the year ended September 30, 2004 is as follows: Wichita Falls Wichita Falls Multi- Economic 4B Sales Wichita Falls Purpose Development Tax Reinvestment Events Corporation Corporation Zone#1 Center Totals Condensed statement of net assets: Cash,investments and other current assets $14,199,532 $6,850,747 $583,765 $ 462,755 $22,096,799 Capital assets,net of accumulated depreciation 1.229.679 - - 34.043 1.263.722 Total assets 15.429.211 6.850.747 583,765 496.798 23.360.521 Accounts payable and other current liabilities 334,471 - - 480,517 814,988 Amount due to primary govemment - 5.351.789 - - 5.351.789 Total liabilities 334.471 5.351.789 - 480.517 6.166.777 Net assets $15.094.74Q $1 498 958 $583,765 $ 16,281 $17,193.744 Condensed statement of activities: Expenses: Multi-Purpose Events Center $ - $ - $ - $3,559,894 $ 3,559,894 Community development 1,715,469 6,607,831 195.000 - 8.518,300 Total expenses 1.715.469 6.607.831 195.000 3.559.894 12.078.194 Program revenues: Charges for services - - - 2,849,725 2,849,725 Operating grants and contributions - - - 749.678 749.678 Total program revenues - - - 3.599.403 3.599.403 Net program expense ( 1.715.469) ( 6,607,831) ( 195,000) 39.509 ( 8.478.791) General revenues: Tax revenues 2,865,450 2,865,450 229,658 - 5,960,558 Non-tax general revenues 143.147 74.690 5,690 1.848 225.375 Total general revenues and transfers 3.008.597 2.940,140 235,348 1.848 6.185.933 Change in net assets 1,293,128 ( 3,667,691) 40,348 41,357 ( 2,292,858) Beginning net assets 13.801.612 5.166.649 543.417 ( 25.076) 19,486,602 Ending net assets $15 094.740 $1.498 9.58 $583,765 $ 16,281 $17.193.744 55 CITY OF WICHITA FALLS, TEXAS NOTES TO THE FINANCIAL STATEMENTS (CONT'D.) SEPTEMBER 30,2004 Note 18 - PRIOR PERIOD ADJUSTMENTS During the year ended September 30, 2004, the City continued the process of adding the historical cost of infrastructure assets to the government-wide financial statements. The City added street assets totaling $25,208,379 (net of accumulated depreciation) in the current year. The City also discovered an error in a prior period related to accrued compensated absences. The City had recorded $290,000 of this liability in the General Fund as an estimate of the current portion. The City has now recorded all of the liability as general long-term debt on the Government-wide Financial Statements. The adjustment related to this error increased fund balance and decreased liabilities of the General Fund by$290,000 as of September 30, 2003. Additionally, the Wichita Falls Economic Development Corporation discovered an error in a prior period related to capital assets. The Corporation had acquired $1,229,679 in land in prior periods for the construction of the Wichita Falls Business Park. The Corporation has now recorded this asset on its financial statements. The adjustment increased capital assets and net assets of the Corporation by$1,229,679 as of September 30, 2003. 56 Wichita TEXAS nt REQUIRED SUPPLEMENTAL INFORMATION Wichita` TEXAS EXHIBIT B-1 CITY OF WICHITA FALLS, TEXAS REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE -GENERAL FUND FOR THE YEAR ENDED SEPTEMBER 30, 2004 Variance With Final Budget- Budgeted Amounts Positive Original Final Actual (Negative) Revenues: Taxes $ 41,226,693 $ 41,923,410 $ 41,998,979 $ 75,569 Charges for services 2,305,193 2,314,193 2,270,842 (43,351) Licenses and permits 2,220,093 2,234,093 2,292,695 58,602 Fines and forfeitures 1,502,300 1,671,657 2,019,219 347,562 Intergovernmental revenue 74,000 74,000 a 53,711 (20,289) Contributions - - 880,852 880,852 Miscellaneous revenue 626,876 628,876 900,581 271,705 Total revenues 47,955,155 48,846,229 50,416,879 1,570,650 Expenditures: Current: Administrative services 7,866,601 9,101,589 8,927,792 173,797 Police 15,765,626 15,382,798 15,213,234 169,564 Fire 9,594,816 9,834,560 9,820,265 14,295 Parks and recreation 3,506,037 3,688,105 3,493,846 194,259 Accounting/finance 1,835,327 1,833,189 1,757,006 76,183 Community development 1,338,761 1,354,691 1,289,868 64,823 Public works 4,324,362 4,353,118 4,206,587 146,531 Health 2,403,259 2,361,932 2,358,905 3,027 Traffic and transportation 1,558,642 1,635,769 1,621,576 14,193 Capital outlay 1,593,798 3,113,410 2,719,510 393,900 Total expenditures 49,787,229 52,659,161 51,408,589 1,250,572 Excess of revenues over(under)expenditures (1,832,074) (3,812,932) (991,710) 2,821,222 Other financing sources (uses): Transfers in 1,907,907 1,907,907 1,907,907 - Transfers out (444,513) (397,790) (465,495) (67,705) Total other financing sources(uses) 1,463,394 1,510,117 1,442,412 (67,705) Excess of revenues and other sources over(under)expenditures and other uses (368,680) (2,302,815) 450,702 2,753,517 Fund balance-beginning 10,282,972 10,282,972 10,282,972 - Prior period adjustment - - 290,000 290,000 Fund balance-ending $ 9,914,292 $ 7,980,157 $ 11,023,674 $ 3,043,517 57 CITY OF WICHITA FALLS, TEXAS NOTES TO THE REQUIRED SUPPLEMENTARY INFORMATION SEPTEMBER 30, 2004 Demonstrating compliance with the adopted budget is an important component of a government's accountability to the public. Many citizens participate in the process of establishing the annual operating budgets of state and local governments, and have a keen interest in following the actual financial progress of their governments over the course of the year. The City and many other governments revise their original budgets over the course of the year for a variety of reasons. Under the new reporting model, governments will continue to provide budgetary comparison information in their annual reports. An important change, however, is a requirement to add the government's original budget to the current comparison of final budget and actual results. The City adheres to the following procedures in establishing the operating budget reflected in the basic financial statements: On or before August 15 of each year, the City Manager submits to the City Council a proposed budget for the fiscal year beginning the following October 1. The operating budget includes proposed expenditures and the means of financing them. Public hearings are conducted. The budget is legally enacted by the City Council through passage of appropriation and tax levying ordinances prior to September 30 and is published under a separate cover. An annual budget, including debt service requirements, is legally adopted for all governmental funds on a basis which is consistent with generally accepted accounting principles. However, the budgets for the Capital Projects Funds are adopted for specific projects, are not binding, and may exceed one year. The City Council must approve any transfer of appropriation balances or portions thereof from one department to another. The City Manager has the authority, without City Council approval, to transfer appropriation balances from one expenditure account to another within a single department of the City. Supplemental appropriations of $2,871,932 were approved by the City Council. The reported budgetary data includes amendments made during the year. At the close of each fiscal year, any unencumbered appropriated balance lapses to the unreserved fund balance. The unencumbered appropriation balances in the Capital Projects Funds do not lapse at year end. 58 EXHIBIT B-2 CITY OF WICHITA FALLS, TEXAS TEXAS MUNICIPAL RETIREMENT SYSTEM -ANALYSIS OF FUNDING PROGRESS - LAST TEN PLAN YEARS (UNAUDITED)* (1) (2) (3) (4) (5) (6) Unfunded UAAL as a Actuarial Actuarial Actuarial Percentage Actuarial Accrued Annual Percentage of Valuation Value Accrued Funded Liability(UAAL) Covered Covered Payroll Date of Assets Liability(AAL) (1) + (2) (2)-(1) Payroll (4) + (5) 12/31/94 $ 42,728,204 $ 53,833,753 79.4% $ 11,105,549 $ 21,343,153 52.0% 12/31/95 46,420,960 59,450,213 78.1% 13,029,253 22,768,262 57.2% 12/31/96 48,533,798 62,979,458 77.1% 14,445,660 23,859,734 60.5% 12/31/97 51,833,203 67,746,553 76.5% 15,913,350 24,726,606 64.4% 12/31/98 53,779,205 70,332,145 76.5% 16,552,940 25,833,511 64.1% 12/31/99 58,074,582 76,394,376 76.0% 18,319,794 26,932,278 68.0% 12/31/00 62,462,023 82,680,887 75.5% 20,218,864 27,754,660 72.8% 12/31/01 66,919,614 88,721,318 75.4% 21,801,704 29,061,189 75.0% 12/31/02 69,770,838 93,176,395 74.9% 23,405,557 31,065,101 75.3% 12/31/03 72,469,506 98,017,025 73.9% 25,547,519 31,516,130 81.1% Analysis of the dollar amounts of the actuarial value of assets, actuarial accrued liability, and unfunded actuarial accrued liability in isolation can be misleading. Expressing the actuarial value of assets as a percentage of the actuarial accrued liability provides one indication of the City's funding status on a going-concern basis. Analysis of this percentage over time indicates whether the system is becoming financially stronger or weaker. Generally, the greater this percentage, the stronger the pension plan. Trends in unfunded actuarial accrued liability and annual covered payroll are both affected by inflation. Expressing the unfunded actuarial accrued liability as a percentage of annual covered payroll approximately adjusts for the effects of inflation and aids analysis of the City's progress made in accumulating sufficient assets to pay benefits when due. Generally,the smaller this percentage,the stronger the pension plan. * This City retirement plan is substantially a defined contribution plan. These voluntary disclosures, similar to the disclosures required for a defined benefit plan, are provided for additional analysis of the plan. 59 EXHIBIT B-3 CITY OF WICHITA FALLS, TEXAS WICHITA FALLS FIREMEN'S RELIEF AND RETIREMENT FUND - ANALYSIS OF FUNDING PROGRESS (UNAUDITED) (1) (2) (3) (4) (5) (6) Unfunded UAAL as a Actuarial Actuarial Actuarial Percentage Actuarial Accrued Annual Percentage of Valuation Value Accrued Funded Liability(UAAL) Covered Covered Payroll Date of Assets Liability(AAL) (1) + (2) (2) - (1) Payroll (4) + (5) 4/30/95(a) $ 14,966,425 $ 17,882,791 83.7% $ 2,916,366.00 72.0% 12/31/95 16,529,273 18,648,105 88.6% 2,118,832 4,214,096 50.3% 12/31/96 18,276,026 20,042,040 91.2% 1,766,014 4,794,594 36.8% 12/31/97 19,916,831 25,193,592 79.1% 5,276,761 4,712,854 112.0% 12/31/98(b) - - - - - - 12/31/99(b) - - - - - - 12/31/00 26,930,018 31,419,892 85.7% 4,489,874 5,858,962 76.6% 12/31/01 (b) - - - - - - 12/31/02(c) 27,439,565 37,003,896 74.2% 9,564,331 6,609,807 144.7% 12/31/03(b) - - - - - - Analysis of the dollar amounts of the actuarial value of assets,actuarial accrued liability,and unfunded actuarial accrued liability in isolation can be misleading. Expressing the actuarial value of assets as a percentage of the actuarial accrued liability provides one indication of the City's funding status on a going-concern basis. Analysis of this percentage over time indicates whether the system is becoming financially stronger or weaker. Generally,the greater this percentage,the stronger the pension plan. Trends in unfunded actuarial accrued liability and annual covered payroll are both affected by inflation. Expressing the unfunded actuarial accrued liability as a percentage of annual covered payroll approximately adjusts for the effects of inflation and aids analysis of the City's progress made in accumulating sufficient assets to pay benefits when due. Generally,the smaller the percentage,the stronger the pension plan. (a) During 1995,the plan was amended to increase standard retirement benefits from 2.01%to 2.10%of the firefighter's average salary multiplied by years of service. Additionally,the minimum benefit for retired firefighters was raised from$300 per month to$400 per month. Widows minimum monthly payments were raised to remain two-thirds of the minimum for retired firefighters. Two additional payment options were also added to the plan's provisions. These amendments increased the actuarial accrued liability as of October 1, 1995 by approximately$660,000. (b) Historical trend information is presented for as many years as such information about the plan is available. No actuarial valuation or update was performed as of these dates. Texas state law does not require an actuarial valuation to be completed annually. The last actuarial valuation update was completed as of December 31,2002. Additional historical trend information will be disclosed in future periods as it becomes available. (c) For the 2002 valuation,retirement was assumed to occur once a member both attained age 57 and completed 20 years of service. In prior years,retirement was assumed to occur at age 55 and 20 years of service. There were no changes made in actuarial methods. 60 COMBINING FINANCIAL STATEMENTS Wichita vi TEXAS . A Nonmajor Governmental Funds Special Revenue Funds The special revenue funds are used to account for the proceeds from specific revenue sources (other than for major capital projects or proprietary funds) that are legally restricted to be expended for specified purposes. Community Development Block Grant Fund The Community Development Block Grant Fund accounts for federal block grant revenues and related expenditures. Section 8 Housing Fund The Section 8 Housing Fund accounts for federal funds received to subsidize rents and housing payments for lower income families within the City. Home Investment Partnership Agreement Fund The Home Investment Partnership Agreement Fund accounts for federal funds received to provide home ownership opportunities to low income, first-time homebuyers through the acquisition, rehabilitation and resale of single-family dwellings that are currently owned by governmental agencies. Hotel/Motel Tax Fund The Hotel/Motel Tax Fund accounts for revenues derived from an occupancy tax which is expended on programs promoting the growth of the City of Wichita Falls. Miscellaneous Special Revenue Fund The Miscellaneous Special Revenue Fund accounts for various revenues generated in the form of contributions, fees, concessions, rents and other charges and their related expenditures. This fund also includes revenues derived from various grants for health and police programs. The revenues in this fund are expended to support the activity generating the revenue or as designated by the contributor. Debt Service Funds Debt Service Fund The Debt Service Fund is established by ordinances authorizing the issuance of general obligation bonds to provide for the payment of bonds principal and interest. An ad valorem tax rate and tax levy are required to be computed and levied which will be sufficient to produce the funds required to pay principal and interest as they come due. This fund is also used to provide for the payment of paying agent fees. Excess Sales Tax Fund The Excess Sales Tax Fund is used to account for and administer the excess sales tax collected related to the property reduction tax. Capital Projects Funds The capital projects funds are used to account for financial resources to be used for the acquisition or construction of major capital facilities, other than those financed by federal grants or proprietary funds. 4B Sales Tax Proiects This fund was established to account for projects finarced by the Wichita Falls 4B Sales Tax Corporation. Significant projects accounted for in this fund included the construction of three fire stations and the renovation of the second floor of the Wichita Falls Public Library building for recreational purposes. 2003 CO General Improvements This fund was established to account for the projects financed by the 2003 Certificates of Obligation, including the Public Safety Training Center. Miscellaneous Capital Projects Funds This fund is an accumulation of several projects that have been undertaken over the years including library renovations, street improvements and drainage improvements. Permanent Fund The permanent fund is used to account for principal trust amounts received and related interest income. The interest earnings of this fund may be used for maintenance of the City's cemeteries. CITY OF WICHITA FALLS, TEXAS COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS SEPTEMBER 30,2004 Special Revenue Home Community Investment HoteU Miscellaneous Development Section 8 Partnership Motel Special Block Grant Housing Agreement Tax Revenue ASSETS Cash and cash equivalents $ - $ 844,026 $ - $ 492,544 $ 1,795,230 Receivables: Taxes and assessments - - - 97,867 - Component Unit - - - - - Government agencies 1,712,140 97,983 675,556 - 1,202,028 Other - 10,224 - - - Prepaid items 18,732 - - - 1,025 Other assets - - - - 3,000 Total assets $ 1,730,872 $ 952,233 $ 675,556 $ 590,411 $ 3,001,283 • LIABILITIES AND FUND BALANCE Liabilities: Accounts payable-trade $ 70,959 $ (2,460) $ 9,441 $ - $ 194,943 Accrued payroll 6,030 8,203 2,352 - 59,882 Payable to other City funds 158,303 3,223 103,433 - 636,592 Payable to government agencies - 153,699 - - 2,787 Notes payable - - - - - Other liabilities 1,187 - 44,744 - 349,904 Deferred revenue - - - - 48,364 Total liabilities 236,479 162,665 159,970 - 1,292,472 Fund balance: Reserved for encumbrances 399,743 - - - 5,514 Reserved for prepaid items 18,732 - - - 1,025 Reserved for debt service - - - - - Reserved for perpetual care - - - - - Unreserved: Designated for subsequent years expenditures 1,075,918 789,568 515,586 - 1,702,272 Undesignated - - - 590,411 - Total fund balance 1,494,393 789,568 515,586 590,411 1,708,811 Total liabilities and fund balance $ 1,730,872 $ 952,233 $ 675,556 $ 590,411 $ 3,001,283 61 EXHIBIT C-1 Permanent Debt Service Capital Projects Fund Total 2003 Miscellaneous Nonmajor Debt Excess 4B Sales CO General Capital Perpetual Governmental Service Sales Tax Tax Projects Improvements Projects Care Funds $ 373,861 $ 292,117 $ - $ 3,614,128 $ 4,683,792 $ 626,256 $ 12,721,954 117,673 - - - - - 215,540 - - 5,351,790 - - - 5,351,790 14,117 296,518 - - - - 3,998,342 - - - - - - 10,224 - - - _ - - 19,757 - - - - - - 3,000 $ 505,651 $ 588,635 $ 5,351,790 $ 3,614,128 $ 4,683,792 $ 626,256 $ 22,320,607 $ - $ - $ 2,170 $ - $ 3,623 $ - $ 278,676 - - - - - - 76,467 - - - - - - 901,551 - - - - - - 156,486 - - - - 234,186 - 234,186 - - 195,435 - 751,295 - 1,342,565 121,386 - - - - - 169,750 121,386 - 197,605 - 989,104 - 3,159,681 - - 5,154,185 3,614,128 300,000 - 9,473,570 - - - - 19,757 384,265 588,635 - - - - 972,900 - - - - 626,256 626,256 - - - - 3,394,688 - 7,478,032 - - _ - - 590,411 384,265 588,635 5,154,185 3,614,128 3,694,688 626,256 19,160,926 $ 505,651 $ 588,635 $ 5,351,790 $ 3,614,128 $ 4,683,792 $ 626,256 $ 22,320,607 CITY OF WICHITA FALLS, TEXAS COMBINING STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCES-NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2004 Special Revenue Home Community Investment Hotel/ Miscellaneous Development Section 8 Partnership Motel Special Block Grant Housing Agreement Tax Revenue Revenues: Taxes $ - $ - $ - $ 1,255,498 $ - Charges for services 12,307 - - - 169,204 Fines and forfeitures - - - - 169,782 Intergovernmental revenue 1,620,000 4,516,760 577,586 - 4,676,783 Contributions - - - - 158,851 Miscellaneous revenue 196,909 18,541 86,606 6,483 535,101 Total revenues 1,829,216 4,535,301 664,192 1,261,981 5,709,721 Expenditures: Current: Administrative services 89,000 - - 122,542 191,297 Police - - - - 731,007 Fire 595 - - - 30,343 Parks and recreation 110,596 - - - 408,284 Community development 752,345 4,462,094 783,643 - 849,722 Public works 174,325 - - - 42,668 Health 102,180 - - - 1,991,422 Traffic and transportation - - - - 146,760 MPEC Coliseum - - - 749,678 - Capital outlay 134,502 - - - 181,783 Debt service: Principal retirement - - - - - Interest and paying agent fees - - - - - Total expenditures 1,363,543 4,462,094 783,643 872,220 4,573,286 Excess of revenues over(under)expenditures 465,673 73,207 (119,451) 389,761 1,136,435 Other financing sources(uses): Transfers in - - - - 438,243 Transfers out - - - (286,163) (1,616,905) Proceeds of general obligation bonds - - - - - Total other financing sources(uses) - - - (286,163) (1,178,662) Excess of revenues and other sources over(under)expenditures and other uses 465,673 73,207 (119,451) 103,598 (42,227) Fund balance-beginning 1,028,720 716,361 635,037 486,813 1,751,038 Fund balance-ending $ 1,494,393 $ 789,568 $ 515,586 $ 590,411 $ 1,708,811 62 EXHIBIT C-2 Permanent Debt Service Capital Projects Fund Total 2003 Miscellaneous Nonmajor Debt Excess 4B Sales CO General Capital Perpetual Governmental Service Sales Tax Tax Projects Improvements Projects Care Funds $ 1,961,954 $ 296,518 $ - $ - $ - $ - $ 3,513,970 - - - - - 181,511 - - - - - - 169,782 - - - - - 11,391,129 1,038,777 - 4,810,674 - 604,604 - 6,612,906 16,734 3,158 16,800 51,114 140,683 34,593 1,106,722 3,017,465 299,676 4,827,474 51,114 745,287 34,593 22,976,020 - - - - - - 402,839 - - 7,090 45,633 - - 783,730 - - - - - - 30,938 - - 3,668 - - - 522,548 - - - - - 6,847,804 - - - 65,124 - 282,117 - - - - - 2,093,602 - - - - - 146,760 - - - 33,566 - 783,244 - - 5,199,857 - - - 5,516,142 2,970,000 - - - - - 2,970,000 827,711 - - - 72,815 - 900,526 3,797,711 - 5,210,615 45,633 171,505 - 21,280,250 (780,246) 299,676 (383,141) 5,481 573,782 34,593 1,695,770 855,504 - 3,940,353 - - - 5,234,100 - - - (3,940,353) (84,727) - (5,928,148) - - - 7,549,000 - - 7,549,000 855,504 - 3,940,353 3,608,647 (84,727) - 6,854,952 75,258 299,676 3,557,212 3,614,128 489,055 34,593 8,550,722 309,007 288,959 1,596,973 - 3,205,633 591,663 10,610,204 $ 384,265 $ 588,635 $ 5,154,185 $ 3,614,128 $ 3,694,688 $ 626,256 $ 19,160,926 Wichita' ,CAS Nonmajor Enterprise Funds Nonmajor enterprise funds are used to account for operations that are financed and operated in a manner similar to private business enterprises. The intent of the governing body is that the cost of providing the service to the general public on a continuing basis be recovered primarily through user charges. Golf Fund The Golf Fund was established to account for the operating revenues and expenses of the Weeks Park Golf Course. The operations of the golf course, which include maintenance, the pro shop and food service, are supported by green and cart fees, and merchandise and food sales. Municipal Airport Fund The Municipal Airport Fund was established to account for the operating revenues and expenses of the Wichita Falls Municipal Airport. The airport is operated on land leased from the Department of Defense. Commercial and private aviation share airport facilities and runways owned by Sheppard Air Force Base. Kickapoo Airport Fund During the year ended September 30, 2000, the City acquired Kickapoo Downtown Airport, a private airport. The Kickapoo Airport Fund was established to account for the operating revenues and expenses of the airport. Transit Fund The Transit Fund accounts for the operation of the Wichita Falls transit system. This system is supported from passenger fees, subsidies from the General Fund and subsidies from the Federal Transit Administration. Stormwater Drainage Fund The Stormwater Drainage Fund was established to account for operating revenues and expenses associated with the Storm Water Drainage Utility System (System). The System was established effective May 1, 2001 and provides a funding mechanism for drainage improvements in the City. CITY OF WICHITA FALLS, TEXAS COMBINING STATEMENT OF NET ASSETS NONMAJOR ENTERPRISE FUNDS SEPTEMBER 30,2004 Municipal Kickapoo Golf Airport Airport ASSETS Current assets: Cash and cash equivalents $ - $ 347,092 $ 130,713 Receivables (net of allowance for uncollectible accounts): Customer and trade - - - Government agencies - - - Other - 32,757 30,407 Inventory 105,894 - 51,511 Prepaid items 963 2,233 6,664 Total current assets 106,857 382,082 219,295 Capital assets, net of accumulated depreciation 78,139 684,381 2,900,514 Total assets 184,996 1,066,463 3,119,809 LIABILITIES Current liabilities payable from current assets: Accounts payable-trade 34,961 5,169 13,135 Accrued payroll 12,036 993 3,198 Accrued vacation and sick leave 11,940 3,585 5,870 Payable to other City funds 28,125 - - Payable to government agencies 2,767 (2,045) 406 Other liabilities 5,522 - 7,113 Total current liabilities payable from current assets 95,351 7,702 29,722 Net assets: Invested in capital assets 78,139 684,381 2,900,514 Unrestricted 11,506 374,380 189,573 Total net assets $ 89,645 $ 1,058,761 $ 3,090,087 63 EXHIBIT D-1 Total Nonmajor Stormwater Enterprise Transit Drainage Funds $ - $ 716,053 $ 1,193,858 - 95,185 95,185 179,979 - 179,979 - - 63,164 - - 157,405 9,860 179,979 811,238 1,699,451 668,818 2,710,232 7,042,084 848,797 3,521,470 8,741,535 5,252 32,737 91,254 15,099 791 32,117 16,878 - 38,273 91,407 - 119,532 - - 1,128 - 72,543 85,178 128,636 106,071 367,482 668,818 2,710,232 7,042,084 51,343 705,167 1,331,969 $ 720,161 $ 3,415,399 $ 8,374,053 CITY OF WICHITA FALLS, TEXAS COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS NONMAJOR ENTERPRISE FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2004 Municipal Kickapoo Golf Airport Airport Operating revenues: Charges for services $ 567,298 $ - $ 3,807 Rents, concessions and other 110,202 416,575 382,062 Total operating revenues 677,500 416,575 385,869 Operating expenses: Personnel services 481,294 41,295 166,779 Supplies and materials 88,024 3,824 3,464 Maintenance and repairs 29,559 65,871 25,415 Utilities and other services 94,550 53,436 64,560 Insurance and contract support 4,824 9,753 23,593 Other expenses 48,734 36,558 33,284 Depreciation and amortization 13,755 75,521 50,487 Total operating expenses 760,740 286,258 367,582 Operating income (loss) (83,240) 130,317 18,287 Nonoperating revenues (expenses): Interest income 100 4,046 1,785 Intergovernmental operating grants - - - Total nonoperating revenues (expenses) 100 4,046 1,785 Income(loss)before transfers (83,140) 134,363 20,072 Transfers: Transfers in - - 1,546,273 Transfers out (8,295) (103,000) (35,418) Net transfers (8,295) (103,000) 1,510,855 Net income (loss) (91,435) 31,363 1,530,927 Net assets- beginning 181,080 1,027,398 1,559,160 Net assets- ending $ 89,645 $ 1,058,761 $ 3,090,087 64 EXHIBIT D-2 Total Nonmajor Stormwater Enterprise Transit Drainage Funds $ 194,388 $ 1,036,451 $ 1,801,944 908,839 194,388 1,036,451 2,710,783 628,560 30,108 1,348,036 107,272 - 202,584 136,324 2,762 259,931 47,207 67,045 326,798 44,759 - 82,929 37,261 5,181 161,018 24,867 6,986 171,616 1,026,250 112,082 2,552,912 (831,862) 924,369 157,871 16,780 22,711 937,025 - 937,025 937,025 16,780 959,736 105,163 941,149 1,117,607 117,488 - 1,663,761 (170,970) - (317,683) (53,482) - 1,346,078 51,681 941,149 2,463,685 668,480 2,474,250 5,910,368 $ 720,161 $ 3,415,399 $ 8,374,053 CITY OF WICHITA FALLS, TEXAS COMBINING STATEMENT OF CASH FLOWS NONMAJOR ENTERPRISE FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2004 Municipal Kickapoo Golf Airport Airport Cash flows from operating activities: Receipts from customers and users $ 677,592 $ 408,616 $ 383,349 Payments to suppliers (335,899) (203,348) (229,029) Payments to employees (397,740) (31,581) (128,562) Net cash provided (used)by operating activities (56,047) 173,687 25,758 Cash flows from noncapital financing activities: Intergovernmental operating grants - - 1,546,273 Transfers out to other funds (8,295) (103,000) (35,418) Transfers from other funds - -Net cash provided (used)by noncapital financing activities (8,295) (103,000) 1,510,855 Cash flows from capital and related financing activities: Acquisition and construction of capital assets - (21,122) (1,546,273) Net cash provided by(used for)capital and related financing activities - (21,122) (1,546,273) Cash flows from investing activities: Interest on investments 100 4,046 1,785 Net cash provided by investing activities 100 4,046 1,785 Net Increase(Decrease)in Cash and Cash Equivalents (64,242) 53,611 (7,875) Cash and Cash Equivalents-Beginning 64,242 293,481 138,588 Cash and Cash Equivalents-Ending $ - $ 347,092 $ 130,713 65 EXHIBIT D-3 (Page 1 of 2) Total Nonmajor Stormwater Enterprise Transit Drainage Funds $ 194,408 $ 1,034,377 $ 2,698,342 (421,809) (48,920) (1,239,005) (484,890) (23,597) (1,066,370) (712,291) 961,860 392,967 812,302 - 2,358,575 (170,970) - (317,683) 117,488 - 117,488 758,820 - 2,158,380 (59,004) (2,591,505) (4,217,904) (59,004) (2,591,505) (4,217,904) 16,780 22,711 16,780 22,711 (12,475) (1,612,865) (1,643,846) 12,475 2,328,918 2,837,704 $ - $ 716,053' $ 1,193,858 CITY OF WICHITA FALLS, TEXAS COMBINING STATEMENT OF CASH FLOWS(CONT'D.) NONMAJOR ENTERPRISE FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2004 Municipal Kickapoo Golf Airport Airport Cash flows from operating activities: Pe 9 Operating income(loss) $ (83,240) $ 130,317 $ 18,287 Adjustments to reconcile operating income (loss) to net cash provided by(used in)operating activities: Depreciation and amortization 13,755 75,521 50,487 Customer deposits received - - 384 (Increase)decrease in current assets: Receivables: Customer and trade - - - Other 93 (7,960) (2,907) Inventory (27,397) - (32,658) Prepaid items (963) 393 (2,256) Increase(decrease)in current liabilities: Accounts payable-trade 9,650 (21,716) (8,493) Accrued payroll 3,041 301 425 Accrued vacation and sick leave 1,264 1,079 284 Payable to other City funds 28,125 - - Payable to government agencies (402) (4,248) 237 Other liabilities 27 - 1,968 Total adjustments 27,193 43,370 7,471 Net cash provided by(used in) operating activities $ (56,047) $ 173,687 $ 25,758 66 EXHIBIT D-3 (Page 2 of 2) Stormwater Transit Drainage Totals $ (831,862) $ 924,369 $ 157,871 24,867 6,986 171,616 - - 384 (2,073) (2,073) 20 - (10,754) - - (60,055) - - (2,826) 69 31,787 11,297 3,208 791 7,766 - - 2,627 91,407 - 119,532 - - (4,413) - - 1,995 119,571 37,491 235,096 $ (712,291) $ 961,860 $ 392,967 Wichita AL Internal Service Funds Internal Service Funds are used to account for the financing of goods or services provided by one department or agency to other departments or agencies of the City on a cost-reimbursement basis. Fleet Maintenance Fund The Fleet Maintenance Fund accounts for the costs associated with the operation, maintenance and replacement of the City's vehicle and equipment fleet. City departments which use the vehicles and equipment are charged a monthly rental fee based upon actual operating costs associated with each class of vehicle or equipment. Duplicating Services Fund The Duplicating Services Fund accounts for the costs associated with the operation and maintenance of the City's duplicating equipment. City departments which use the duplicating services are charged a fee based upon actual usage. Employee Benefit Trust Fund The Employee Benefit Trust Fund is used to account for and administer group health insurance, which is self-insured by the City, and life insurance for employees and covered dependents. EXHIBIT E-1 CITY OF WICHITA FALLS, TEXAS COMBINING STATEMENT OF NET ASSETS INTERNAL SERVICE FUNDS SEPTEMBER 30,2004 Employee Fleet Duplicating Benefit Maintenance Services Trust Totals ASSETS Current assets: Cash and cash equivalents $ 1,046,121 $ 89,283 $ 856,048 $ 1,991,452 Receivables: Other 15,869 - 10,491 26,360 Inventory776 297 9 00 - 8 5,3 7 5, 97 Prepaid items 9,533 14,815 - 24,348 Total current assets 1,847,820 113,398 866,539 2,827,757 Capital assets, net of accumulated depreciation 14,125,472 91,292 2,930 14,219,694 Total assets 15,973,292 204,690 869,469 17,047,451 LIABILITIES Current liabilities: Accounts payable-trade 300,433 3,702 22,170 326,305 Accrued payroll 41,482 1,704 3,659 46,845 Accrued vacation and sick leave 62,031 1,120 - 63,151 Estimated health claims payable - - 835,784 835,784 Other liabilities 300 - - 300 Total current liabilities 404,246 6,526 861,613 1,272,385 NET ASSETS Invested in capital assets 14,125,472 91,292 2,930 14,219,694 Unrestricted 1,443,574 106,872 4,926 1,555,372 Total net assets $ 15,569,046 $ 198,164 $ 7,856 $ 15,775,066 67 EXHIBIT E-2 CITY OF WICHITA FALLS, TEXAS COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS INTERNAL SERVICE FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2004 Employee Fleet Duplicating Benefit Maintenance Services Trust Totals Operating revenues: Charges for services $ 7,297,411 $ 280,861 $ 37,247 $ 7,615,519 Rents,concessions and other 81,935 - 316,635 398,570 Contributions 518,134 - 7,168,765 7,686,899 Total operating revenues 7,897,480 280,861 7,522,647 15,700,988 Operating expenses: Personnel services 1,643,142 67,842 151,319 1,862,303 Supplies and materials 2,214,865 55,942 6,207 2,277,014 Maintenance and repairs 1,713,143 14,641 - 1,727,784 Utilities and other services 89,385 165 10,712 100,262 Insurance and contract support 76,413 - 7,356,297 7,432,710 Other expenses 147,337 122,561 7,156 277,054 Depreciation and amortization 2,888,083 8,495 532 2,897,110 Total operating expenses 8,772,368 269,646 7,532,223 16,574,237 Operating income(loss) (874,888) 11,215 (9,576) (873,249) Nonoperating revenues(expenses): Interest income - - 6,371 6,371 Gain on sale of capital assets 95,876 - - 95,876 Total nonoperating revenues (expenses) 95,876 - 6,371 102,247 Income(loss)before transfers (779,012) 11,215 (3,205) (771,002) Transfers: Transfers in 1,104,943 16,109 - 1,121,052 Transfers out (312,000) - - (312,000) Total transfers 792,943 16,109 - 809,052 Net income(loss) 13,931 27,324 (3,205) 38,050 Net assets-beginning 15,555,115 170,840 11,061 15,737,016 Net assets-ending $ 15,569,046 $ 198,164 $ 7,856 $ 15,775,066 68 EXHIBIT E-3 CITY OF WICHITA FALLS, TEXAS COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2004 Employee Fleet Duplicating Benefit Maintenance Services Trust Totals Cash flows from operating activities: Receipts from customers and users $ 7,902,247 $ 280,860 $ 7,915,113 $ 16,098,220 Payments to suppliers (4,632,191) (225,616) (7,429,275) (12,287,082) Payments to employees (1,287,143) (50,793) (117,882) (1,455,818) Net cash provided by operating activities 1,982,913 4,451 367,956 2,355,320 Cash flows from noncapital financing activities: Transfers in from other funds 1,104,943 16,109 - 1,121,052 Transfers out to other funds (312,000) - - (312,000) Net cash provided by noncapital financing activities 792,943 16,109 - 809,052 Cash flows from capital and related financing activities: Acquisition of capital assets (2,216,824) (16,000) (1,379) (2,234,203) Proceeds from sale of fixed assets 143,081 - - 143,081 Net cash used for capital and related financing activities (2,073,743) (16,000) (1,379) (2,091,122) Cash flows from investing activities: Interest on investments - - 6,371 6,371 Net Increase in Cash and Cash Equivalents 702,113 4,560 372,948 1,079,621 Cash and Cash Equivalents-Beginning 344,008 84,723 483,100 911,831 Cash and Cash Equivalents-Ending $ 1,046,121 $ 89,283 $ 856,048 $ 1,991,452 Cash flows from operating activities: Operating income(loss) $ (874,888) $ 11,215 $ (9,576) $ (873,249) Adjustments to reconcile operating income to net cash provided(used)by operating activities: Depreciation and amortization 2,888,083 8,495 532 2,897,110 (Increase)decrease in current assets: Receivables: Other City funds - - 402,957 402,957 Other 4,768 - (10,491) (5,723) Inventory (12,622) (93) - (12,715) Prepaid items (934) (12,104) - (13,038) Increase(decrease)in current liabilities: Accounts payable-trade (29,312) (3,519) 1,753 (31,078) Accrued payroll 6,398 621 996 8,015 Accrued vacation and sick leave 1,420 (164) - 1,256 Estimated health claims payable - - (18,215) (18,215) Total adjustments 2,857,801 (6,764) 377,532 3,228,569 Net cash provided by operating activities $ 1,982,913 $ 4,451 $ 367,956 $ 2,355,320 69 Agency Fund Escheatment Fund - The agency fund is used to account for assets held by the City of Wichita Falls in a custodial capacity. The assets in this fund have been abandoned or remain unclaimed pending escheatment to the State of Texas. EXHIBIT F-1 CITY OF WICHITA FALLS, TEXAS AGENCY FUND STATEMENT OF CHANGES IN ASSETS AND LIABILITIES FOR THE YEAR ENDED SEPTEMBER 30, 2004 Balance Balance 10/01/2003 Additions Deductions 09/30/2004 ESCHEATMENT FUND Assets Cash and cash equivalents $ 30,910 $ 8,705 $ 1,092 $ 38,523 Liabilities Other liabilities $ 30,910 $ 8,705 $ 1,092 $ 38,523 70 Component Units Discretely Presented Component Units of the City of Wichita Falls are legally separate entities; however, the City is considered to be financially accountable for their operations. The four discretely presented component units are as follows: Wichita Falls Economic Development Corporation The Wichita Falls Economic Development Corporation is a nonprofit corporation formed in May 1997 for the purpose of increasing employment opportunities, primarily through assisting qualified enterprises with funds provided by a portion of the local sales tax. The Corporation operates under the authority of Vernon's Civil Statutes, Article 5190.6, Section 4A. Wichita Falls 4B Sales Tax Corporation The Wichita Falls 4B Sales Tax Corporation is a nonprofit corporation formed in May 1997 for the purpose of increasing employment opportunities and for public improvement projects such as parks, auditoriums, learning centers, open space improvements, athletic and exhibition facilities and the related maintenance and operating costs of such projects. These projects are funded by a portion of the local sales tax. The Corporation operates under the authority of Vernon's Civil Statutes,Article 5190.6, Section 4B. Wichita Falls Reinvestment Zone#1 The Wichita Falls Reinvestment Zone #1 was created in March 1986 by the City, with the advice and consent of the Wichita Falls Independent School District and Wichita County. The purpose of the Wichita Falls Reinvestment Zone#1 is to capture increments of growth in real property values in the designated zone area from base values established in January 1986 and use the ad valorem taxes derived from the increments to contribute to the zoned area. Tax funds derived from the increment can only be spent for public improvements in the zoned area or for payment of debt service on bonds issued to provide funds for public improvements. Wichita Falls/Wichita County Multi-Pupose Events Center The Wichita Falls/Wichita County Multi-Purpose Events Center (a nonprofit entity) was established to operate the Multi-Purpose Events Center (Center) for the City. The Center consists of a Coliseum, an Exhibit Hall, and an Agricultural Complex. Q 1 .i.,, .04 - ' 13, EXHIBIT G-1 CITY OF WICHITA FALLS, TEXAS STATEMENT OF NET ASSETS COMPONENT UNITS SEPTEMBER 30,2004 Wichita Falls WF/WC Economic Wichita Falls Wichita Falls Multi-Purpose Development 4B Sales Tax Reinvestment Events Corporation Corporation Zone#1 Center Totals Assets Cash and cash equivalents $ 13,704,684 $ 6,355,899 $ 554,735 $ 309,508 $ 20,924,826 Receivables: Taxes and assessments - - 29,030 - 29,030 Government agencies 494,848 494,848 - - 989,696 Other - - - 98,634 98,634 Inventory - - - 41,576 41,576 Prepaid items - - - 3,577 3,577 Other assets - - - 9,460 9,460 Capital assets,net of accumulated depreciation 1,229,679 - - 34,043 1,263,722 Total assets 15,429,211 6,850,747 583,765 496,798 23,360,521 , Liabilities Accounts payable-trade 334,471 - - 118,226 452,697 Accrued payroll - - - 25,332 25,332 Payable to primary government - 5,351,789 - - 5,351,789 Payable to government agencies - - - 263,732 263,732 Other liabilities - - - 21,560 21,560 Long-term liabilities - - - 51,667 51,667 Total liabilities 334,471 5,351,789 - 480,517 6,166,777 Net assets Investment in capital assets,net of related debt 1,229,679 - - 34,043 1,263,722 Unrestricted 13,865,061 1,498,958 583,765 (17,762) 15,930,022 Total net assets $ 15,094,740 $ 1,498,958 $ 583,765 $ 16,281 $ 17,193,744 I li 71 CITY OF WICHITA FALLS, TEXAS STATEMENT OF ACTIVITIES COMPONENT UNITS FOR THE YEAR ENDED SEPTEMBER 30, 2004 Program Revenue Operating Charges for Grants and Expenses Services Contributions Community development Wichita Falls Economic Development Corporation $ 1,715,469 $ - $ - Wichita Falls 4B Sales Tax Corporation 6,607,831 - - Wichita Falls Reinvestment Zone#1 195,000 - - Total community development 8,518,300 - - Multi-Purpose Events Center WF/WC Multi-Purpose Events Center 3,559,894 2,849,725 749,678 Total component units $ 12,078,194 $ 2,849,725 $ 749,678 General revenues: Taxes: Property tax Sales tax Investment earnings Total general revenues Change in net assets Net assets-beginning Prior period adjustment Net assets-ending 72 I EXHIBIT G-2 Net(Expense)Revenue and Changes in Net Assets Wichita Falls WFNVC Economic Wichita Falls Wichita Falls Mulit-Purpose Development 4B Sales Tax Reinvestment Events Corporation Corporation Zone#1 Center Totals $ (1,715,469) $ - $ - $ - $ (1,715,469) - (6,607,831) - - (6,607,831) - - (195,000) - (195,000) (1,715,469) (6,607,831) (195,000) - (8,518,300) - - - 39,509 39,509 (1,715,469) (6,607,831) (195,000) 39,509 (8,478,791) - - 229,658 - 229,658 2,865,450 2,865,450 - - 5,730,900 143,147 74,690 5,690 1,848 225,375 3,008,597 2,940,140 235,348 1,848 6,185,933 1,293,128 (3,667,691) 40,348 41,357 (2,292,858) 12,571,933 5,166,649 543,417 (25,076) 18,256,923 1,229,679 - - - 1,229,679 $ 15,094,740 $ 1,498,958 $ 583,765 $ 16,281 $ 17,193,744 W_ ichita' �n CITY OF WICHITA FALLS, TEXAS COMBINED SCHEDULE OF BONDED DEBT AND INTEREST MATURITIES SEPTEMBER 30,2004 Fiscal Year General Obligation Bonds Combination Tax and Revenue Bonds Water and Sewer Ending Serial Bond Interest Total Bonds Serial Bond Interest Total Bonds Serial Bond September 30, Maturities on Bonds and Interest Maturities(1) on Bonds and Interest Maturities(1) 2005 $ 2,335,000 $ 577,171 $ 2,912,171 $ 1,566,398 $ 749,119 $ 2,315,517 $ 3,509,709 2006 2,455,000 487,431 2,942,431 1,553,240 765,200 2,318,440 3,658,947 2007 880,000 387,569 1,267,569 1,579,786 732,204 2,311,990 3,838,084 2008 910,000 350,169 1,260,169 4,060,499 695,966 4,756,465 1,702,180 2009 945,000 312,631 1,257,631 3,754,351 589,839 4,344,190 1,761,394 2010 745,000 273,650 1,018,650 3,870,618 455,672 4,326,290 1,850,579 2011 340,000 241,987 581,987 3,982,287 354,178 4,336,465 1,919,611 2012 355,000 227,113 582,113 4,108,710 235,200 4,343,910 1,998,606 2013 370,000 210,694 580,694 435,000 82,800 517,800 3,452,440 2014 385,000 193,581 578,581 335,000 68,010 403,010 3,630,067 2015 405,000 175,775 580,775 345,000 56,118 401,118 3,817,567 2016 425,000 154,512 579,512 360,000 43,525 403,525 4,014,931 2017 450,000 132,200 582,200 375,000 30,025 405,025 4,212,151 2018 475,000 108,013 583,013 385,000 15,400 400,400 4,439,231 2019 500,000 82,481 582,481 - - - 8,136,144 2020 530,000 55,606 585,606 - - - 8,564,874 2021 555,000 28,444 583,444 - - - 9,018,266 2022 - - - - - - 9,456,786 2023 - - - - - - 9,924,985 2024 - - - - - - 10,442,382 2025 - - - - - - 10,989,377 2026 - - - - - - 11,526,453 2027 - - - - - - 4,343,135 $ 13,060,000 $3,999,027 $ 17,059,027 $26,710,889 $ 4,873,256 $31,584,145 $ 126,207,899 (1)Includes amortization of bond premium of$1,060,889. (2)Includes amortization of bond premium of$1,382,899. 73 EXHIBIT H-1 Priority Lien Revenue Bonds Water and Sewer Subordinate Lien Revenue Bonds Totals-All Bonded Debt Interest Total Bonds Serial Bond Interest Total Bonds Serial Bond Interest Total Bonds on Bonds and Interest Maturities on Bonds and Interest Maturities on Bonds and Interest $ 6,359,888 $ 9,869,597 $ 160,000 $ 880,721 $ 1,040,721 $ 7,571,107 $ 8,566,899 $ 16,138,006 6,201,857 9,860,804 170,000 874,037 1,044,037 7,837,187 8,328,525 16,165,712 6,029,678 9,867,762 175,000 866,756 1,041,756 6,472,870 8,016,207 14,489,077 5,847,841 7,550,021 50,000 859,097 909,097 6,722,679 7,753,073 14,475,752 5,782,781 7,544,175 50,000 856,961 906,961 6,510,745 7,542,212 14,052,957 5,715,176 7,565,755 50,000 854,777 904,777 6,516,197 7,299,275 13,815,472 5,636,226 7,555,837 50,000 852,554 902,554 6,291,898 7,084,945 13,376,843 5,553,869 7,552,475 50,000 850,294 900,294 6,512,316 6,866,476 13,378,792 5,459,546 8,911,986 2,625,000 847,997 3,472,997 6,882,440 6,601,037 13,483,477 5,280,780 8,910,847 2,750,000 722,016 3,472,016 7,100,067 6,264,387 13,364,454 5,092,463 8,910,030 2,885,000 588,538 3,473,538 7,452,567 5,912,894 13,365,461 4,893,706 8,908,637 3,025,000 446,960 3,471,960 7,824,931 5,538,703 13,363,634 4,684,400 8,896,551 3,180,000 298,350 3,478,350 8,217,151 5,144,975 13,362,126 4,464,494 8,903,725 3,320,000 152,388 3,472,388 8,619,231 4,740,295 13,359,526 4,232,338 12,368,482 - - - 8,636,144 4,314,819 12,950,963 3,798,306 12,363,180 - - - 9,094,874 3,853,912 12,948,786 3,340,894 12,359,160 - - - 9,573,266 3,369,338 12,942,604 2,892,394 12,349,180 - - - 9,456,786 2,892,394 12,349,180 2,421,644 12,346,629 - - - 9,924,985 2,421,644 12,346,629 1,895,336 12,337,718 - - - 10,442,382 1,895,336 12,337,718 1,341,250 12,330,627 - - - 10,989,377 1,341,250 12,330,627 792,750 12,319,203 - - - 11,526,453 792,750 12,319,203 217,000 4,560,135 - - - 4,343,135 217,000 4,560,135 $ 97,934,617 $ 224,142,516 $ 18,540,000 $ 9,951,446 $28,491,446 $ 184,518,788 $ 116,758,346 $ 301,277,134 CITY OF WICHITA FALLS, TEXAS COMBINED SCHEDULE OF BONDS PAYABLE SEPTEMBER 30,2004 Final Interest Rates Issue Maturity Annual and(Dates) Date Date Serial Payments General Obligation Bonds: General Obligation Refunding 4.10,4.40,4.60,4.70 04/01/96 09/01/06 570,000 (1997) Bonds,Series 1996 4.80,5.00,5.10,5.20, 775,000 (1998) 5.30 805,000 (1999) (3/1,9/1) 845,000 (2000) 885,000 (2001) 925,000 (2002) 970,000 (2003) 1,020,000 (2004) 1,075,000 (2005) 1,130,000 (2006) General Obligation and Construction 3.75,3.85,4.00,4.125 03/01/01 09/01/21 175,000 (2002) Refunding Bonds,Series 2001 4.25,4.375,4.625,5.00 415,000 (2003) 5.125,5.25,5.375 435,000 (2004) (3/1,9/1) 445,000 (2005) 465,000 (2006) 880,000 (2007) 910,000 (2008) 945,000 (2009) 745,000 (2010) 340,000 (2011) 355,000 (2012) 370,000 (2013) 385,000 (2014) 405,000 (2015) 425,000 (2016) 450,000 (2017) 475,000 (2018) 500,000 (2019) 530,000 (2020) 555,000 (2021) General Obligation Refunding 1.60,2.05,2.35 09/23/03 09/01/06 775,000 (2004) Bonds,Series 2003 815,000 (2005) 860,000 (2006) Total General Obligation Bonds 74 EXHIBIT H-2 (Page 1 of 5) Bonds Retired or Authorized Issued Refunded Outstanding $ 9,000,000 $ 9,000,000 $ 6,795,000 $ 2,205,000 10,205,000 10,205,000 1,025,000 9,180,000 2,450,000 2,450,000 775,000 1,675,000 21,655,000 21,655,000 8,595,000 13,060,000 CITY OF WICHITA FALLS, TEXAS COMBINED SCHEDULE OF BONDS PAYABLE(CONT'D.) SEPTEMBER 30,2004 Final Interest Rates Issue Maturity Annual and(Dates) Date Date Serial Payments Combination Tax and Revenue Bonds: Combination Tax and Revenue 3.00,3.10,3.30,3.40 11/15/03 09/01/18 740,000 (2004) Certificates of Obligation, 3.55,3.65,3.75,3.90, 715,000 (2005) Series 2003 4.00 735,000 (2006) (3/1,9/1) 755,000 (2007) 775,000 (2008) 380,000 (2009) 390,000 (2010) 405,000 (2011) 420,000 (2012) 435,000 (2013) 335,000 (2014) 345,000 (2015) 360,000 (2016) 375,000 (2017) 385,000 (2018) Combination Tax and Revenue 2.00,2.25,2.75,3.50, 09/01/04 08/01/12 685,000 (2005) Refunding Bonds, 4.00,5.00 640,000 (2006) Series 2004 (2/1,8/1) 650,000 (2007) 3,115,000 (2008) 3,230,000 (2009) 3,375,000 (2010) 3,500,000 (2011) 3,645,000 (2012) Combination Tax and Revenue Refunding Bonds,Series 2004-Premium Total Combination Tax and Revenue Bonds Revenue Bonds: Priority Lien: Water and Sewer System 3.90,4.00,4.20,4.30, 06/01/95 08/01/07 95,000 (1996) Refunding Revenue Bonds, 4.50,4.60,4.70,4.80, 920,000 (1997) Series 1995 5.00,5.10,5.20 960,000 (1998) (2/1,8/1) 1,000,000 (1999) 1,045,000 (2000) 1,090,000 (2001) 1,140,000 (2002) 1,195,000 (2003) 1,250,000 (2004) 1,310,000 (2005) 1,375,000 (2006) 1,450,000 (2007) 75 EXHIBIT H-2 (Page 2 of 5) Bonds Retired or Authorized Issued Refunded Outstanding 7,550,000 7,550,000 740,000 6,810,000 18,840,000 18,840,000 - 18,840,000 1,060,889 - 1,060,889 26,390,000 27,450,889 740,000 26,710,889 12,830,000 12,830,000 8,695,000 4,135,000 CITY OF WICHITA FALLS, TEXAS COMBINED SCHEDULE OF BONDS PAYABLE (CONT'D.) SEPTEMBER 30,2004 Final Interest Rates Issue Maturity Annual and(Dates) Date Date Serial Payments Water and Sewer System 4.10,4.40,4.60,4.70, 04/01/96 08/01/07 305,000 (1997) Refunding Revenue Bonds, 4.80,4.90,5.00,5.10, 405,000 (1998) Series 1996 5.20,5.30,5.40 425,000 (1999) (2/1,8/1) 440,000 (2000) 465,000 (2001) 490,000 (2002) 510,000 (2003) 535,000 (2004) 565,000 (2005) 595,000 (2006) 625,000 (2007) Water and Sewer System 4.05,4.10,4.25,4.35, 10/01/98 08/01/18 215,000 (1999) Priority Lien Revenue Bonds, 4.45,4.55,4.625,4.65 180,000 (2000) Series 1998B (2/1,8/1) 190,000 (2001) 200,000 (2002) 210,000 (2003) 220,000 (2004) 230,000 (2005) 240,000 (2006) 250,000 (2007) 260,000 (2008) 270,000 (2009) 280,000 (2010) 295,000 (2011) 305,000 (2012) 320,000 (2013) 335,000 (2014) 350,000 (2015) 365,000 (2016) 385,000 (2017) 400,000 (2018) 76 EXHIBIT H-2 (Page 3 of 5) Bonds Retired or Authorized Issued Refunded Outstanding 5,360,000 5,360,000 3,575,000 1,785,000 5,500,000 5,500,000 1,215,000 4,285,000 CITY OF WICHITA FALLS, TEXAS COMBINED SCHEDULE OF BONDS PAYABLE (CONT'D.) SEPTEMBER 30,2004 Final Interest Rates Issue Maturity Annual and(Dates) Date Date Serial Payments Water and Sewer System 3.75,4.00,4.375,4.50 09/01/01 08/01/27 1,665,000 (2002) Priority Lien Revenue 5.00,5.10,5.375 1,220,000 (2003) Bonds,Series 2001 (2/1,8/1) 1,265,000 (2004) 1,320,000 (2005) 1,365,000 (2006) 1,430,000 (2007) 1,360,000 (2008) 1,410,000 (2009) 1,490,000 (2010) 1,545,000 (2011) 1,615,000 (2012) 3,055,000 (2013) 3,220,000 (2014) 3,395,000 (2015) 3,580,000 (2016) 3,760,000 (2017) 3,975,000 (2018) 8,075,000 (2019) 8,510,000 (2020) 8,970,000 (2021) 9,415,000 (2022) 9,890,000 (2023) 10,415,000 (2024) 10,970,000 (2025) 11,515,000 (2026) 4,340,000 (2027) Water and Sewer System Priority Lien Revenue Bonds,Series 2001-Premium Total Priority Lien Revenue Bonds Subordinate Lien: Water and Sewer Subordinate Lien 3.35,3.60,3.75,3.85, 06/01/96 08/01/16 100,000 (1998) Revenue Bonds,Series 1996 3.95,4.05,4.15,4.25, 100,000 (1999) 4.35,4.45,4.55,4.65, 105,000 (2000) 4.70,4.75,4.80,4.85, 110,000 (2001) 4.90,4.95,4.95 115,000 (2002) (2/1,8/1) 125,000 (2003) 135,000 (2004) 135,000 (2005) 145,000 (2006) 150,000 (2007) 25,000 (2008) 25,000 (2009) 25,000 (2010) 25,000 (2011) 25,000 (2012) 2,300,000 (2013) 2,440,000 (2014) 2,585,000 (2015) 2,750,000 (2016) 77 EXHIBIT H-2 (Page 4 of 5) Bonds Retired or Authorized Issued Refunded Outstanding 118,770,000 118,770,000 4,150,000 114,620,000 1,634,193 251,294 1,382,899 142,460,000 144,094,193 17,886,294 126,207,899 11,420,000 11,420,000 790,000 10,630,000 CITY OF WICHITA FALLS, TEXAS COMBINED SCHEDULE OF BONDS PAYABLE (CONT'D.) SEPTEMBER 30,2004 Final Interest Rates Issue Maturity Annual and(Dates) Date Date Serial Payments Water and Sewer System 3.14,3.39,3.49,3.59, 05/22/98 08/01/18 25,000 (1999) Subordinate Lien Revenue 3.64,3.69,3.79,3.89, 25,000 (2000) Bonds,Series 1998 3.94,3.99,4.09,4.19, 25,000 (2001) 4.29,4.39,4.44,4.49, 25,000 (2002) 4.54,4.59 25,000 (2003) (2/1,8/1) 25,000 (2004) 25,000 (2005) 25,000 (2006) 25,000 (2007) 25,000 (2008) 25,000 (2009) 25,000 (2010) 25,000 (2011) 25,000 (2012) 325,000 (2013) 310,000 (2014) 300,000 (2015) 275,000 (2016) 3,180,000 (2017) 3,320,000 (2018) Total Subordinate Lien Bonds Total Revenue Bonds Total All Bonds 78 EXHIBIT H-2 (Page 5 of 5) Bonds Retired or Authorized Issued Refunded Outstanding 8,060,000 8,060,000 150,000 7,910,000 19,480,000 19,480,000 940,000 18,540,000 161,940,000 163,574,193 18,826,294 144,747,899 $ 209,985,000 $ 212,680,082 $ 28,161,294 $ 184,518,788 , 0-1 : tit F5" ry: ,„,„ P ' ki; EXHIBIT H-3 CITY OF WICHITA FALLS, TEXAS DEBT SERVICE COVERAGE - REVENUE BONDS SEPTEMBER 30, 2004 Water and Sewer Revenue Bonds: Change in net assets (Exhibit A-8) $ 3,336,672 Add: Depreciation and amortization $ 3,157,362 Interest expense and paying agent fees 8,214,627 Transfers out 1,092,102 12,464,091 Subtract: West Texas Utilities water revenues 485,563 Gain on sale/abandonment of capital assets 18,114 Capital contributions from developers 376,437 (880,114) Net earnings for determining debt service coverage $ 14,920,649 Priority Subordinate Lien Bonds Lien Bonds Net earnings for determining debt service coverage $14,920,649 Principal and interest requirements to maturity $ 224,142,516 $28,491,446 Number of years remaining to pay bonds 23 14 Average annual principal and interest requirement 9,745,327 2,035,103 Minimum bond covenant debt service coverage 1.25 1.10 Minimum debt service coverage requirement $ 12,181,658 $ 2,238,614 14,420,272 Excess over debt service coverage requirements $ 500,377 79 CITY OF WICHITA FALLS, TEXAS CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE BY FUNCTION AND ACTIVITY SEPTEMBER 30,2004 Buildings Machinery Land and and and Betterments Improvements Equipment Administrative services: Mayor and City Council S - $ 3,797 $ 2,901 City Manager 1,062,849 336,872 49,516 PersonnelRisk Management - - 14,036 Martin Luther King Center - 349,839 7,641 Library 477,942 4,523,930 618,102 General Public Information - - 290,532 Building Maintenance - 1,076,622 32,367 Nondepartmental - 518,881 181,299 Municipal Court 230,000 313,818 183,338 Legal - - 2,254 City Clerk - - 6,700 Homeland security - - 11,352 Total administrative services 1,770,791 7,123,759 1,400,038 Police 1,112,592 1,374,498 3,283,553 Fire 252,459 5,710,267 280,694 Parks and recreation: Recreation 655,246 1,903,345 255,657 Park maintenance 8,946,251 1,016,451 52,900 Cemetery 20,200 - 11,115 Total parks and recreation 9,621,697 2,919,796 319,672 Accounting/finance: Accounting/finance - - 13,265 Information Systems - - 1,922,926 Total accounting/finance - - 1,936,191 Community development: Planning - - 80,670 Inspection - - 39,338 Code enforcement - - 73,892 Property management 1,161,884 420,891 59,496 Lake lot administration - - 1,018 Weed and Seed program - - 14,073 Total community development 1,161,884 420,891 268,487 Public works: Engineering 125,806 18,837 136,088 Street maintenance 28,547 86,373 20,692 Infrastructure - - - Total public works 154,353 105,210 156,780 Health: Administration 34,820 1,008,175 256,158 General City nursing 76,411 1,123 94,746 Environmental health - - 30,014 Lab water pollution - - 41,893 Total health 111,231 1,009,298 422,811 Traffic and transportation - 31,045 117,954 Multi-Purpose Events Center 9,277,513 33,601,897 327,703 Wichita Falls Business Park - - - Total capital assets used in the operation of governmental funds $ 23,462,520 $ 52,296,661 $ 8,513,883 80 EXHIBIT H-4 Motor Furniture Vehicles and and Construction Fixtures Equipment Infrastructure in Progress Totals $ 5,218 $ - $ - $ - $ 11,916 15,050 - - - 1,464,287 3,425 - - - 17,461 12,486 - - 369,966 90,579 - - - 5,710,553 3,184 - - - 293,716 - - - - 1,108,989 - - - - 700,180 4,043 - - - 731,199 - - - - 2,254 - - - - 6,700 - - - - 11,352 133,985 - - - 10,428,573 11,788 - - 6,622,184 12,404,615 1,755 - - - 6,245,175 12,818 - - - 2,827,066 - - - - 10,015,602 - - - - 31,315 12,818 - - - 12,873,983 - - - - 13,265 - - - - 1,922,926 - - - - 1,936,191 1,025 - - - 81,695 - - - - 39,338 - - - - 73,892 - 31,485 - - 1,673,756 - - - - 1,018 - - - - 14,073 1,025 31,485 - - 1,883,772 3,355 - - - 284,086 1,393 - - - 137,005 - - 80,843,743 - 80,843,743 4,748 - 80,843,743 - 81,264,834 21,835 - - 14,960 1,335,948 5,447 - - - 177,727 - - - - 30,014 - - - - 41,893 27,282 - - 14,960 1,585,582 - - 7,354,434 - 7,503,433 28,288 - - - 43,235,401 - - - 163,874 163,874 $ 221,689 $ 31,485 $ 88,198,177 $ 6,801,018 $ 179,525,433 EXHIBIT H-5 CITY OF WICHITA FALLS, TEXAS CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE OF CHANGES BY FUNCTION AND ACTIVITY FOR THE YEAR ENDED SEPTEMBER 30,2004 Beginning Ending Balance Balance 10/01/2003 Additions Deletions Adjustments 09/30/2004 Administrative services: Mayor and City Council $ 11,916 $ - $ - $ - $ 11,916 City Manager 1,464,287 - - - 1,464,287 PersonneLRisk Management 17,461 - - - 17,461 Martin Luther King Center 369,966 - - - 369,966 Library 5,715,820 47,668 52,935 - 5,710,553 General Public Information 240,017 53,699 - - 293,716 Budding Maintenance 1,104,758 4,231 - - 1,108,989 Nondepartmental 684,740 15,440 - - 700,180 Municipal Court 726,416 4,783 - - 731,199 Legal 2,254 - - - 2,254 City Clerk 6,700 - - - 6,700 Homeland security - 11,352 - - 11,352 Total administrative services 10,344,335 137,173 52,935 - 10,428,573 Police 7,198,004 5,222,002 15,391 - 12,404,615 Fire 6,140,754 104,421 - - 6,245,175 Parks and recreation: Recreation 2,815,997 11,069 - - 2,827,066 Park maintenance 10,012,602 3,000 - - 10,015,602 Cemetery 31,315 - - - 31,315 Total parks and recreation 12,859,914 14,069 - - 12,873,983 Accounting/finance: Accounting/finance 13,265 - - - 13,265 Information Systems 1,865,216 75,603 17,893 - 1,922,926 Purchasing - - - - - Total accounting/finance 1,878,481 75,603 17,893 - 1,936,191 Community development: Planning 81,695 - - - 81,695 Inspection 36,618 2,720 - - 39,338 Code enforcement 73,892 - - - 73,892 Property management 1,683,089 1,199 10,532 - 1,673,756 Lake lot administration 1,018 - - - 1,018 Weed and Seed program 5,171 8,902 - - 14,073 Total community development 1,881,483 12,821 10,532 - 1,883,772 Public works: Engineering 284,086 - - - 284,086 Street maintenance 137,005 - - - 137,005 Infrastructure 78,528,731 2,315,012 - - 80,843,743 Total public works 78,949,822 2,315,012 - - 81,264,834 Health: Administration 1,283,717 57,529 5,298 - 1,335,948 General city nursing 182,220 - 4,493 - 177,727 Environmental health 30,014 - - - 30,014 Lab water pollution 41,893 - - - 41,893 Total health 1,537,844 57,529 9,791 - 1,585,582 Traffic and transportation 7,277,347 320,637 94,551 - 7,503,433 Multi-Purpose Events Center 43,205,297 30,104 - - 43,235,401 Wichita Falls Business Park - 163,874 - - 163,874 Total capital assets $ 171,273,281 $ 8,453,245 $ 201,093 $ - $ 179,525,433 81 EXHIBIT H-6 CITY OF WICHITA FALLS, TEXAS GOLF FUND CAPITAL ASSETS AND ACCUMULATED DEPRECIATION FOR THE YEAR ENDED SEPTEMBER 30,2004 Balance Balance 10/01/2003 Additions Deletions 09/30/2004 Capital Assets: Land and betterments $ 48,019 $ - $ - $ 48,019 Buildings and improvements 13,267 - - 13,267 Machinery and equipment 79,836 - - 79,836 Furniture and fixtures 3,175 - - 3,175 Total capital assets 144,297 - - 144,297 Accumulated Depreciation: Land and betterments 2,309 1,921 - 4,230 Buildings, systems and improvements 5,324 955 - 6,279 Machinery and equipment 42,707 10,561 - 53,268 Furniture and fixtures 2,064 318 - 2,382 Total accumulated depreciation 52,404 13,755 - 66,159 Net capital assets $ 91,894 $ (13,755) $ - $ 78,139 82 EXHIBIT H-7 CITY OF WICHITA FALLS, TEXAS MUNICIPAL AIRPORT FUND CAPITAL ASSETS AND ACCUMULATED DEPRECIATION FOR THE YEAR ENDED SEPTEMBER 30,2004 Balance Balance 10/01/2003 Additions Deletions 09/30/2004 Capital Assets: Land and betterments $ 1,461,823 $ - $ - $1,461,823 Buildings and improvements 1,474,072 21,122 - 1,495,194 Machinery and equipment 16,283 - - 16,283 Furniture and fixtures 36,705 - - 36,705 Total capital assets 2,988,883 21,122 - 3,010,005 Accumulated Depreciation: Land and betterments 1,356,873 41,548 - 1,398,421 Buildings and improvements 869,299 29,491 - 898,790 Machinery and equipment 13,125 986 - 14,111 Furniture and fixtures 10,806 3,496 - 14,302 Total accumulated depreciation 2,250,103 75,521 - 2,325,624 Net capital assets $ 738,780 $ (54,399) $ - $ 684,381 83 EXHIBIT H-8 CITY OF WICHITA FALLS, TEXAS KICKAPOO AIRPORT FUND CAPITAL ASSETS AND ACCUMULATED DEPRECIATION FOR THE YEAR ENDED SEPTEMBER 30, 2004 Balance Balance 10/01/2003 Additions Deletions 09/30/2004 Capital Assets: Land and betterments $ 954,677 $ - $ - $ 954,677 Buildings and improvements 566,233 - - 566,233 Machinery and equipment 60,179 - - 60,179 Construction in progress - 1,546,273 - 1,546,273 Total capital assets 1,581,089 1,546,273 - 3,127,362 Accumulated Depreciation: Land and betterments 125,668 35,905 - 161,573 Buildings and improvements 40,194 11,524 - 51,718 Machinery and equipment 10,499 3,058 - 13,557 Total accumulated depreciation 176,361 50,487 - 226,848 Net capital assets $1,404,728 $ 1,495,786 $ - $ 2,900,514 84 EXHIBIT H-9 CITY OF WICHITA FALLS, TEXAS TRANSIT FUND CAPITAL ASSETS AND ACCUMULATED DEPRECIATION FOR THE YEAR ENDED SEPTEMBER 30, 2004 Balance Balance 10/01/2003 Additions Deletions 09/30/2004 Capital Assets: Land and betterments $ 61,925 $ - $ - $ 61,925 Buildings and improvements 626,868 - - 626,868 Machinery and equipment 146,648 59,004 - 205,652 Furniture and fixtures 1,152 - - 1,152 Total capital assets 836,593 59,004 - 895,597 Accumulated Depreciation: Buildings and improvements 155,804 7,730 - 163,534 Machinery and equipment 44,957 17,137 - 62,094 Furniture and fixtures 1,152 - - 1,152 Total accumulated depreciation 201,912 24,867 - 226,779 Net capital assets $ 634,681 $ 34,137 $ - $ 668,818 85 EXHIBIT H-10 CITY OF WICHITA FALLS, TEXAS STORMWATER DRAINAGE FUND CAPITAL ASSETS AND ACCUMULATED DEPRECIATION FOR THE YEAR ENDED SEPTEMBER 30,2004 Balance Balance 10/01/2003 Additions Deletions 09/30/2004 Capital Assets: Machinery and equipment $ 69,860 $ - $ - $ 69,860 Construction in progress - 2,652,779 - 2,652,779 1 Total capital assets 69,860 2,652,779 - 2,722,639 Accumulated Depreciation: Machinery and equipment 5,421 6,986 - 12,407 Net capital assets $ 64,439 $ 2,645,793 $ - $2,710,232 86 EXHIBIT H-11 CITY OF WICHITA FALLS, TEXAS SANITATION FUND CAPITAL ASSETS AND ACCUMULATED DEPRECIATION FOR THE YEAR ENDED SEPTEMBER 30, 2004 Balance Balance 10/01/2003 Additions Deletions 09/30/2004 Capital Assets: Land and betterments $ 1,790,582 $ 264,329 $ - $2,054,911 Buildings and improvements 2,370,382 - - 2,370,382 Machinery and equipment 117,092 5,000 4,896 117,196 Construction in progress 626,930 203,280 - 830,210 Total capital assets 4,904,986 472,609 4,896 5,372,699 Accumulated Depreciation: Land and betterments 60,807 21,874 - 82,681 Buildings and improvements 1,025,217 49,948 - 1,075,165 Machinery and equipment 82,497 10,774 4,896 88,375 Total accumulated depreciation 1,168,521 82,596 4,896 1,246,221 Net capital assets $3,736,465 $ 390,013 $ - $4,126,478 87 EXHIBIT H-12 CITY OF WICHITA FALLS, TEXAS WATER AND SEWER FUND CAPITAL ASSETS AND ACCUMULATED DEPRECIATION FOR THE YEAR ENDED SEPTEMBER 30,2004 Balance Balance 10/01/2003 Additions Deletions 09/30/2004 Capital Assets: Land and betterments $ 24,088,689 $ - $ - $ 24,088,689 Buildings,systems and improvements 139,647,481 1,818,135 114,000 141,351,616 Machinery and equipment 3,800,455 195,385 - 3,995,840 Furniture and fixtures 1,164 - - 1,164 Motor vehicles 1,235 - - 1,235 Construction in progress 7,333,074 12,940,206 1,254,247 19,019,033 Total capital assets 174,872,097 14,953,726 1,368,247 188,457,576 Accumulated Depreciation Land and betterments 7,873,664 243,632 - 8,117,296 Buildings, systems and improvements 55,671,553 2,598,307 114,000 58,155,860 Machinery and equipment 2,681,311 135,417 - 2,816,728 Furniture and fixtures 843 58 - 901 Motor vehicles 1,235 - - 1,235 Total accumulated depreciation 66,228,606 2,977,414 114,000 69,092,020 Net capital assets $ 108,643,491 $ 11,976,312 $ 1,254,247 $ 119,365,556 88 EXHIBIT H-13 CITY OF WICHITA FALLS, TEXAS FLEET MAINTENANCE FUND CAPITAL ASSETS AND ACCUMULATED DEPRECIATION FOR THE YEAR ENDED SEPTEMBER 30,2004 Balance Balance 10/01/2003 Additions Deletions 09/30/2004 Capital Assets: Land and betterments $ 433,658 $ - $ - $ 433,658 Buildings and improvements 4,010,098 - - 4,010,098 Furniture and equipment 6,358 - - 6,358 Motor vehicles and equipment 33,784,129 2,216,824 1,619,114 34,381,839 Construction in progress 6,706 - - 6,706 Total capital assets 38,240,949 2,216,824 1,619,114 ' 38,838,659 Accumulated Depreciation: Buildings and improvements 1,411,462 80,179 - 1,491,641 Furniture and fixtures 6,290 67 - 6,357 Motor vehicles and equipment 21,979,264 2,807,837 1,571,912 23,215,189 Total accumulated depreciation 23,397,016 2,888,083 1,571,912 24,713,187 Net capital assets $ 14,843,933 $ (671,259) $ 47,202 $14,125,472 89 EXHIBIT H-14 CITY OF WICHITA FALLS, TEXAS DUPLICATING SERVICES FUND CAPITAL ASSETS AND ACCUMULATED DEPRECIATION FOR THE YEAR ENDED SEPTEMBER 30, 2004 Balance Balance 10/01/2003 Additions Deletions 09/30/2004 Caoital Assets: Machinery and equipment $ 112,334 $ 16,000 $ 1,939 $ 126,395 Accumulated Depreciation: Machinery and equipment 28,547 8,495 1,939 35,103 Net capital assets $ 83,787 $ 7,505 $ - $ 91,292 90 EXHIBIT H-15 CITY OF WICHITA FALLS, TEXAS EMPLOYEE BENEFIT TRUST FUND CAPITAL ASSETS AND ACCUMULATED DEPRECIATION FOR THE YEAR ENDED SEPTEMBER 30, 2004 Balance Balance 10/01/2003 Additions Deletions 09/30/2004 Capital Assets: Machinery and equipment $ 2,314 $ 1,379 $ - $ 3,693 Accumulated Depreciation: Machinery and equipment 231 532 - 763 Net capital assets $ 2,083 $ 847 $ - $ 2,930 91 EXHIBIT H-16 CITY OF WICHITA FALLS, TEXAS WICHITA FALLS ECONOMIC DEVELOPMENT CORPORATION CAPITAL ASSETS FOR THE YEAR ENDED SEPTEMBER 30, 2004 Balance Balance 10/01/2003 Additions Deletions 09/30/2004 Capital Assets: Land and betterments $ 1,229,679 $ - $ - $ 1,229,679 92 Wichita S TEXAS STATISTICAL SECTION (UNAUDITED) Wichita _-. CITY OF WICHITA FALLS, TEXAS GENERAL GOVERNMENTAL EXPENDITURES BY FUNCTION(GENERAL FUND ONLY) - LAST TEN FISCAL YEARS (UNAUDITED) Fiscal Administrative Parks and Accounting Community Year Services Police Fire Recreation and Finance Development 1994-1995 $ 5,079,725 $ 10,420,291 $ 6,249,987 $ 2,458,983 $ 257,479 $ 399,234 1995-1996 6,764,670 11,067,074 6,752,959 2,890,848 282,522 501,149 1996-1997 10,030,518 11,635,291 6,979,178 2,689,630 283,958 549,654 1997-1998 * 5,675,204 11,445,357 7,567,904 2,947,658 1,141,181 990,993 1998-1999 6,315,733 12,010,858 7,881,632 2,896,955 1,300,773 1,048,202 1999-2000 6,980,200 13,159,401 8,367,462 3,072,384 1,331,432 1,058,585 2000-2001 7,263,876 13,293,997 8,412,257 3,059,595 1,489,661 1,102,205 2001-2002 7,619,095 14,050,692 9,028,643 3,289,405 1,702,554 1,102,996 2002-2003 8,591,274 14,764,510 9,444,152 3,397,352 1,604,484 1,247,973 2003-2004 8,927,792 15,213,234 9,820,265 3,493,846 1,757,006 1,289,868 * Effective October 1, 1997,the City significantly modified its accounting system and functional reporting. Consequently,there are some differences in reporting of expenditures by function between years. 93 EXHIBIT I-1 Debt Service Interest Public Traffic and Capital Principal and Paying Works Health Transportation Outlay Retirement Agent Fees Totals $ 4,526,548 $ 3,020,266 $ 1,319,641 $ - $ - $ - $ 33,732,154 4,790,242 3,189,847 1,422,119 - - - 37,661,430 4,576,974 3,396,582 1,449,844 - - - 41,591,629 5,709,866 2,203,927 1,487,177 1,773,519 2,149 558 40,945,493 4,814,939 2,341,125 1,561,804 299,312 2,350 357 40,474,040 5,799,148 2,050,913 1,553,984 144,788 2,677 134 43,521,108 4,408,476 2,080,081 1,707,211 1,365,232 - - 44,182,591 4,900,411 2,223,359 1,986,855 352,733 - - 46,256,743 4,467,697 2,360,222 1,534,507 1,238,062 - - 48,650,233 4,206,587 2,358,905 1,621,576 2,719,510 - - 51,408,589 CITY OF WICHITA FALLS, TEXAS GENERAL GOVERNMENTAL REVENUES BY SOURCE(GENERAL FUND ONLY) - LAST TEN FISCAL YEARS (UNAUDITED) Fiscal Charges Licenses Fines and Year Taxes for Services and Permits Forfeitures 1994-1995 $28,685,546 $ 1,103,978 $ 632,676 $1,309,204 1995-1996 30,140,802 1,394,190 684,633 1,262,361 1996-1997 31,487,703 1,338,867 673,422 1,495,921 1997-1998 * 32,544,840 2,077,990 435,572 1,486,985 1998-1999 34,009,242 2,279,994 535,989 1,187,927 1999-2000 36,460,971 1,733,552 660,715 1,417,891 2000-2001 36,944,112 1,783,301 1,892,099 1,259,742 2001-2002 38,462,368 2,007,218 1,918,690 1,598,751 2002-2003 41,160,049 2,155,570 2,001,117 1,569,135 2003-2004 41,998,979 2,270,842 2,292,695 2,019,219 Effective October 1, 1997,the City significantly modified its accounting system and functional reporting. Consequently,there are some differences in reporting of revenues between years. 1 94 , EXHIBIT 1-2 Intergovernmental Miscellaneous Revenue Contributions Revenue Totals $ 2,064,914 $ - $ 1,304,875 $35,101,193 2,540,646 - 1,195,670 37,218,302 2,540,616 - 1,431,250 38,967,779 67,290 - 1,570,592 38,183,269 61,782 12,155 1,533,500 39,620,589 46,985 - 1,508,539 41,828,653 33,319 32,901 1,463,780 43,409,254 85,499 62,575 823,898 44,958,999 81,979 711,862 789,850 48,469,562 53,711 880,852 900,581 50,416,879 CITY OF WICHITA FALLS, TEXAS PROPERTY TAX LEVIES AND COLLECTIONS- LAST TEN FISCAL YEARS (UNAUDITED) Percent of Delinquent Fiscal Total Current Tax Current Taxes Tax Year Tax Levy Collections Collected Collections 1994-1995 $ 15,817,317 $ 15,507,777 98.04% $ 318,839 1995-1996 16,742,241 16,407,759 98.00% 326,841 1996-1997 17,482,018 16,936,754 97.00% 426,840 1997-1998 13,848,037 13,376,885 96.59% 536,999 1998-1999 14,526,149 13,952,221 96.05% 388,755 1999-2000 16,115,557 15,690,461 97.36% 472,161 2000-2001 16,791,261 16,365,706 97.47% 121,858 2001-2002 17,635,425 17,210,516 97.59% 297,405 2002-2003 19,439,511 18,962,880 97.55% 331,023 2003-2004 20,039,039 19,646,529 98.04% 292,930 95 EXHIBIT 1-3 Ratio of Ratio of Total Tax Outstanding Delinquent Total Tax Collections to Delinquent Taxes to Collections Total Tax Levy Taxes Total Tax Levy $15,826,616 100.06% $1,638,633 10.36% 16,734,600 99.95% 1,646,500 9.83% 17,363,594 99.32% 1,704,839 9.75% 13,913,884 100.47% 1,600,924 11.56% 14,340,976 98.73% 1,588,798 10.94% 16,162,622 100.29% 1,551,462 9.63% 16,487,564 98.19% 1,577,119 9.39% 17,507,921 99.28% 1,560,565 8.85% 19,293,903 99.25% 1,585,821 8.16% 19,939,459 99.50% 1,597,581 7.97% CITY OF WICHITA FALLS, TEXAS ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY- LAST TEN FISCAL YEARS (UNAUDITED) Real Property Personal Property Fiscal Assessed Estimated Assessed Estimated Year Value Actual Value Value Actual Value 1994-1995 $ 1,860,859,604 $ 1,860,859,604 $492,382,781 $492,382,781 1995-1996 1,979,667,520 1,979,667,520 494,250,305 494,250,305 1996-1997 2,053,175,337 2,053,175,337 530,055,655 530,055,655 1997-1998 2,145,423,750 2,145,423,750 554,851,453 554,851,453 1998-1999 2,237,301,030 2,237,301,030 595,201,382 595,201,382 1999-2000 2,448,370,999 2,448,370,999 605,524,662 605,524,662 2000-2001 2,550,564,079 2,550,564,079 622,493,821 622,493,821 2001-2002 2,671,429,859 2,671,429,859 667,334,298 667,334,298 2002-2003 2,775,175,780 2,775,175,780 652,625,915 652,625,915 2003-2004 2,901,708,013 2,901,708,013 629,284,576 629,284,576 96 EXHIBIT 1-4 Ratio of Total Total Assessed to Assessed Estimated Total Estimated Value Actual Value Actual Value $2,353,242,385 $ 2,353,242,385 100.00% 2,473,917,825 2,473,917,825 100.00% 2,583,230,992 2,583,230,992 100.00% 2,700,275,203 2,700,275,203 100.00% 2,832,502,412 2,832,502,412 100.00% 3,053,895,661 3,053,895,661 100.00% 3,173,057,900 3,173,057,900 100.00% 3,338,764,157 3,338,764,157 100.00% 3,427,801,695 3,427,801,695 100.00% 3,530,992,589 3,530,992,589 100.00% CITY OF WICHITA FALLS, TEXAS PROPERTY TAX RATES AND TAX LEVIES-DIRECT AND OVERLAPPING GOVERNMENTS- LAST TEN FISCAL YEARS (UNAUDITED) Fiscal City of Wichita Burkburnett City View Year Wichita Falls County I.S.D. (1) I.S.D. (2) Tax Rates Per$100 Valuation 1994-1995 $ 0.67 $ 0.36 $ 1.22 $ 1.20 1995-1996 0.67 0.37 1.24 1.23 1996-1997 0.67 0.37 1.25 1.26 1997-1998 0.51 0.38 1.30 1.34 1998-1999 0.51 0.38 1.49 1.41 1999-2000 0.55 0.38 1.49 1.60 2000-2001 0.55 0.40 1.59 1.69 2001-2002 0.55 0.40 1.61 1.69 2002-2003 0.59 0.42 1.63 1.69 2003-2004 0.59 0.45 1.64 1.69 Tax Levies 1994-1995 $ 15,817,317 $ 11,989,730 $5,645,214 $1,071,679 1995-1996 16,742,241 13,058,786 5,993,746 1,151,028 1996-1997 17,482,018 13,681,903 6,364,575 1,232,641 1997-1998 13,848,037 14,643,356 6,426,976 1,325,139 , 1998-1999 14,526,149 15,177,829 7,104,951 1,448,831 1999-2000 16,115,557 15,523,632 7,087,371 1,549,000 2000-2001 16,791,261 16,815,629 7,816,180 1,772,270 2001-2002 17,635,425 17,606,303 8,226,508 2,069,834 2002-2003 19,439,511 19,175,217 8,300,614 2,347,083 2003-2004 20,039,039 20,916,183 8,609,427 2,363,245 Notes: (1) Burkburnett Independent School District-25% in Wichita Falls city limits (2) City View Independent School District- 90% in Wichita Falls city limits for 1997-98 and after and 84% in 1996-97 and prior (3) Iowa Park Consolidated Independent School District-2% in Wichita Falls city limits. Only for 1997-98 and after due to City annexation. (4) Wichita Falls Independent School District- 99% in Wichita Falls city limits 97 A EXHIBIT 1-5 Iowa Park Wichita Falls C.I.S.D. (3) I.S.D. (4) Totals $ - $ 1.34 $ 4.79 - 1.34 4.85 - 1.38 4.93 1.25 1.46 6.24 1.30 1.50 6.59 1.24 1.50 6.76 1.40 1.54 7.17 1.40 1.54 7.19 1.61 1.56 7.50 1.58 1.56 7.51 $ - $30,444,581 $ 64,968,521 - 31,977,379 68,923,180 - 34,453,561 73,214,698 3,755,263 37,270,618 77,269,389 4,308,152 38,641,115 81,207,027 4,936,005 39,842,969 85,054,534 5,041,838 42,992,685 91,229,863 5,212,807 45,115,529 95,866,406 5,741,673 46,307,125 101,311,223 5,858,137 47,536,033 105,322,064 EXHIBIT 1-6 CITY OF WICHITA FALLS, TEXAS TEN LARGEST TAXPAYERS(UNAUDITED) SEPTEMBER 30,2004 Percentage January 1, 2004 of Total Assessed Assessed Taxpayer Type of Business Valuation Valuation Sikes Coyote Mall LP Shopping Center $ 47,622,240 1.35% Texas Utilities/Oncor Electric Utility 44,060,747 1.25% Southwestern Bell Telephone Utility 39,378,848 1.12% Wal-Mart Retail Store 34,683,131 0.98% Kell West Regional Hospital Medical Center 15,758,361 0.45% Clinics of North Texas Medical Center 13,451,980 0.38% Time Warner Cable Television 13,422,908 0.38% Southwestern Bell dba Cingular Customer Service 13,023,779 0.37% Lowe's Home Improvement Center Retail Store 12,894,119 0.37% Sams East Inc Wholesale Store 9,553,470 0.27% Totals $ 243,849,583 6.91% 98 EXHIBIT 1-7 CITY OF WICHITA FALLS, TEXAS SPECIAL ASSESSMENT COLLECTIONS (CAPITAL IMPROVEMENT ASSESSMENTS FUND) - LAST TEN FISCAL YEARS (UNAUDITED) Special Special Ratio of Fiscal Assessments Assessments Collections Year Due Collected to Amount Due 1994-1995 173,940 5,267 3.03% 1995-1996 158,976 1,222 0.77% 1996-1997 158,106 1,200 0.76% 1997-1998 157,580 526 0.33% 1998-1999 * - - - 1999-2000* - - - 2000-2001 * - - - 2001-2002 * - - - 2002-2003 * - - - 2003-2004 * - - - *- The City wrote off the balance of the Special Assessments due the City during the year ended September 30, 1999 and no longer records the receivable balance. 99 Wichita TEXAS EXHIBIT 1-8 CITY OF WICHITA FALLS, TEXAS COMPUTATION OF LEGAL DEBT MARGIN (UNAUDITED) SEPTEMBER 30, 2004 Total assessed property value per 2003 tax roll $3,530,992,589 Maximum tax rate* $ 2.25/$100 Current tax rate for 2003 tax year .59246/$100 Maximum tax rate in excess of 2003 tax rate 1.65754/$100 Total legal debt margin $ 58,527,615 There is no debt limit established by law. The limit is, therefore, governed by the City's ability to levy and collect taxes to service the outstanding indebtedness. The City's maximum legal tax rate established under its Charter is $2.25 per$100 assessed valuation. The 2003 tax rate is $.59246 per$100 assessed valuation. * Maximum tax levy established by City Charter 100 CITY OF WICHITA FALLS, TEXAS RATIO OF NET GENERAL BONDED DEBT TO ASSESSED VALUE AND NET GENERAL BONDED DEBT PER CAPITA- LAST TEN FISCAL YEARS (UNAUDITED) Gross Less Debt Fiscal Estimated Assessed General Service Year Population (1) Value Bonded Debt Funds 1994-1995 101,155 $ 2,353,242,385 $ 20,530,000 $ 1,093,940 1995-1996 102,790 2,473,917,825 19,555,000 996,075 1996-1997 103,312 2,583,230,992 18,320,000 1,511,795 1997-1998 104,121 2,700,275,203 16,850,000 1,560,640 1998-1999 106,000 2,832,502,412 15,315,000 1,578,437 1999-2000 107,178 3,053,895,661 13,705,000 1,585,571 2000-2001 104,197 3,173,057,900 19,215,000 195,773 2001-2002 104,544 3,338,764,157 17,410,000 270,530 2002-2003 104,712 3,427,801,695 15,290,000 597,966 2003-2004 104,823 3,530,992,589 19,870,000 972,900 Sources: (1) City of Wichita Falls Planning Department for all years, except 2000-01 from U.S. Bureau of Census. 101 EXHIBIT I-9 Ratio of Net General Bonded Debt Net General Net General To Assessed Bonded Debt Bonded Debt Value Per Capita $19,436,060 0.83% $ 192 18,558,925 0.75% 181 16,808,205 0.65% 163 15,289,360 0.57% 147 13,736,563 0.48% 130 12,119,429 0.40% 113 19,019,227 0.60% 183 17,139,470 0.51% 164 14,692,034 0.43% 140 18,897,100 0.54% 180 EXHIBIT 1-10 CITY OF WICHITA FALLS, TEXAS RATIO OF ANNUAL DEBT SERVICE EXPENDITURES FOR GENERAL BONDED DEBT TO TOTAL GENERAL GOVERNMENTAL EXPENDITURES-LAST TEN FISCAL YEARS(UNAUDITED) Total Ratio of Interest and General Debt Service Fiscal Paying Total Debt Governmental to General Year Principal Agent Fees Service Expenditures Expenditures 1994-1995 $ 1,125,000 $ 1,408,898 $ 2,533,898 $ 33,732,154 7.51% 1995-1996 1,190,000 1,334,768 2,524,768 37,661,430 6.70% 1996-1997 1,235,000 1,090,448 2,325,448 41,591,629 5.59% 1997-1998 1,470,000 934,270 2,404,270 40,945,493 5.87% 1998-1999 1,535,000 868,315 2,403,315 40,474,040 5.94% 1999-2000 1,610,000 796,975 2,406,975 43,521,108 5.53% 2000-2001 1,690,000 823,768 2,513,768 44,182,591 5.69% 2001-2002 1,805,000 1,143,555 2,948,555 46,256,743 6.37% 2002-2003 2,120,000 854,457 2,974,457 48,650,233 6.11% 2003-2004 2,970,000 900,526 3,870,526 51,408,589 7.53% 102 EXHIBIT I-11 CITY OF WICHITA FALLS, TEXAS COMPUTATION OF DIRECT AND OVERLAPPING GENERAL BONDED DEBT(UNAUDITED) SEPTEMBER 30, 2004 Percentage Amount Gross Applicable Applicable General Bonded to City of to City of Debt(1) Wichita Falls (2) Wichita Falls Direct: City of Wichita Falls $ 19,870,000 100% $ 19,870,000 Overlapping: Wichita County 5,330,000 100% 5,330,000 Burkburnett Independent School District 16,141,210 25% 4,035,303 City View Independent School District 10,491,395 90% 9,442,256 Iowa Park Consolidated Independent School District 5,692,491 2% 113,850 Wichita Falls Independent School District 29,664,152 99% 29,367,510 Total overlapping 67,319,248 48,288,918 Total direct and overlapping bonded debt $ 87,189,248 $ 68,158,918 Sources: (1) Listed taxing jurisdictions (2) City of Wichita Falls Planning Department 103 CITY OF WICHITA FALLS, TEXAS REVENUE BOND COVERAGE -WATER AND SEWER REVENUE BONDS - LAST TEN FISCAL YEARS (UNAUDITED) Net Revenue Fiscal Gross Operating Available For Year Revenues (1) Expenses (2) Debt Service 1994-1995 $ 17,701,086 $ 11,252,304 $ 6,448,782 1995-1996 19,939,255 11,684,476 8,254,779 1996-1997 19,578,557 12,352,266 7,226,291 1997-1998 21,050,438 12,868,869 8,181,569 1998-1999 22,692,770 13,726,601 8,966,169 1999-2000 21,974,510 13,688,360 8,286,150 2000-2001 26,832,875 14,507,635 12,325,240 2001-2002 29,768,543 13,569,831 16,198,712 2002-2003 30,052,619 14,105,694 15,946,925 2003-2004 29,021,062 14,100,412 14,920,650 Notes: (1) Includes operating revenues exclusive of water sales to West Texas Utilities and capital contributions from developers of the Water and Sewer Fund (see Exhibit H-3). (2) Includes operating expenses of the Water and Sewer Fund exclusive of depreciation and amortization (see Exhibit H-3). (3) Excludes bond premium amortization. 104 EXHIBIT 1-12 Debt Service Requirement Principal (3) Interest Total Coverage $1,230,000 $ 2,875,069 $4,105,069 1.57 1,405,000 2,450,529 3,855,529 2.14 1,605,000 2,740,348 4,345,348 1.66 1,855,000 2,674,570 4,529,570 1.81 2,140,000 2,889,642 5,029,642 1.78 2,345,000 2,776,148 5,121,148 1.62 2,555,000 2,567,085 5,122,085 2.41 4,220,000 8,087,504 12,307,504 1.32 3,895,000 8,412,955 12,307,955 1.30 4,070,000 8,403,349 12,473,349 1.20 EXHIBIT 1-13 CITY OF WICHITA FALLS, TEXAS DEMOGRAPHIC STATISTICS- LAST TEN FISCAL YEARS (UNAUDITED) Median Fiscal Estimated Household Education School Unemployment Year Population (1) Income (2) Level (3) Enrollment (3) Rate (4) 1994-1995 101,155 $ 29,527 13.1 15,793 5.9% 1995-1996 102,790 30,142 13.1 15,805 5.1% 1996-1997 103,312 31,148 13.1 16,606 4.3% 1997-1998 104,121 31,165 13.1 16,382 4.4% 1998-1999 106,000 34,342 13.1 14,780 4.7% 1999-2000 107,178 35,029 13.1 14,084 4.4% 2000-2001 104,197 35,961 13.1 13,896 3.9% 2001-2002 104,544 36,824 13.1 14,059 6.3% 2002-2003 104,712 37,523 13.1 13,765 5.5% 2003-2004 104,823 38,799 13.1 13,857 3.6% Sources: (1) City of Wichita Falls Planning Department for all years, except 2000-01 from U.S. Bureau of Census (2) C.A.C.I. Marketing Services for all years, except 1994-95 and prior from Sales & Marketing Management (3) Wichita Falls I.S.D.- Educational level is grade equivalent of graduating senior (4) Texas Workforce Commission 105 EXHIBIT 1-14 CITY OF WICHITA FALLS, TEXAS PROPERTY VALUE, BUILDING PERMITS AND BANK DEPOSITS - LAST TEN FISCAL YEARS (UNAUDITED) Fiscal Property Building Bank Year Value (1) Permits (2) Deposits* 1994-1995 $2,353,242,385 $ 73,692,291 Not Available 1995-1996 2,589,218,286 92,604,277 Not Available 1996-1997 2,707,854,487 89,861,493 Not Available 1997-1998 2,827,444,408 80,401,597 Not Available 1998-1999 2,889,152,460 102,641,877 Not Available 1999-2000 3,053,895,661 98,144,551 Not Available 2000-2001 3,173,057,900 102,578,860 Not Available 2001-2002 3,338,764,157 112,934,860 Not Available 2002-2003 3,427,801,695 107,379,873 Not Available 2003-2004 3,530,992,589 190,950,073 Not Available Sources: (1) City of Wichita Falls Accounting/Finance Department (2) City of Wichita Falls Planning Department Local branches of Bank One, Bank of America, and Wells Fargo are not required, nor have they chosen, to release deposit information on individual branches. Therefore,total bank deposit information is not available for these years. 106 EXHIBIT 1-15 CITY OF WICHITA FALLS, TEXAS MISCELLANEOUS STATISTICAL DATA(UNAUDITED) SEPTEMBER 30,2004 Date of incorporation 1889 Form of government Council- Manager Area 71 square miles Miles of streets 542 Number of street lights 6,761 Fire protection: Number of stations 8 Number of firemen and officers 147 Police protection: Number of stations 1 Number of police officers 172 Municipal water department: Number of consumers- active 33,550 Average daily production 20,400,000 gallons treated water Miles of water mains 714 Sewers: Number of customers-active 32,070 Miles of sanitary sewers 508 Miles of storm sewers (enclosed) 41 Building permits issued: Number issued 10,159 Amount issued $190,950,073 Recreation and culture: Number of parks 39 with 1,100 acres Number of golf courses 4 Number of libraries 1 Number of volumes (books) 210,976 Employees-full-time 1,090 107 EXHIBIT I-16 (Page 1 of 5) CITY OF WICHITA FALLS, TEXAS SCHEDULE OF INSURANCE COVERAGE (UNAUDITED) SEPTEMBER 30, 2004 Insurance Code A Policy: Building and Contents Company: Williams-Dwyer Co. Policy Period: October 1, 2003 to October 1, 2004 Perils: Fire, Extended Coverage, Vandalism and Malicious Mischief, including Difference in Condition, Extra Expense, Valuable Papers, EDP, Demolition/CC Coverages: $94,766,727 Building and Contents $100,000 Extra Expense Deductible: $100,000 Coinsurance: Agreed Value, Replacement Cost Premium: $134,197 B Policy: Boiler and Machinery Company: Williams-Dwyer Co. Policy Period: October 1, 2003 to October 1, 2004 Perils: Comprehensive Blanket Coverage: $5,000,000 Per Occurrence Deductible: $5,000 Coinsurance: N/A Premium: (Included in Building and Contents Premium) C Policy: Electronic Data Processing Equipment Company: Williams-Dwyer Co. Policy Period: October 1, 2003 to October 1, 2004 Perils: All Risks Coverage: $2,420,100 Deductible: $10,000 Coinsurance: 100% Premium: (Included in Building and Contents Premium) D Policy: Airport Liability(Municipal Airport) Company: Marsh Aviation Policy Period: March 17, 2004 to March 17, 2005 Perils: Owner's, Landlord, and Tenants Liability Coverage: $1,000,000 CSL Deductible: $1,000 Coinsurance: N/A Premium: $4,880 108 EXHIBIT I-16 (Page 2 of 5) CITY OF WICHITA FALLS, TEXAS SCHEDULE OF INSURANCE COVERAGE (UNAUDITED) (CONTD.) SEPTEMBER 30, 2004 Insurance Code E Policy: Airport Liability(Kickapoo Downtown Airpark) Company: Marsh Aviation Policy Period: March 17, 2004 to March 17, 2005 Perils: Owner's, Landlord, and Tenants Liability Coverage: $1,000,000 CSL Deductible: $1,000 Coinsurance: N/A Premium: $14,565 F Policy: Public Official Bond Company: Fidelity & Deposit Company Bond No.: FD 09688496 Bond Period: June 27, 2004 to June 27, 2005 Insured: City Manager-Jim Berzina Coverage: $25,000 Premium: $100 G Policy: Public Official Bond Company: Fidelity & Deposit Company Bond No.: FD 30237391 Bond Period: August 1, 2004 to August 1, 2005 Insured: Purchasing Agent- Margaret Elizabeth (Peggy) Gahagan Coverage: $2,500 Premium: $100 H Policy: Blanket Employees' Dishonesty- Theft, Disappearance Coverage Company: Fidelity & Deposit Company Bond No. FD 02897925 Bond Period: January 15, 2004 to January 15, 2005 Insured: Public Employee Blanket- Water Office Manager Coverages: $10,000 Inside Premises $3,000 Outside Premises $10,000 Per Employee $15,000 Excess Limit (Water Office Manager) Premium: $2,000 109 EXHIBIT 1-16 (Page 3 of 5) CITY OF WICHITA FALLS, TEXAS SCHEDULE OF INSURANCE COVERAGE(UNAUDITED) (CONTD.) SEPTEMBER 30, 2004 Insurance Code Policy: Public Official Bond Company: Fidelity& Deposit Company Bond No.: FD 30523655 Bond Period: October 1, 2004 to October 1, 2007 Insured: City Clerk-Lydia Torres Coverage: $25,000 Premium: $100 J Policy: Public Official Bond Company: Aetna Insurance Company Bond No.: S 10084654 Bond Period: August 6, 2004 to August 6,2005 Insured: Director of Public Works-Scott Taylor Coverage: $2,500 Premium: $50 K Policy: Public Official Bond Company: Aetna Insurance Company Bond No.: S 100841241 Bond Period: August 24, 2004 to August 24, 2005 Insured: Municipal Court Administrator-Judith Elaine Bourgoin Coverage: $2,500 Premium: $50 L Policy: Public Official Bond Company: Aetna Insurance Company Bond No.: S 18072205 Bond Period: February 15, 2004 to February 15, 2005 Insured: Director of Finance-Jim Dockery Coverage: $25,000 Premium: $125 M Policy: Public Official Bond Company: Aetna Insurance Company Bond No.: 71 S 100648903 Bond Period: May 21, 2004 to May 21, 2005 Insured: Municipal Court Judge- Larry Gillen Coverage: $2,500 Premium: $100 110 EXHIBIT I-16 (Page 4 of 5) CITY OF WICHITA FALLS, TEXAS SCHEDULE OF INSURANCE COVERAGE(UNAUDITED) (CONTD.) SEPTEMBER 30,2004 Insurance Code N Policy: Public Official Bond Company: Travelers Bond No.: S101099963 Bond Period: December 17,2003 to December 17, 2004 Insured: MPEC Director- pending Coverage: $25,000 Premium: $88 O Policy: Health Insurance Company: J. Allan Hall&Associates, Inc. Policy No.: City of Wichita Falls Employee Benefits Trust Policy Period: December 1, 2003 through November 30, 2004 Perils: Illness and Accidental Injury(Non-work Related) Coverage: $1,000,000 Lifetime Maximum Deductible: Various Amounts Depending on Plan Option Chosen by Employee Coinsurance: Coinsurance coverage begins when a limit of 20%or 30% reaches$3,500, $5,000, $10,000 or$15,000 yearly,then insurance company pays 100%of eligible expenses. Premium: $357,462 P Policy: Dental Insurance Company: J. Allan Hall&Associates, Inc. Policy No.: City of Wichita Falls Employee Benefits Trust Policy Period: December 1, 2003 through November 30, 2004 Perils: Basic Dental Coverage with Orthodontics for Children Under 19 Coverages: $1,000 Annual Maximum- Basic Coverage $1,000 Lifetime Maximum-Orthodontics Deductible: Basic Coverage-$100 Annually Per Person(Maximum 3 Family Members); No Deductible for Orthodontics Coinsurance: 80-20 Basic,50-50 Orthodontics, 50-50 Periodontics Premium: (Included in Health Premium) Q Policy: Life Insurance Company: TMRS Policy No.: Not Applicable Policy Period: October 1, 2003 through September 30, 2004 Perils: Death and Dismemberment Benefits Deductible: N/A Premium: One Times Employee's Annual Salary 111 EXHIBIT 1-16 (Page 5 of 5) CITY OF WICHITA FALLS, TEXAS SCHEDULE OF INSURANCE COVERAGE(UNAUDITED) (CONTD.) SEPTEMBER 30, 2004 Insurance Code R Policy: Life Insurance(Directors Only) Company: Pilot Life Insurance Company Policy No.: 0548 (Group#1) Policy Period: January 1, 2004 to December 31, 2004 Perils: Death and Dismemberment Benefits Coverage: $25,000 Deductible: Premium: Annual Estimate$338 112 Wichita TEXAS EXHIBIT J-1 CITY OF WICHITA FALLS , TEXAS CASH AND INVESTMENTS 200 a 180 Phi''' .'�140 ".'.'.','.... j160 I 100 ca :: ' 0 .,,„,,. 404::•,„':„„. :::::,:/':"::;',:; ::;',:,:,,:,, ::::, ,,,,;,;,,;,,,',.,,,,, i :/:::-:.:„ 20 - ;.' ,44...,:,;:"..."/,/,;',";;-..//,/, ,,,;",:::''-'4';!;,01:.'''',/,-,././ 41) .;,' 40,,, :.,,,,,,,,,,74.:-/- 44,,..,,,,,, ,...4.:/':',,%„:',;:id:':':':':':/.../ 4.,:, -- 2000 2001 2002y%, 2003 September 30, 2004 (UNAUDITED) 113 EXHIBIT J 2 CITY OF WICHITA FALLS , TEXAS TOTAL BONDS PAYABLE 200 M1�4':!.4Fdd+4 c�4.4h.4 4,ddp4 ) 4�44444 ++i4 44�4• ' h�}+�4y4+4,i�'�'y'�++++i+ii'�d�i� ,�� °9 dybd'd6.6.s.sdd6.6,6.0.t64t4Y4 �4i1yy�f+y+i 44i'i 4fi'.Y 4°� 4T 444¢4y�y�y� �i'+ s.a�4y�y4y+y+4y4y 4 g ,� �y` .4'����.M1t ,�°$Y ,yff+4�44444f++�+++44i 6 44M1M1yi4pp�44I y1 4,�i,444 yf;y++�d � 4y 4i444"'�h44'4+44h4'44'fh4S' d.�.b.�ii M1dd M1.Lfi4L�hhM144;i4;4 4�+,�,��f Y .�4 h4 h4M14i4444 ' 444 M1' 44 4i44444 y 4444 ( � � 4 44:+44444 444:+44444:4M 4a.s4 .44.M1d 444++ by y+ e 6 yh 4 hy4y4y4yhy4y4y4� 44h444h4M14M14M14M1M1M14M1M1M1M1M14M14h4h4M14M14M14M14444°4° {+� y4yh'yYM b4�'4�4+41 4i:4, 4fy+�G-9 ,(6,( 4 3hhM1 444i4, 4i4M1 444444444444M14444 h ,I LFp Y hM14yf i,�y + °fyy ,0 �4,�4'"hhi44�4,�G4h4hhh �{� 4h�4444M14M14M14M14M14M14++++t h4444444.4y4444 r° 9, : :4:4:f�x f 4 f 4 ,yL +MQ' +4+4+4+4+4+4+4+4+4$44+4` ++41.+4y++y4y4yM1yM1yM1y4y+y+,1�4+++++++1y'ri ro k 444+: 6k4N:l +�4,� G 4y+ 4 h4444h Alt,. .YY!! 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Community Development 3, tii4. ti,t:r1 ;\\11r. o .Traffic and Trans ortatio '•"� 43::. 7:•:: :. w% Health Public Works 4% 23% (UNAUDITED) 120 A EXHIBIT J-9 CITY OF WICHITA FALLS, TEXAS GENERAL GOVERNMENTAL REVENUES (GENERAL FUND ONLY) 55 f. 50 - -- 45 , 40 — + +s_ -- * '+y"6#a*+*i*f*i*+ <:,,. ++ #i'++� �i.,<�,' 'V' ?i'� *+**+*s*++*+*+*e*+ '._ a++*+ i ff}i 6�' + 8� ...+:+.+. >' *}++*a�++f�+*'++'a+�-:�`.; :+ �,`fiii + �.�ay� +Y+#'*++a+•i•+�.,.._ V /, w: +aaa.+<eies <++++e*s***+". , ::::?'•jf' +*#+ + ,}i °�: +�tT+tai*+i*+y+++t i + <+< }++*+++++++++++++++ ++++++++++}+++}+44 /.. t?. ++ :1 4*i*#FiF+ii ^ #+}F#+++++#r.«.s.- :faA }+r++++++++++++++++ ++++++*++++++++r++++i; 4+ q','daa ;. ++++++++++++i+s+# ., ++*a+a*+a*+*+*+r*i.�_.�. +1` .�' }++t+++++++++++++ .++i3++++}+++++}+++}}# + ct�t�d+a _Ea: ++*#*+iyoi++*+*+t*i+i ,;., + }+++++}i..;�. ++ ^ }++i�t+y+1`+++ tw +++++++++++at++ }++++++++++++++++++++�,' +++' E a"a:. -+*+t*}++.+++;++ '4f+fr+++++++r+r+i +++++. *++,*i++++++++++ ::: .+y++++re+++++}t+ wa;++++++++++++}#+++*e _ ++ ++ 30 ^ +#"ti+**'�+�s ,: rr+r+++t<< ,`'. ++ ++++ �. +#++#++++ t ��,�,�##++++++++++: - +++++++++++++r++t .v? * ,pe aia<" _,/:0+:'+';`, 4, * +3+*+++ *i *+#*+*i*+<< f+}+ ++++ ++++++++++ ,pad +++++++++++++ +t +r+++++ .°:dy r +� }t*i�F°#*r**# �1 }*+ +< +++++++ ++r ,y+++++++'.i" $: _ id++++*aS+*+*++++*++ + +*+*+*+*+ 'a ° i.*a $a"a /� + #*+}++'* +++�++*+'++*rt?_. f*+*+*��' F'+*++*+*+*+*+ d�*a +i`att++*+++++r+r+ 4-_ ++++++++++++ �� a pa 2 5 app++ ° r++++++r+ :4-4-++8 +t +*+es :*.*++�#i a*" !fk,.,,.: tk + :a Vi ::2 i +,aj•+*a* ***+ - i��***+i*+*++'�' N '' + +i• a8 ^^ ^ ai'�, +i++ _ , r + d ii as ^*• . "a+i*+ +i + # ° "y: + daa 8 zed 15 aa; t,, +fir`+++�*+ Y ra pa :::....':.:.:::: :::: :::::.I } 4 -.°+i+fi-Ai:$tat1. `, /"i '° +• *+ `i 44a,:, "://le, :i: :e.'.++ ,..„40,,, . ..,,,,, ... t r�+a'i++• +• 4-$:' N • :.Iv t'*a++t*+++a++ ,t; �; • *.: a: :rt*a+is$tom+«;. •.rd+ ?< ^ 5 ++++rah" +++a++*+a+ -. .... '�' s��� __ %,+,.....11;4 , ,:,.....,./. ,, ,, :, 1995 1996 1997 1998 `_ —_ _ t � % + 1999 i.+++t+++fit++}, 2000 `+ 2001 —— Years Ended September 30, 2002 2003 � 2004 (UNAUDITED) 121 _ EXHIBIT J-10 \. --- - - A F AL�-S , TEXAS CITY O F W I C H IT FUND ONLY) GENERAL GOVERNMENTAL EXPENDITURES (GENERAL 55 --''-f tr+,+rr+r+tr*�ttQ 50 - rrt+i++i++Q rlOa -- -_�+ +rr++ *Oa ttt! +a ' l+rr+lam � �� '` +�++++�+ �� 4 5 G+i+l+r��i+ +r i:�rr+l+l+r3i+rr +r rrrr+O+++ i+:++ + ie�t+,.+--t .�r t *rrrrr+ 4t#+e rrr +i:r. rrr rrr+ Q @t+i#+rrr ++., \\\ �,, • # .EM t+t+t..,. , ;\\\.:..•.'.;.�� +!#r++ k .'. @�::.'.•:...ri$ra`A',a +t+ 1$1.+ +''���,,, '' t+t 4o-+++ � +++?r+ti+itr+#+� � � +t+rrr � •.�•:•:':','.' G.—?d�e, rGtr+tt:::+i+? ++rrrrr 4w`t G+t++tr++++++t� ,..•.•. r it+ .rt;.�R 44:++++rrr;+r{+rrQ� .'.;•;.• :'::.'kkrrrr++ N ,, r+ti�:.;;', r + \\.'.'.`:�• r-rrrr r � rrrr+++ � '>'..�•:.:�•:. r� : �� tr+++++r++t+++++#�QQ� � tttr fey ` AW`1•11X,i+i + `R \::•..',.,.;;`:,. ,tk '\..,� +++ t� ! ''\::::: . 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